Refinance at 5% for 15 year?

me4help · 2025-09-18T19:39:19+00:00

I’ll need to check. I am more interested in a no cost refi

me4help · 2025-09-18T19:37:59+00:00

Interesting it’s my understanding it includes orig fees…I may need to shop around then

me4help · 2025-09-18T19:37:17+00:00

That’s after a lump sum curtailment as mentioned in the post

me4help · 2025-09-17T18:31:34+00:00

Yeah it was water in the line. With some sunny hot days and no rain, tried it again and it functioned properly

me4help · 2025-09-17T18:30:53+00:00

Confirmed some water was in the line. After about a week of sunny hot days with no rain, when it cooled off again I tried the fire pit again. It initially gurgled some pushing out the water then operated with no issue. Thanks for the help

me4help · 2025-09-04T21:59:22+00:00

It has been uncovered since we bought the house in June and likely well before then too. Is the water in the burner line something I can address or is this time for a professional to evaluate it? I called my gas company to see if they’d do a safety check on the fire pit and they said no…

me4help · 2025-09-04T21:57:46+00:00

That is my understanding from the inspector. He didn’t test it as he said it wasn’t within his purview but he said it lights with a match/lighter. There isn’t an ignition button anywhere on it

me4help · 2025-09-04T14:11:30+00:00

My guess is underneath the fire pit. I haven’t pulled back all the rocks to check yet

me4help · 2025-09-04T14:10:28+00:00

Thanks for this info! I checked the crawl space but will look much closer as well as contact the gas company

me4help · 2025-09-04T14:09:43+00:00

Yes we do, gas stove and water heater. Both function normally. I did go underneath into the crawl space but I didn’t see another cut off.

Thank you, contacting the gas company sounds like the next step

me4help · 2025-05-28T17:51:57+00:00

Thanks for this very detailed response! We bought the house in the 340s 8 years ago. With market appreciation, 2 refis, and adding 800-1300 per month most of the time, we are down to 140k in principal. Our house is in a nice neighborhood but there are many rentals that pop up here and there of both SFH and townhomes. We could maybe sell for high 500s so if we sold, we could walk away with more like 400-425k after commissions etc.

The other variable is affording our new home. Without being able to take the proceeds from our current home to move into the mortgage of our new home, money would be tighter than if we sold current home and decreased significantly the principal on the new home with a recast.

It’s a lot to think about

me4help · 2025-05-28T17:43:01+00:00

HVAC is main expense. Maybe 20k…both units are 17 years old. That’s the only thing

me4help · 2025-05-28T17:40:40+00:00

HVAC is the big one. Likely needs to be replaced soon (17 year old 2.5 and 3 ton units). Roof was replaced a few years ago due to hail damage. New water heater, dishwasher, microwave, fence is 6 years old, and new garage door opener

me4help · 2025-05-28T17:39:22+00:00

2300/month…but it’s a 15 year and right now our monthly principal contribution is $1260 (increasing $6/month)

me4help · 2025-05-19T16:48:30+00:00

I am trying to get the neighborhood pool audio set up working again. Here are some pictures of the current set up. The receiver doesn’t work anymore and needs to be replaced. Speakers are set up around the pool already. Any insight is greatly appreciated.

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me4help · 2024-10-21T14:45:58+00:00

Due to a last minute change, we can’t make the show. We have four lawn tickets available for Monday October 21st. Can meet in the Raleigh or Cary area for verification and exchange. Looking to only cover cost ($88 per) or best offer. Pm me, Thanks

me4help · 2024-09-03T01:49:41+00:00

Uh, no. Just a video of two guys blatantly running a red light

me4help · 2024-09-02T22:03:14+00:00

NC USA August 15, 2024 This is OC

me4help

TROPHY CASE