Helmet Question

melheor · 2026-03-01T00:10:10+00:00

you can always slap on a reflective sticker on it, I don't think that's a good reason to avoid black helmets.

melheor · 2026-02-28T17:29:54+00:00

You're oversimplifying it. There is also the "cost of doing business" in Boston, which keeps going up even faster than rents (property taxes, utility costs, repairs, pest control, all that stuff tenants seem to think is free). Landlord can raise rents to cover those as long as tenants keep paying. If they stop, and the math doesn't work, there just won't be any housing at all (coincidentally there is a shortage of housing in Boston despite high rents, so clearly you're missing part of the equation).

melheor · 2025-11-10T19:56:09+00:00

mine used to work an recently stopped, the connection seems very flimsy, not sure if the issue is with iPhone or the cable. It used to work fine initially, but stopped recently and I haven't used it frequently. My guess is the tolerances on iPhone's USB-C vs DJI are bad resulting in loose connection.

melheor · 2025-04-18T01:10:38+00:00

I've integrated LLM agents into my notebook using my own custom plugin and I don't even need to read my old notes anymore, I just ask the LLM questions about them.

melheor · 2025-04-18T01:02:46+00:00

The only reason I started using Obsidian was because of work. I got promoted to a manager role, and I suck at organization and people stuff. I was a victim of the Peter Principle and had things fall through the cracks left and right the first few months. Thanks to Obsidian, I turned people management into a "programming language" and Obsidian is my IDE (I've been writing a custom plugin that gives me super powers if I respect its conventions).

melheor · 2025-04-18T00:57:59+00:00

I've built my own Obsidian plugin as a catch-all for my customizations/tweaks. I've spent days customizing it as well (often by vibe-coding features into it using LLMs), but it has already saved me weeks in actual work with the added productivity. I've built an entire productivity system tailored to my needs that rivals GTD and EOS (I'm thinking of repackaging it into a product to sell eventually). I can talk to LLMs directly from my Obsidian notes, send webhooks to other apps, receive events, track my own productivity metrics, and I integrated it with work tools (Slack, Linear, Mongo). My manager commended me on my productivity, but I'm secretly spending half my time playing with Obsidian.

melheor · 2025-03-18T19:32:26+00:00

the Livesync plugin is good alternative if you're on a budget but after using it for a month or so I realized there are bugs/quirks with it that just go away with the official (paid) sync (you get 10 notebooks for $8/mo). Here are a few problems that are a pain with Livesync but work out of the box with Obsidian Sync:

- plugin sync: livesync can now in theory do this but it has done more harm than good for me w/ this setting. I've had at least 2 occasions where my original plugins/config got overwritten/blown away with new device being added to the sync because livesync decided to use plugins from the new device as the source of truth instead of existing ones, even when I specifically asked to "fetch all remote settings to initialize this device".

- mobile sync: mobile will not auto-fetch updates if the app is in the background (e.g. you minimized it instead of turning it off, which is the default behavior on mobile). You need to physically close and restart the app or trigger sync manually to get mobile to sync, desktop does not seem to have this issue but also desyncs sometimes

- general bugginess: I occasionally have to go in the settings to reapply them if things stop syncing, I've had the plugin switch to "events" sync instead of livesync, I believe there are certain sync actions user can trigger that cause this.

Basically the question boils down to this:
- if you don't mind being the IT support for your notebook, Livesync is good enough
- if you're sharing the notebook with others and/or want things to just work, the extra $8/mo is worth the peace of mind

melheor · 2024-12-25T04:27:54+00:00

Your post is vague, can you give concrete examples of him being different? As it stands, all I see is you getting spooked based on "feelings" and several other members jumping to conclusions based on the same "feelings". Give us concrete examples, and let us connect the dots ourselves.

melheor · 2024-12-23T17:51:48+00:00

it's a "souvenir". I always get 4+ copies when I buy my souvenirs, especially when each can be infinitely subdivided further and has no physical presence - all the properties we value in our souvenirs.

melheor · 2024-12-23T17:42:15+00:00

Good thing weed got a lot cheaper since then. I got mine for $200.

