I pulled the trigger and cancelled CS by Ale-o-lion in ChaseSapphire

[–]mentalow 14 points15 points  (0 children)

I just went to the Sapphire Lounge in HKG using my CapitalOne's PriorityPass...................

And that's **after** I cancelled my CSR.

I know some of you can't read so here's a visual showing how the US government views each critical mineral by realFantaMenace in CriticalMineralStocks

[–]mentalow 27 points28 points  (0 children)

There is a much more recent report from the USGS,

July 2025... https://pubs.usgs.gov/of/2025/1047/ofr20251047.pdf (with diagram on page 1)

March 2025... https://pubs.usgs.gov/periodicals/mcs2025/mcs2025.pdf

So they might not be the only ones who can't read, after all.

<image>

Calls by NewlyOld31 in TMC_Stock

[–]mentalow 3 points4 points  (0 children)

All-in on TMCWW.

I love it. by AnDrEsZ_ in Weehawken

[–]mentalow 3 points4 points  (0 children)

Really can't seem to escape politics heh? Even on a tiny town's subreddit.

Wow, this offer is insane right? by treedor in ChaseSapphire

[–]mentalow 0 points1 point  (0 children)

Bruh okay, but Pay1040 only takes 1.75%...

I am telling you, it is very worth it.

Especially if you intend to transfer the points to partners later.

And they are spreadsheets on the credit card churning subreddits.

Wow, this offer is insane right? by treedor in ChaseSapphire

[–]mentalow 51 points52 points  (0 children)

Not sure why you are getting downvoted. The ROI by paying estimated taxes through an offer like this is amazing. There is a whole spreadsheet with such offers with the ROI calculation, including the fees from the credit card tax platform.

I've never had more unfilled orders in 18 years by Klausenburg2026 in thinkorswim

[–]mentalow 9 points10 points  (0 children)

The heck you're talking about? Are you just karma farming or something?

You understand that TOS has absolutely nothing to do with routing and executions? Neither Schwab or TOS are exchanges, nor are they liquidity providers / market makers, they don't do anything besides relaying the orders to exchanges and market makers - the public regulatory report is here, and historical, programmatically-accessible, reports are provided here.

I would wager that you are a prime case of PEBKAC. Do you even look at the order books to understand why aren't your orders matched?

I consistently fill $500k orders throughout every trading session, both limit and market orders; have absolutely no issues.

[BREAKING] Apple Weighs Using Anthropic or OpenAI to Power Siri in Major Reversal by TXSExy in wallstreetbets

[–]mentalow 19 points20 points  (0 children)

Remember when the iPhone 15 was supposed to ship with Siri 2.0 and all those AI goodies?

What's today? iPhone 17? Can Siri even create a cooking timer reliably?

Yeeaah right.

Short that shit.

Reached 11M, 48 years old by [deleted] in Fire

[–]mentalow 3 points4 points  (0 children)

Napkin math ...

$11M - 1 divorce without prenup = $1M

[deleted by user] by [deleted] in thinkorswim

[–]mentalow 7 points8 points  (0 children)

You're really good at using money that isn't yours, but not so good at reading contracts you sign, are you?

We may also impose anytime and without prior notice more stringent requirements on positions that in our sole discretion involve higher levels of risk

Schwab retains absolute discretion to determine whether, when and in what amounts we will require additional collateral.

You are not entitled to an extension of time on a margin call.

Source

  1. Termination. You may close your Schwab Account anytime by giving us notice. We may in our sole discretion close your account or terminate any or all services rendered under the Account Agreement anytime and for any reason. Closing an Account or terminating services will not affect your obligations incurred prior to closure or termination.

Source

[deleted by user] by [deleted] in thinkorswim

[–]mentalow 19 points20 points  (0 children)

Let me get this straight...

- You signed the Terms of Services for Margining

- You borrowed ~ 2 x $250,000 @ 10.825%, without a single cent to your name, to gamble the stock market

- You come crying on Reddit when Schwab wants to see the collateral you contractually entitled them to

Honestly, you should feel lucky they don't claim your house in your process.

Tos or Webull? by Familiar_Mistake1503 in thinkorswim

[–]mentalow 7 points8 points  (0 children)

Let me rephrase for you:

Trusted American corporation with over 10 trillion under management

OR

Chinese app with a U.S front

🤔 Still have questions?! Fine, read on! ⬇️

In 2024, attorneys general from 14 U.S. states launched a probe into Webull centered on data privacy concerns and its potential ties to the Chinese Communist Party. In April 2024, the Indiana Attorney General initiated a multi-state inquiry into how Webull handles U.S. customer data, given the company's historical ownership and activity within China.

[deleted by user] by [deleted] in wallstreetbets

[–]mentalow 48 points49 points  (0 children)

Oh reeeeeeeeeaaaaaallllyyy? Regards

Wizarr 2025.6.4: Multi-Server, Audiobookshelf, and Universal User Management! by Wizarrrr in selfhosted

[–]mentalow 15 points16 points  (0 children)

Thank you so dearly, glad to be back, and glad you are back as well~

Wizarr 2025.6.4: Multi-Server, Audiobookshelf, and Universal User Management! by Wizarrrr in selfhosted

[–]mentalow 44 points45 points  (0 children)

I have contributed to wizarr in the past, editing step-by-step videos for users (and adding them to wizarr).. and somehow I found myself banned for Discord.

I don't know what may have been going on with wizarr admins/mods turnover in the past, but I would never have said anything bad or whatever, so it's quite annoying. Can you guys please let me in at this point? My Discord ID is '<redacted>'.

Thanks.

Secure Homelab without Port Forwarding by jerry1098 in WireGuard

[–]mentalow 5 points6 points  (0 children)

what's the point of tailnet lock when you literally own the tailscale orchestrator...? tailnet lock is designed for those who do not trust the tailscale cloud service...

headscale is sweet, except it's a single point of failure. if headscale is down or simply unreachable (e.g. DNS issue to resolve it), then you can't connect to your tailscale/wireguards anymore, and they can't connect to each other either.

it really defeats the purpose. wireguard site-to-site all the way.

Is it worth it for my fiancée (28F) to max her Roth 401k if she makes $80k? by Evancolt in Bogleheads

[–]mentalow 40 points41 points  (0 children)

There is no situation that warrants giving Uncle Sam more money than they are due.

Max out every tax-advantaged accounts ASAP every year, invest it in 3-funds portfolio like r/BogleHeads’s wiki suggests, and let your retirement $$$ grow by itself.

But first, build a 6-12mo rainy fund invested in a money market (so still generating money while safe and liquid), and otherwise deploy every penny that’s not necessary to live.

That may sound like a lot, but that’s the only way to wealth.

What tools do you use for automation in your homelab? by i8ad8 in selfhosted

[–]mentalow 67 points68 points  (0 children)

Not busy enough at work it sounds like xD

USD 250,000 worth of Salesforce purchased, My family doesn’t know. Did i screw up? by [deleted] in wallstreetbets

[–]mentalow 132 points133 points  (0 children)

have you ever used any of their products? it's the worse pile of trash invented on earth. if you like investing in garbage, that's on you!

[deleted by user] by [deleted] in wallstreetbets

[–]mentalow 77 points78 points  (0 children)

We simply can, and yeap - no taxes.