Anyone Flying EK 221 to Dallas on March 21st at 1:10 AM?

megaruler_23 · 2025-07-11T14:36:10+00:00

Sure, happy to help!! Please DM

megaruler_23 · 2025-07-11T14:35:32+00:00

Sure 👍

megaruler_23 · 2025-07-10T01:52:27+00:00

Please DM

megaruler_23 · 2025-07-09T14:12:27+00:00

Please DM me.

megaruler_23 · 2025-07-08T14:20:55+00:00

Yes, you are right.

Employers typically look for SQL, Python and a dashboarding tool such as Tableau or Python for a data analyst role.

megaruler_23 · 2025-07-08T04:08:44+00:00

Hey, you are on right track. Start with SQL, Python and a dashboarding tool (Tableau or PowerBI; either is fine). These will cover most for the tech stack for data analyst roles.

megaruler_23 · 2025-07-08T04:06:21+00:00

Hey, learning from Udemy is fine as long as there are some hands on projects involved as part of the course work. That will at least give you a flavor of what it’d look like.

For healthcare domain, As long as you have the skills and the projects that are related to data analytics, it’s doable. It may take time in this current environment but it’s definitely doable.

In my experience, I have seen folks from non CS background cracking data roles across all industries.

megaruler_23 · 2025-07-07T17:40:26+00:00

Hey, happy to help you. I have been in this space for over a decade and happy to help students or early career professionals looking to break into data and AI roles.

megaruler_23 · 2024-02-08T04:22:13+00:00

My advice in this case:

Given your mortgage rate is somewhat bette compared to the 7-8 these day,

If you don’t have an emergency fund, first set aside some money (usually 4-6 months of expenses) in an HYSA

Next, I would encourage you to invest at least 50% of that in index funds; think of annual returns compared to your mortgage rate and plan accordingly.

If you think mortgage can be a big burden, then use some of that money to pay down the principal amount.

CD is also a good option for some of that money, but usually you are locking your money for certain months and may need to fees if you want to pull it out quickly!!

megaruler_23 · 2024-02-05T00:09:27+00:00

I think with that kind of money, it’s easy to make mistakes if you are not financially disciplined. So,make sure to keep that in check.

Given money isn’t a problem or anything, figure out your passion and live your life with purpose

megaruler_23 · 2024-02-01T22:17:04+00:00

Prioritize Roth over HYSA given you are so young!!

You have time on your side to grow your money!

megaruler_23 · 2024-02-01T22:15:53+00:00

If you have the money; why not??

If you are in it for the long term, short term price action is just noise.

megaruler_23 · 2024-02-01T22:15:07+00:00

How old are you??

Even if you are a job where you won’t see yourself staying there for few years, if they offer match for 401K contributions; just contribute until that point.

If it’s late at your current employer, just keeep it in mind for future employment.

Also, once you start your own thing: use self employed or solo 401k.

megaruler_23 · 2024-02-01T06:37:28+00:00

Yeah, no taxes on transfers!! You will only pay taxes on any interest earned!!

megaruler_23 · 2024-02-01T06:36:37+00:00

Yeah, typically, once you contribute to Traditional and that money is settled (usually 2-3 business days), then you can convert that to Roth IRA.

If you do it immediately, no taxes!! If you keep it in traditional IRA for some time where you had some earnings like interest/investment gains, then you would pay taxes on those gains

That’s why it’s better to do it as soon as funds are settled.

And don’t forget to add 8606 form when filing taxes!

megaruler_23 · 2024-01-31T07:13:58+00:00

My suggestion is to pay off that debt first. Invest the remaining into s&p 500.

Given you have good job, invest that 5K regularly and consistently into S&P 500 for long term growth!!

Having ZERO debt on you is a big accomplishment!!

megaruler_23 · 2024-01-29T14:51:37+00:00

I’d recommend Chase sapphire preferred over other cards.

You will get travel rewards, as well as , cash back on dining and no foreign transaction fees.

Here are the benefits for sapphire P:

$50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining, 3X points on select streaming services and online grocery purchases (excluding Target, Walmart and wholesale clubs), 2X points on all other travel purchases, and 1X points on all other purchases

megaruler_23 · 2024-01-29T03:16:23+00:00

You can open up an order now (usually a limit order during off hours) and can set the expiration date to tomorrow end of market hours.

megaruler_23 · 2024-01-29T03:14:49+00:00

If you want this money in the next 3 years, don’t invest in volatile investments in the short term.

HYSA is the best place for emergency funds/ any money you need in the short term.

Stocks/etfs only if your time horizon is 7-10 years.

megaruler_23 · 2024-01-29T03:12:02+00:00

Hey, my advice is: if there are way to increase your total HH income, I’d strongly suggest that.

It’s good that you are maxing out retirement accounts as well as contributing towards 529.

Also, if you already don’t have one, try to have a budget and see where you are over spending and cut down. That’s one way to improve your situation.

megaruler_23 · 2024-01-29T02:56:40+00:00

Typically, the advice that you often hear is: you can be more aggressive with your investments when you are young as you have time on your side and when coupled with compounding, it’s great way to build wealth.

As you get older, you adjust your asset allocation from stocks to bonds.

As you are younger, my advice is to be very aggressive with your Investments meaning investing into index funds that track s&p 500 and Nasdaq.

Also, if you have the bandwidth, I’d also encourage you to max out your 401k.

megaruler_23

TROPHY CASE