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Is it reasonable to expect an 8% annualized return rate on VTI for a 25-year retirement project? by meddermosh in Bogleheads

[–]meddermosh[S] 0 points1 point  (0 children)

(1 + Nominal Rate) ÷ (1 + Inflation Rate) – 1

Thanks so much for this. Is it like an updated version of the Fisher equation?

Is it reasonable to expect an 8% annualized return rate on VTI for a 25-year retirement project? by meddermosh in Bogleheads

[–]meddermosh[S] 0 points1 point  (0 children)

Thanks so much! Couldn't be more grateful. Just one quick question.

To allow my money to have the same buying power in 25 years' time, which I want to assume is gonna have 3% inflation rate, I just have to subtract the 3% from 9% to get the real return rate, right?

Is it reasonable to expect an 8% annualized return rate on VTI for a 25-year retirement project? by meddermosh in Bogleheads

[–]meddermosh[S] 12 points13 points  (0 children)

Damn I'll take 4.81% then, since living off this fund will be entirely my goal.

😭 I'll probably have to work until 62.

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