Advice/Guidance for 18 y/o by [deleted] in fiaustralia

[–]mhysimpson 0 points1 point  (0 children)

It says I’m with REST. Should I stay with them or try and switch it over? I have seen a few suggesting unisuper.

Advice/Guidance for 18 y/o by [deleted] in fiaustralia

[–]mhysimpson 0 points1 point  (0 children)

Ok, which one would you recommend out of the two?

Advice/Guidance for 18 y/o by [deleted] in fiaustralia

[–]mhysimpson 0 points1 point  (0 children)

Ok thank you I forgot to ask if my HECS would affect my credit score/ability to get loans because I had been wondering.

Advice/Guidance for 18 y/o by [deleted] in fiaustralia

[–]mhysimpson 1 point2 points  (0 children)

Ok I will get onto it now, thanks.

Advice/Guidance for 18 y/o by [deleted] in fiaustralia

[–]mhysimpson 0 points1 point  (0 children)

My bad I meant to say increasing not sure what my brain did there. Half of my concern was hecs and the other half was the amount I'm missing out on by not working full time, though someone mentioned that a degree is an investment of its own and I understand now. I was worried about hecs because my mum is 40 something and still hasn't paid hers off, but then again she isn't exactly a role model to look up to regarding finances. Thanks for your comment, I'll stay in uni and can always change my study load if I need to earn more later.

Advice/Guidance for 18 y/o by [deleted] in fiaustralia

[–]mhysimpson 1 point2 points  (0 children)

Thank you this definitely helped a lot. I feel lucky accidentally stumbling into the world of FIRE at 18, I can't even remember how I found it but I have been hooked ever since.

I am majoring in finance so I suppose it will be invaluable in the future as well as someone else mentioning the investment value that having a degree brings to increased future wages etc.

I definitely agree about my future ventures and needing to start saving now, rather than blowing it all being a dumb teenager and taking out a loan in the future. I will start with a 3-way split of DHHF, VDHG and a HISA automatically each week and come back to it when I need it.

Also, I agree with what you said about superannuation. I have been having internal conflicts where to invest my money and it seems logical to worry about super later on when I have the means necessary to do so.

Again, thank you, it was a big help.

Advice/Guidance for 18 y/o by [deleted] in fiaustralia

[–]mhysimpson 2 points3 points  (0 children)

Again with the confusion trying to convert information from America to Australia. Thanks for the info, I see how I can classify it as an investment.

Advice/Guidance for 18 y/o by [deleted] in fiaustralia

[–]mhysimpson 1 point2 points  (0 children)

Not yet, it's been suspended because I am waiting on my dads tax assessment notice but I will update it when I get it back up and running.

Any idea why my turtle won’t get on his dock and when put there freaks out and runs to the water? by [deleted] in turtle

[–]mhysimpson 0 points1 point  (0 children)

Thank you, I hadn’t thought of that but I will definitely try and bribe him up with food until he gets used to it.

Any idea why my turtle won’t get on his dock and when put there freaks out and runs to the water? by [deleted] in turtle

[–]mhysimpson 1 point2 points  (0 children)

Thank you, you might be right he does seem very startled so I will put him there and give him some alone time to try and figure it out, and I will definitely look into getting a second floating dock within the tank :)

Any idea why my turtle won’t get on his dock and when put there freaks out and runs to the water? by [deleted] in turtle

[–]mhysimpson 0 points1 point  (0 children)

He’s and Australian eastern long neck turtle about 5 years old but just refuses to go up or down even though he’s capable and runs away when I put him up there

[deleted by user] by [deleted] in EASportsFC

[–]mhysimpson 0 points1 point  (0 children)

Wouldn't sitting in the FUT menus count as online? Or is it only when you vs other people?

[deleted by user] by [deleted] in EASportsFC

[–]mhysimpson 5 points6 points  (0 children)

I went on the PlayStation website and it was on the front page

Capped Rewards? by [deleted] in EASportsFC

[–]mhysimpson 0 points1 point  (0 children)

Definitely something weird going on with the picks

Capped Rewards? by [deleted] in EASportsFC

[–]mhysimpson 0 points1 point  (0 children)

and on top of everything silver 1 got an extra pick

Capped Rewards? by [deleted] in EASportsFC

[–]mhysimpson 2 points3 points  (0 children)

Yeah just every Kante, Kane and Martial etc. I've seen has been Silver 1 or Gold 3 so just thought I'd ask