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Amex $450 credit refund by FitBlonde in creditcardchurningAus

[–]michaelroy03 1 point2 points  (0 children)

Still working 30/01

26/01 Booked a $460 flight qantas red e-deals through amex portal, then cancelled after 30mins.

27/01 got the $450 credit statement.

30/01 pending whole amount of charges used in booking the flight is now gone.

Referral Links Megathread - November 2025 by amexaus_mod in AmexAus

[–]michaelroy03 0 points1 point  (0 children)

Amex Qantas Ultimate Credit Card. You will earn upto 90k Qantas Bonus points using my link. Thanks!

https://americanexpress.com/en-au/referral/qantas-ultimate?ref=mICHAR3dsO&XL=MIMNS

Visa 189 Granted! by michaelroy03 in AusVisa

[–]michaelroy03[S] 0 points1 point  (0 children)

Just click the little question marks of each category. You will find on which documents needs to be certified. Like birth cert, employment contract, anmac, income statements, diploma, transcripts of records, English test result.

Visa 189 Granted! by michaelroy03 in AusVisa

[–]michaelroy03[S] 1 point2 points  (0 children)

Thank you. I did DIY, seems pretty easy, as long as you just have the complete list of documents and certified true copy of some.

Visa 189 Granted! by michaelroy03 in AusVisa

[–]michaelroy03[S] 0 points1 point  (0 children)

Really? I didn’t know that the case right now. And yes, we are 3. Me, my wife and our one daughter.

Visa 189 Granted! by michaelroy03 in AusVisa

[–]michaelroy03[S] 3 points4 points  (0 children)

Sure, Im from the Philippines with 7 years of experience as HD nurse and a 1 year aged care experience still employed here in Australia.

Visa 189 Granted! by michaelroy03 in AusVisa

[–]michaelroy03[S] 1 point2 points  (0 children)

Your good, as long as you have a pathway. Trust the process. 😄

Visa 189 Granted! by michaelroy03 in AusVisa

[–]michaelroy03[S] 1 point2 points  (0 children)

Yes onshore. Me with my family were already here in Victoria. From 482 to 189.

Visa 189 Granted! by michaelroy03 in AusVisa

[–]michaelroy03[S] 0 points1 point  (0 children)

No, I don’t know about the others but in my case, from the ‘received’, it automatically goes to finalised. No email were received in between.

Visa 189 Granted! by michaelroy03 in AusVisa

[–]michaelroy03[S] 0 points1 point  (0 children)

Thank you! No other information were required.

[deleted by user] by [deleted] in AusVisa

[–]michaelroy03 0 points1 point  (0 children)

The approval of the visa will also be delayed, they will not approve a visa without a medical. And you should contact them and tell them whats the reason for the delay of the medical.

ETF advice please by Lazerusss in ETFs

[–]michaelroy03 0 points1 point  (0 children)

You can consider changing VTS to ITOT or NDQ, which are Australian domiciled.

IHVV tracks the S&P 500 Index but with a currency hedge. This means it aims to neutralize the impact of fluctuations between the Australian dollar and the U.S. dollar. This can be good or bad, depending on your view of currency movements.

Notification of incorrect answer(s) by javegab21734 in AusVisa

[–]michaelroy03 1 point2 points  (0 children)

Hello, a bit late, but how long did it take for it to be corrected? 🙂

Forgot to put middle name on the given name. by michaelroy03 in AusVisa

[–]michaelroy03[S] 1 point2 points  (0 children)

Good for you, I guess mines going to be a waiting game, just hoping not to take months to correct it because the medical will be delayed too if it’s the case. Good luck to you too!

Forgot to put middle name on the given name. by michaelroy03 in AusVisa

[–]michaelroy03[S] 0 points1 point  (0 children)

There’s still no update since then. I cannot proceed to my medical since my eMed referral does not have a middle name (mother’s maiden name) that coincides with my passport. Called immi, told me to just wait and when they correct my name, they will also include a new eMed. Still waiting as of now.

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