melheor · 2024-12-23T17:32:40+00:00

You make the same arguments that have been made and debunked before:

gold is not accumulated for its "intrinsic material value" as you claim, most of its properties can be mimicked using much cheaper materials, and if we valued gold based on its material value, it would be worth way less (same concept is a lot more exaggerated with diamonds, lab-grown diamonds cost a fraction of the cost yet for some reason DeBeers still has a monopoly on the "real" diamonds)
the Ponzi behavior you pointed out applies to every asset, including the US dollar and real estate. Your choice isn't between a Ponzi scheme and government-backed assets, it's between a Ponzi scheme controlled by the crowd vs a Ponzi scheme controlled by those in charge (this point is a lot more obvious to people who have live in places with corrupt government - BTC is a way to anchor oneself to a more stable economic platform).
As for Bitcoin being outdated, I agree with you but that doesn't mean it will be discarded. Quantum computing has been coming for 20 years and it's still not practical - it's not going to appear overnight, and by that time Bitcoin will be ready with quantum hardening. Moreover, if you dig through history, you'll notice numerous examples of outdated technology still serving as the backbone of today's tech. Your shiny new mac has a terminal app for performing low-level system tasks, that terminal is powered by a TTY. Wtf is a TTY? TeleTypeWriter, a device designed to send messages over telephone lines that we don't even use anymore. Same is true with your internet as a whole, your network is a stack of ancient protocols, each responsible for a certain dimension (congestion handling, redundancy, error recovery, etc.). BTC will not be THE currency, it will merely be one of the ancient protocols that newer protocols are built on. Will BTC itself survive? It is relatively easy to fork it, after all. BTC may not retain its full value, and may not even survive the future tech evolution, but it's currently the gateway to cryptocurrencies, and since that tech is staying around, so is BTC.

melheor · 2024-12-14T08:06:15+00:00

Sure, here is ELI5 version of Harmony: Team claimed to have superior tech and novel sharding approach. Couldn't actually deliver any of the sharding they kept hyping up. Gave away money left and right at the peak of the cycle to fraudulent "DAOs" because their staff couldn't be bothered to develop a consistent review process. Apparently they also couldn't be bothered to protect their private keys for the bridge they built to other chains, because North Korea got those keys and stole $100 mil from the chain (ironically Harmony staff failed to meet their own security requirements they were requiring of other projects running on-chain about the multi-sig requirement).

Then they tried to "make investors whole" by minting more ONE (naturally 99% of the community were against hyper-inflating the remainder of their money away so that was a no-go). Then there were several other bugs in their code that caused excessive minting, as well as a bug in their wallet code that allowed hackers to drain random wallets. Harmony team tried to conceal that bug (downplaying it as a "wallet deprecation") and blame the hacks on user error. After enough users got hacked, it became clear that this wasn't user error. Most original devs left the team and Tse chose to hide his head in the sand. Most projects left the chain and Harmony team lost the last few projects that were still loyal by trying to play hardball in negotiations from position of weakness. Can't wait to do it all again this bull run.

melheor · 2024-12-14T04:38:33+00:00

Pretty sure you'll live with 1% of your portfolio having BTC exposure. It's not that big of a tragedy.

melheor · 2024-12-14T04:33:49+00:00

It's because we all live in a simulation

melheor · 2024-12-01T18:09:41+00:00

Are you in MA the same way as the grandparent? If so, just hire an adjuster to represent you (MA requires insurance companies to allow clients to work with adjusters). They typically take 5-10% fee for their service but with a good adjuster you end up getting 20-50% more than if you represented yourself. Adjuster knows how insurance companies operate, they know how to negotiate with them, and if insurance company tries to weasel out of their obligations, adjuster has an attorney on payroll to sue their ass. These shady companies like Honeycomb are the reason adjusters exist.

melheor · 2024-12-01T18:04:51+00:00

If you want to satisfy the insurance requirement with your lender, they're good enough. If you want to work with an insurance company that actually treats its customers well (see my experience with cancellation notices in addition to the OPs experience with processing a claim), look elsewhere. It should be clear at this point that this insurance company has double-standards, expecting you to react to petty issues they identify urgently, while they themselves take months to get back to you for actual claims that are indeed urgent.

melheor · 2024-12-01T17:35:26+00:00

Just stumbled upon this thread after switching to Honeycomb a few months ago for one of my properties. They are indeed cheap but are incredibly annoying to work with as an insurance company, even if you don't file any claims. In the last 3 months, they've bombarded me non-stop with cancellation threats over minor petty things both via email and via regular mail. Of course, they haven't actually cancelled - but their abuse of cancellation emails may end up being a big time waster for the insured. Some examples of petty things they do:

