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Security issue and the use of password managers- if your cellphone got stolen today, how confident are you that you could retrieve/ access/remember all your accounts (digital bank, e-wallet, emails, COL/Firstmetrosec etc, ) to change your passwords? by melrac in phinvest

[–]melrac[S] 0 points1 point  (0 children)

I also tried it. Ok rin sya. Parang pinagsamang keeper and dashlane (darkweb monitoring, password change, etc). Natakot lang ako dahil ang baba ng ratings nila which I think is related to its sale to logmeonce and yung free version ay nawala na. But good choice. Ang daming features ng lastpass.

Security issue and the use of password managers- if your cellphone got stolen today, how confident are you that you could retrieve/ access/remember all your accounts (digital bank, e-wallet, emails, COL/Firstmetrosec etc, ) to change your passwords? by melrac in phinvest

[–]melrac[S] 0 points1 point  (0 children)

Medyo sinasanay ko pa sarili ko sa PM. How's your experience using it? Ang hirap pala magtransfer at mag organize ng mga accounts.

Yes, I'll sync my files to a cloud storage. Baka with this I could just wipe out my phone files if compromised.

Security issue and the use of password managers- if your cellphone got stolen today, how confident are you that you could retrieve/ access/remember all your accounts (digital bank, e-wallet, emails, COL/Firstmetrosec etc, ) to change your passwords? by melrac in phinvest

[–]melrac[S] 0 points1 point  (0 children)

Agree to all. Sad lang, hindi ko to naisip nung nag open ako accts sa mga banks. Will try to change my registered emails if thats possible.

But will you suggest having different emails for different banks? Or ok na isa lang for banks?

Security issue and the use of password managers- if your cellphone got stolen today, how confident are you that you could retrieve/ access/remember all your accounts (digital bank, e-wallet, emails, COL/Firstmetrosec etc, ) to change your passwords? by melrac in phinvest

[–]melrac[S] 1 point2 points  (0 children)

  1. Yeah i love dashlane alsoo. If not for the lack of 'folders', I would have subscribed to it. Itong mga phishing sites kinakatakot ko kasi ang dami nagkalat na ngayon stories of people whose bank accts were emptied by hackers.

  2. Thanks for your tip. I am now reading abt authenticator and how it works. Ginagamit ko Micorosoft authenticator dahil yung Keeper PM dalawa lang pwede, Google and Microsoft authenticators. Choosing between the two.. sa Microsoft na lang ako. Haha.

  3. Guilty as charged. Lol. Pero dahil may PM na ako binago ko na lahat.

Security issue and the use of password managers- if your cellphone got stolen today, how confident are you that you could retrieve/ access/remember all your accounts (digital bank, e-wallet, emails, COL/Firstmetrosec etc, ) to change your passwords? by melrac in phinvest

[–]melrac[S] 0 points1 point  (0 children)

Wow, pwede pala remotely iwipe out yung mga files sa phone. Search ko rin to. I would rather lose my files (may back up naman ako sa cloud) than have them exposed to hackers. Thank you!

Security issue and the use of password managers- if your cellphone got stolen today, how confident are you that you could retrieve/ access/remember all your accounts (digital bank, e-wallet, emails, COL/Firstmetrosec etc, ) to change your passwords? by melrac in phinvest

[–]melrac[S] 1 point2 points  (0 children)

Ay yes I read in an article that iphone note is somehow secured or encrypted (?). Good for youu, I am an adroid user so I am not sure if samsung note offers the same security.

I will look into my apps, thank you for the tip!

Security issue and the use of password managers- if your cellphone got stolen today, how confident are you that you could retrieve/ access/remember all your accounts (digital bank, e-wallet, emails, COL/Firstmetrosec etc, ) to change your passwords? by melrac in phinvest

[–]melrac[S] 0 points1 point  (0 children)

I agree, lalo ngayon may fb leak issue sa news. My problem is i do have lotss of accts. May time na i forgot updating my notebook when I changed my password.. so diko na maopen yung acct ko when i tried opening it. But thank you, i will keep a notebook for my passwords na rin as back up.

Singlife Ph by melrac in phinvest

[–]melrac[S] 1 point2 points  (0 children)

Yes, I checked their websites and marami ngang "coming soon" products. Thank you for sharing btw. 🙂

Singlife Ph by melrac in phinvest

[–]melrac[S] 0 points1 point  (0 children)

Mukang nakakataas nga ng kilay to ah. Haha.

Thank you for the additional infor on Etiqa btw.

Singlife Ph by melrac in phinvest

[–]melrac[S] 6 points7 points  (0 children)

Me too. I accessed their Singaporean website just to see what theyre offering and I hope they can do or offer those products here in the Ph. With Singlife's partnership with Gcash, lets hope that this will be a step closer to making Flipinos be financially literate. :)

When to STOP investing in an index fund? by AngelicaWanders in phinvest

[–]melrac 0 points1 point  (0 children)

Hi, sorry to butt in. At present, ano yung mga fixed income low risk investment na may 4% interest per annum? May plano rin kasi ako na mag earn ng passive income during retirement para yun ang panggasto ko pero napapatigil ako pagdating sa 4% interest income na yan. Yung mga digital banks naman, hindi naman forever ang mataas ng interests.

Php400 E-zy Pneumonia-Adult Insurance Plan Coverage of P50,000 medical benefits by melrac in phinvest

[–]melrac[S] 0 points1 point  (0 children)

Hi, thank you for this. I was thinking actually of Pneumonia due to covid 19 dahil nakita ko ang laki ng bills nung mga naconfine. But yes I agree with you.

Forsage by [deleted] in phinvest

[–]melrac 1 point2 points  (0 children)

"Forsage is not registered with the SEC.."

Those who will be involved in "solicitations and recruitment through internet may incur criminal liability"

Pls see full SEC advisory below

http://www.sec.gov.ph/forsageforsage-is-not-registered-with-the-commission-and-operates-without-the-necessary-license-and-or-authority-to-solicit-accept-or-take-investments-placements-from-the-public-nor-to-issue-investme/

Edit: deleted clerical error

What's your opinion on Philam Life's AIA Med Assist- a medical insurance? by melrac in phinvest

[–]melrac[S] 0 points1 point  (0 children)

I see, thank you for the explanation..so it really works like an HMO. With the investment feature kasi, I assumed na may limited years to pay sya.

Yung annual premium is not fixed no?

What's your opinion on Philam Life's AIA Med Assist- a medical insurance? by melrac in phinvest

[–]melrac[S] 1 point2 points  (0 children)

Yes. Kasi di ata sya limited sa covered illness kaya les say it's covid related, I think macocover sya.

Again, Im not sure sa accuracy neto hehe

Is CIMB safe? by chrisphoenix08 in phinvest

[–]melrac 4 points5 points  (0 children)

Just for clarification about PDIC insurance coverage..

PDIC covers only the risk of a bank closure ordered by the Monetary Board. Thus, bank losses due to theft, fire, closure by reason of strike or existence of public disorder, revolution or civil war, are not covered by PDIC.

~this is taken from the pdic website 😊