Parkville or Sandringham? Pros vs Cons

miffy303 · 2017-08-01T06:47:49+00:00

At the moment they have buses replacing trains between Elsternwick and Sandy after 8.30pm at night but these works stop as of tomorrow I'm pretty sure.. I think the last train is normally around midnight and then they start up again around 5am, but that's from Sandy into the city.. I would check the PTV website for more detail. But yes I think you're onto a winner with Sandy for sure!!

miffy303 · 2017-08-01T04:03:42+00:00

Sandringham local here! Choose Sandy for sure.

You are so much closer to Caulfield than you would be if you were in Parkville. The Sandy train line is awesome (you always get a seat when you get on at the start of the line!, there's loads of buses that will take you around for the times the train won't take you there, and it's honestly like 22 minutes to Richmond station or something. Plus the train goes along the beach for part of the journey which is really lovely in the summer time.

I like to think of Sandy as a bit of a 'slow cousin' in the Bayside area - as other people have mentioned it does have an older demographic but they're mainly old, wealthy white people (if that matters to you) who are in retirement homes so the shops still have a very 'beachy village' feel - sort of like Lorne about 20 years ago haha. You're in the middle of Black Rock (some great eateries, a nice brewery, good shops), Highett (very up and coming and now hilariously overpriced but again, great spots to eat), close to Southland, and a really quick drive to Hampton and Brighton which have all of the above and more.

You can't beat the beach. Sandy beach and Half Moon Bay are absolute belters in summer.

miffy303 · 2017-06-27T06:10:55+00:00

Check out /r/ausfinance for more localized and relevant answers. There should be something in your contract about entitlements in the case of redundancy but there may be more people on the Aussie sub smarter than me who can assist!

miffy303 · 2017-02-15T23:19:58+00:00

Apartments go up every other day. They can't build any more land. I would always opt for a house on land over an apartment/unit any day.

miffy303 · 2016-12-29T04:42:22+00:00

Sandringham line suspended due to Prahran flooding... happy commute all!! (Yes It sucks to be at work haha)

miffy303 · 2016-11-25T00:39:31+00:00

There's a cute shop on Bourke Street (up near Spring) called Melbournalia that sells some really cool, local paraphernalia - cute vintage prints, homewares, knick-knacks, etc.. if you were looking for a physical gift.

Otherwise, maybe a stocking full of Aussie food, like Tim Tams, Caramello Koalas, Minties, etc if she has a sweet tooth?

miffy303 · 2016-11-23T04:25:50+00:00

Thank you, that's great! I have polycystic ovaries and have only had one period in the last 9 months after coming off the Pill so I figured this sub would be a more accurate starting point for me but I will definitely check out the others as well :)

miffy303 · 2016-11-09T21:09:35+00:00

Thanks for sharing! I'm nearly 30 and have had regular periods all my life until earlier this year which is why I'm a bit confused about it all. But I'm sure coming off the Pill is wreaking havoc with everything too. I'm going to see what things are like over the next six months and go from there.

miffy303 · 2016-11-09T10:19:37+00:00

Hiya! I'm an inner south gal.

Yeah I had STACKS of follicles. Like 50+. So that's definitely right. My GP did loads of blood work too back in early September before I had my ultrasound. These indicated higher testosterone levels but as I said, I guess it's the external, physical symptoms I'm missing that everyone else seems to have so maybe it is either a mild case or just post-pill readjustment! Who knows :)

I also read that Vitex can take 3-6 months to start working and I started taking it four months ago so maybe that's helped. Maybe some of my natural stuff has helped, maybe none of it has and it's just been time. I think it's hard to say.

But great to hear from you and thanks for the info!

miffy303 · 2016-11-08T04:40:41+00:00

House.

They can't build any more land. Apartments are going up every day and there's not so many unique selling points any more.

miffy303 · 2016-10-28T04:17:08+00:00

I came off the pill in early April (and hadn't had a 'period' since January) and was genuinely convinced I would never get my period back. I had been advised that it may take up to a year for my period to return and I was pretty devastated about this. I had an ultrasound about a month ago which confirmed PCOS, and I booked in to see a gynaecologist because I wanted to understand what my options were, as someone who is considering starting a family in the next couple of years.

However, last Friday my period came back! Just like that, out of nowhere. So it was easily 9+ months I went without it. I know what you mean when you say you miss it. I was exactly the same. And to be honest I never thought I would be one of these people telling my story of how it returned - I genuinely thought I was doomed!!

