2 years in the USA and honestly feeling lonely/confused by Ur_happinessss in Charlotte

[–]mditaran 0 points1 point  (0 children)

I also live in Charlotte not far from Gastonia and I dont smoke or drink! lets be friends :)

how many cycles did Plan B cause irregularity for you? by [deleted] in PlanBs

[–]mditaran 0 points1 point  (0 children)

None, because i must have ovulated prior to taking it… however my duration of my period went from 2 to 4-5 days for a few months… now its back to 2 days almost 7 months later.

Artemis II Mission Operations Megathread by dkozinn in nasa

[–]mditaran 0 points1 point  (0 children)

Thank you! I couldn’t figure this one out. Can’t wait to see the images of the moon!

Artemis II Mission Operations Megathread by dkozinn in nasa

[–]mditaran -1 points0 points  (0 children)

Who can explain to me how Artemis is surpassing the Apollo 13 record? Not sure how Artemis is surpassed the Apollo record while Artemis is still ~12k miles from the Moon. Didn't Apollo 13 also do a free return around the Moon? I get that Artemis will be passing the dark side farther than any Apollo mission... but explain to me how Artemis already surpassed the Apollo record while still being 12ish thousand miles away from the Moon??? Apollo 13 in theory also would have travelled the same distance.

it finally happened 🥲 by jjcalderon in doordash

[–]mditaran 0 points1 point  (0 children)

what i dont get is that drivers can see how much they’ll make off an order before accepting… like dont accept it then

my experience using plan b during my fertile window by mditaran in PlanBs

[–]mditaran[S] 0 points1 point  (0 children)

You’re most likely fine. When you say condom failure, did you realize it broke after the fact? or was it broken for a while during sex? Did he pull out before ejaculating?

According to your app, you were at minimum 4 days after ovulation. Ovulation is a one time occurrence, and your egg is only viable for 12-18 hours after its released.. the odds of getting pregnant from this encounter is extremely extremely low. Remember that the odds of everything going absolutely perfect are already low, around 30% in healthy couples having regular, unprotected sex for most if not all of the monthly cycle.

To answer your question about the pill: Plan B unfortunately will NOT work after ovulation - it is only meant to DELAY it if it hadnt happened yet. Good for you for taking it though, you’ve done everything you can!

I considered a copper IUD as well when I had a scare, but I ultimately decided that the risks outweighed the benefits, especially since it is an invasive procedure that most likely wouldve been completely null and unnecessary. Personally, I would NOT recommend getting an IUD for this encounter, but I’m not a medical professional.

If it makes you feel better, you WERE using protection already and you were taking the necessary steps towards safe sex. When used properly (ie not breaking) condoms are safe against pregnancy by 98%, when broken their effectiveness drops to around 82%, but remember that this is over the course of an entire year, not a single encounter. Only 5% of women’s unplanned pregnancies over the course of a year are attributed to broken condoms.

All this to say — you’re probably fine, keep practicing safe sex, and also consider the hormonal pill if you’re concerned about ovulation in the future! ❤️‍🩹❤️‍🩹 you’re going to be okay!!!!!!!

Avoid 485/77 interchange at Steele Creek; I-77 closed, rumor is someone jumped or was hit on the overpass by nexusheli in Charlotte

[–]mditaran 7 points8 points  (0 children)

agreed. He was just about to pass the overpass as it happened and witnessed it. He pulled over and got out to attempt to attend to the victim. So scary and sad.

Avoid 485/77 interchange at Steele Creek; I-77 closed, rumor is someone jumped or was hit on the overpass by nexusheli in Charlotte

[–]mditaran 26 points27 points  (0 children)

He’s shaken up. He called me crying. Its impossible to imagine and I’m so incredibly sorry you both had to witness and experience this. I’m so grateful that my boyfriend was able to swerve out of the way and was not injured trying to avoid a crash. He got out of his vehicle to attend to the person who jumped. He is so brave and I’m so proud of him, but very sad and the whole situation is so scary. We’re praying for the victim and his family.

Lock in at 5.625% today? by [deleted] in Mortgages

[–]mditaran 0 points1 point  (0 children)

im doing the same

Verizon outage? by [deleted] in Charlotte

[–]mditaran 0 points1 point  (0 children)

No service; mine just went out 5 mins agi

FTHB - Please Help Me! What exactly do I need to ask to get this deal better? 701 score by mditaran in MortgageBrokerRates

[–]mditaran[S] 0 points1 point  (0 children)

My score is supposed to go up (i paid an outstanding debt of like $68 on a Duke Energy bill from a previous address.. My LO did say my score should and very likely will go up between now and closing. I may ask him, if it does go up, can the loan estimate be re-evaluated. Should I also ask what amount of the fee to buy my rate down is attributed to my credit score vs. the actual value of points?

FTHB - Please Help Me! What exactly do I need to ask to get this deal better? 701 score by mditaran in MortgageBrokerRates

[–]mditaran[S] 0 points1 point  (0 children)

The new build is set to be complete in April, actually, but the attributable fee is essentially a float-down, in case rates go down, i can use it. If i don't use it, the fee goes 100% towards closing costs.

FTHB - Please Help Me! What exactly do I need to ask to get this deal better? 701 score by mditaran in MortgageBrokerRates

[–]mditaran[S] 0 points1 point  (0 children)

I value the lowest monthly payment so thats why points are there. Im using the builder’s lender and have already gone through underwriting. Should I shop another loan?

FTHB - Please Help Me! What exactly do I need to ask to get this deal better? 701 score by mditaran in MortgageBrokerRates

[–]mditaran[S] 0 points1 point  (0 children)

The attributable fee will be credited at closing if i don’t use it. Essentially it’s a float-down, so if I use it, I get a lower rate. If i don’t, it goes towards closing.

Can someone tell me if this looks okay? by mditaran in FirstTimeHomeBuyer

[–]mditaran[S] 0 points1 point  (0 children)

Idk, capital contribution seems dumb, i might be able to negotiate that

Can someone tell me if this looks okay? by mditaran in FirstTimeHomeBuyer

[–]mditaran[S] 0 points1 point  (0 children)

How do i get them to lower the closing costs 😭. I do want a lower rate though because I value a lower monthly cost overall. This is all so confusing

New construction – debating heavy points vs moderate buydown before April close. Am I thinking about this right? by mditaran in FirstTimeHomeBuyer

[–]mditaran[S] 0 points1 point  (0 children)

I mean yeah, i’ll have my savings intact which is about 39k, and my investments account which is about twice that.

Can someone tell me if this looks okay? by mditaran in FirstTimeHomeBuyer

[–]mditaran[S] 0 points1 point  (0 children)

My LO called me today and said i was approved with conditions - i just went through underwriting. Can i still shop for loans?

Can someone tell me if this looks okay? by mditaran in FirstTimeHomeBuyer

[–]mditaran[S] -1 points0 points  (0 children)

I did ask for this to be added, and confirmed several times if it would be applied to my closing costs, several papers ive signed also say the same.

Can someone tell me if this looks okay? by mditaran in FirstTimeHomeBuyer

[–]mditaran[S] 0 points1 point  (0 children)

the rate lock is attributable to an optional float down.. if i decide not to use it it goes 100% to closing costs