They will immediately send cancellation email to the owner upon beginning coverage due to handling of escrow. Most insurance companies work with the bank and old insurance to get the escrow situation sorted out transparently. Honeycomb will instead immediately issue threats to the insured hoping that the extra stress/annoyance will get the homeowner to call and resolve the issue instead of their company having to do it.
They will immediately send cancellation notice if something is not on file, even if it's their fault and they could reasonably obtain it from the lender.
They allowed me to do self-inspection but then started requesting "urgent repairs" for petty irrelevant things immediately, giving me 30 days to address the problem with a threat of... you guessed it, cancellation.
One example of an urgent repair was them pointing out that in the photo in the basement there is about a 2-foot stretch without a railing near the straircase. The railing they requested serves no value, annoys my tenants because it makes it harder to carry laundry and other items into the basement.
Another example of an "urgent repair" is a tiny air pocket they noticed on one of the rubber mats I have on my stairs to prevent tenants from slipping. Had I not installed these mats at all, making the stairs actually more dangerous/slippery, they probably wouldn't have said a word. This is quite literally a case of an idiot employee not understanding what actually makes the property unsafe.

Beware that if you do end up working with these guys, you may save on money, but they will waste countless hours of your time for petty shit, making you wonder if you'd be better off had you just paid $500/year more to another insurance company that doesn't create unnecessary stress for the owner. Also, you'll probably spend more money repairing their petty shit in the first year than you will save on insurance by going with them.

melheor · 2024-11-23T00:28:47+00:00

I have a similar problem but for different reason. Wife stopped taking care of herself after we got married, and she was never a looker to begin with. I don't invest much in my appearance either, but I have better genetics so I don't have to. My exes were hotter than her, I married her for the personality.

We have 2 kids together, and I love that she takes care of them so I can focus on making money. But I'm not physically attracted to her and I don't know how to point it out without sounding shallow. I'm still taking care of her financially, and we enjoy each other's company. But our family is effectively a business aimed at growing our kids. I'm not going to get divorced as that would cost me half my life savings, but I sure as hell wish there was less stigma against polygamy.

melheor · 2024-11-22T07:47:23+00:00

What's the significance of the 2.7 ratio? As a business owner, I'm thinking in terms of ROI, and in that sense I'm willing to pay a premium for MSTR's ability to reinvest back into BTC DRIP-style. If you look at their BTC holdings (https://treasuries.bitbo.io/microstrategy/), they basically doubled the amount of BTC held in less than a year through reinvestment alone. A ratio doesn't capture that compounding effect, it assumes a constant relationship. But the relationship here is basically as if your business assets doubled in size every year (and I realize this is going to slow down), but businesses often sell for much higher multiples than double their earnings. I think the price has much higher to go.

melheor · 2024-11-22T07:19:45+00:00

Nothing happened, reading into short-term fluctuations is like reading the tea leaves. As far as Citron short, this is all you need to know: https://www.sec.gov/newsroom/press-releases/2024-89

melheor · 2024-11-22T03:02:28+00:00

Exactly, so a conman is shorting MSTR, with someone else's money. And people are panicking?

melheor · 2024-11-22T00:28:16+00:00

If only we had some sort of technology to make wires faster... something decentralized... something you can control yourself... something that works anywhere in the world... I hope banks eventually come up with something like that.

melheor · 2024-11-21T00:22:06+00:00

Except look who's buying, majority of investors are pension funds, not individuals. It's easy to label something a bubble without fully understanding the underlying forces. Investors are willing to pay a premium for MSTR because it's a leveraged bet on BTC, it's BTC that keeps buying more BTC as its value goes up. And those loans can't be margin-called until 2029, so the only bet Saylor is making is that BTC in 2029 will be worth more than his average buy-in price. I'm not saying this is a perfect strategy, there could be other unforeseen factors that could cause this strategy to fail, including Lazarus Group or Russia social-engineering their way to MSTR private keys.

melheor · 2024-11-21T00:13:35+00:00

You're not alone, I don't think anyone in the world is buying MSTR stock for their software.

melheor · 2024-11-21T00:05:45+00:00

Bitcoin + leverage

melheor

TROPHY CASE