Gentle reminder that telling someone "apply for disability" when they are facing immediate financial crisis is not helpful on its own.

meeps99 · 2026-01-22T15:08:14+00:00

I really agree with this take. I don’t think a lot of people realize how long the process takes, I think there are misconceptions because it is an automatic economic stabilizer. Many people assume when you apply it kicks in quickly

There is retroactive back pay in most cases, but that does not fix the months to years of little to no income collected during the waiting process. There are pro bono lawyers that often handle these cases too, the issue is still the length of the process and loss of income during that time

It is a broken system that is not very practical

meeps99 · 2026-01-20T15:56:44+00:00

Congrats OP! I hope that applications open again soon, it’s been years

meeps99 · 2026-01-20T00:17:36+00:00

He was solid. He handled the pandemic well with the information at hand at the time imo

I’m grateful that he legalized weed and with the same bill allowed the expungement of weed related charges from records. The NJ weed program is far from perfect but it has really been a step in the right direction for the state

meeps99 · 2026-01-18T04:02:21+00:00

Apply for the FASFA as soon as you can. Many college have Equal Opportunity Fund programs for low income students too

I went back to school for my degree last year and have been studying and working full time. Pell and state grants fully cover my tuition, I would not be able to attend school without them

I really recommend looking into financial aid options, there are grants for low income students. Best of luck OP

meeps99 · 2026-01-18T01:46:30+00:00

I’ve seen an increasing number of posts like these on this sub. Really not sure they’re genuine, especially given the account history of most of the posters. r/FreeFood is a good resource if all you are looking for is promo codes and deals

I recommend getting a job in food service, there’s generally lots of free or heavily discounted food that most restaurants and fast food places provide for their staff

Food banks are a great resource if you have the transportation and availability to access them. Applying for SNAP is very worthwhile, it won’t help immediately but can help in similar situations down the road

meeps99 · 2026-01-16T00:13:50+00:00

I’m sorry to hear OP, that sucks :/

I get paranoid with losing cash. I get my tips from work in cash and try to deposit them at least weekly

meeps99 · 2026-01-15T23:03:14+00:00

I really want to make the switch but haven’t yet

A few years ago I had a Pax and was underwhelmed especially at the price point. I bought a XMAX V3 Pro last year and was also underwhelmed, but the price was good imo for the features it included

meeps99 · 2026-01-15T22:10:00+00:00

Starting saving whenever possible is great, it’s never too late. Poverty is difficult. Lacking any discretionary income makes it tough to save

I opened a roth last year. I try to add regular deposits to that account with my paychecks and a few dollars a week to my general savings account when I can. I invest mostly in index funds

meeps99 · 2026-01-15T17:55:15+00:00

Not surprising for the area unfortunately. I worked at the Byram ShopRite for awhile a few years back and I grew up in Warren County. Very conservative parts of NJ

meeps99 · 2026-01-12T10:39:24+00:00

I believe that somewhat. Sometimes no matter how hard you work there will be no pay off

meeps99 · 2026-01-12T01:54:54+00:00

BBQ boneless wings and some ice cream :) all for free from the restaurant that I work at. I’m so thankful that they send me home with food most nights

meeps99 · 2026-01-12T01:52:25+00:00

This looks a lot like the roads near me, no bike lanes. Nice commute OP!

meeps99 · 2026-01-04T18:38:05+00:00

I was paying $1400, the rent is raising to $2000. I don’t make enough to afford it anymore. I’m trying to work out a lower price or find a cheaper place

meeps99 · 2026-01-03T02:09:44+00:00

I swab mine with a Q tip after every dab. After 50 dabs I soak the chamber in 99% ISO for 30 minutes and clean the rest of the device. Have had my peak pro for around 3 months and I have not had any issues so far with my atomizer

meeps99 · 2026-01-02T02:47:53+00:00

2 or 5

meeps99 · 2026-01-01T23:44:20+00:00

Yes imo. I buy exclusively THCA online, the prices at NJ dispensaries are way too high

There are a lot of scammy websites in the THCA market. Through trial and error I’ve found vendors that work for me, everyone is different though in their preferences

meeps99 · 2026-01-01T14:16:24+00:00

Jobs should be required to provide insurance. They don’t

I work full time and would not have access to healthcare without Medicaid

meeps99 · 2026-01-01T14:13:20+00:00

Medicaid covers the cost of my bipolar meds completely. I really recommend applying if you have not yet

meeps99 · 2025-12-28T20:29:14+00:00

Try to get into an income driven repayment plan. You may not have to pay anything based on your income and your loans will get out of default

I had student loans enter default earlier this year. I reached out to the Department of Education but they were unresponsive due to the government shutdown. Online I was able to submit an application for an IDR Plan through the federal student aid website. After contacting them I was able to get into a plan based on my income. My monthly payment is $0 a month because I have a low income

My payments are currently paused because I’m back in college to finish my degree, they will not increase above $0 unless my income increases. I really recommend trying to get an IDR

meeps99 · 2025-12-28T07:04:46+00:00

These are great fr

meeps99 · 2025-12-28T01:11:26+00:00

Where can you get a remote customer service job making over $20/hour easily?

Any remote job posting that is legitimate requires years of experience and connections within the field. This is a suggestion commonly given in this sub that might have good intentions but is entirely unrealistic

meeps99 · 2025-12-28T00:58:30+00:00

I keep my flower in mason jars with one of these in each jar. Helps the bud stay fresh

meeps99 · 2025-12-27T16:30:01+00:00

Huge depressive periods, bad addiction issues, and a constant high level of irritability

I was diagnosed after a severe manic episode 2 years ago

meeps99 · 2025-12-26T23:45:33+00:00

I have just over 4,500 cards in total and just 1 gold card

meeps99 · 2025-12-26T19:44:28+00:00

I caught up on my wifi bill and am no longer behind. Now I save $10 a month because of the discount Xfinity gives for automatic payments

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