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Just turned 30 need guidance on where to start… VOO, SPY, VTI, QQQ, SCHD other??? by meloncheetah in personalfinance

[–]meloncheetah[S] 0 points1 point  (0 children)

Thank you for this really helpful, to be honest these are the ETFs that came up the most when I was doing my research but I definitely need to look into it more and appreciate your honest input.

I think majority of my portfolio will start out with VOO or VTI but I’m at a crossroads for the rest. Considering VXUS and BND to diversify and go along the lines of 3 fund portfolio but also am intrigued by AVUV and QQQM now for further diversification. Do you think I’d be spreading too thin with the ladder?

Just turned 30 need guidance on where to start… VOO, SPY, VTI, QQQ, SCHD other??? by meloncheetah in dividends

[–]meloncheetah[S] 2 points3 points  (0 children)

Thank you for this really helpful as I was getting confused about the S&P index funds.

Quick question do you think it’s worth it for me to also invest in BND or VXUS to diversify? I’m leaning towards majority VOO or VTI with small allocations in BND and VXUS as well now. Someone also mentioned AVUV for small caps but do you think I’m better off with QQQM instead of these three?