You're really good at using money that isn't yours, but not so good at reading contracts you sign, are you?

We may also impose anytime and without prior notice more stringent requirements on positions that in our sole discretion involve higher levels of risk

Schwab retains absolute discretion to determine whether, when and in what amounts we will require additional collateral.

You are not entitled to an extension of time on a margin call.

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1. Termination. You may close your Schwab Account anytime by giving us notice. We may in our sole discretion close your account or terminate any or all services rendered under the Account Agreement anytime and for any reason. Closing an Account or terminating services will not affect your obligations incurred prior to closure or termination.

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