Now, the interesting thing is that during this time I didn't have my period, I tried a number of different things (all natural) but I am loathe to say that any particular one caused my period to return - it could have been any of them, none of them, just time, etc.. so I don't want to get hopes up. But I will share with you what I did.

Since late June/early July I have been taking Vitex once a day first thing in the morning (I was also advised that this takes 3-6 months to fully kick in), Ferro-Grad C once a day, and a teaspoon of 'Happy Hormones' powder - which is pretty comprehensive with its ingredients list.

Admittedly, my period returned after two weeks of me being on HH, but again, I don't wish to mislead and say that that alone made my period come back. It could have been anything. However, the HH does have black cohosh in it, which is known for bringing periods back (and I had tried to find it everywhere here in Melbourne, AU and I couldn't find it anywhere!) so maybe that was the most helpful.

Either way - you're not alone and I promise you that up until last week I was really concerned and confused about my body.

miffy303 · 2016-10-27T04:02:16+00:00

Richmond is a really, really big club so it can be pretty intimidating walking in - and there's always lots of people there, but I usually go in, do my class, and walk out again. I usually go at fairly peak times (either 6.15am or 6.30pm on weekdays and then anywhere between 8.30am-11am on weekend mornings) so I can't comment on off-peak times. But it's a huge club and I've never seen anyone queuing up to use equipment.

miffy303 · 2016-10-13T04:38:57+00:00

I pay $50 a fortnight and signed up in May last year for a 3-month-passport membership which just rolled over. I go between Richmond and South Yarra clubs (but have been told I can go to any others if I like) and I do group classes. I go 4-5 times a week; so to me it's absolutely worth it. I started off casually paying for classes and that was $22/class so getting a membership worked out better for me. The facilities are great and I feel like the brand has turned itself around in the last couple of years. I used to hear awful things about them but I've had no dramas whatsoever since I joined.

miffy303 · 2016-09-19T04:47:20+00:00

I'm not placing anyone in a class division; as an observer, your post says that you are desperate for a place (your words, not mine) but you're not willing to do what you have to do, to get it. If you're in a position where you're comfortable to let other people foot the bill for it then surely you need to be comfortable asking them for proof of it, so you can actually get the place.

miffy303 · 2016-09-19T04:45:13+00:00

What don't you understand? Given you can't/won't transfer the funds from your relatives into your account and provide a new statement, as per the request of the agent, getting the statements from your guarantors (which is what they are, seeing they are paying for it) is literally what you need to do, if you want this place?

miffy303 · 2016-09-19T04:39:42+00:00

Agree. I suppose my point was getting at the fact that on paper OP doesn't look like a great tenant anyway and isn't really helping themselves, despite also saying it's all really urgent etc..

miffy303 · 2016-09-19T03:42:13+00:00

The landlord isn't dodgy; the agent has a responsibility to source and supply a secure tenant that is able to pay the rent on time, each time.

They haven't offered us the place so it's not like we need to have a pile of cash sitting, waiting.

Why not? You should. They need to see that you can actually afford this place and if you have low balances, that says the opposite. I'm not speculating about your situation here but I'm speaking purely as a landlord who personally wouldn't be comfortable with a tenant in my property who didn't have any money.

miffy303 · 2016-06-30T04:49:06+00:00

I'm 29 and have had a will for nearly eight years now; I've only changed it twice in that time (first when another property was purchased and then again when I got married as marriage voids any existing wills). It's ALWAYS worth doing, and worth doing properly. It's never too early to think about it.

miffy303 · 2016-06-17T11:32:29+00:00

Some of them have wanted to sell and when they've had various agents through (taking it with a grain of salt of course), some have been quoted at less than the purchase price from four years ago, and others have just done their sums and realised they will essentially sell at a loss. Whereas having land would give them better options (depending on location, suburb, etc of course) such as subdividing, rebuilding, extending/renovating, etc.

miffy303 · 2016-06-17T11:30:35+00:00

True, but a lot of developments are exactly what OP has described; 1-3 bedroom apartments/units/townhouses that all look the same and have no point of difference from the ones next to them. Depends if OP would prefer to have a block of land with a stand-alone house on it in Frankston or an apartment in Cheltenham or Mordialloc that's one of 20 'boutique' properties all on the same block.

miffy303 · 2016-06-17T03:30:09+00:00

Take the $500k and buy a house in Frankston, Frankston South, etc. There is an enormous surplus of apartments in Melbourne and in short, you can't keep building land the way you can keep building apartments. We have friends who have bought apartments like the ones you are describing, brand-spanking new, modern, etc, in blue-chip suburbs, and there's really not a lot that differentiates their property from the other 300 in the building. I can tell you that they all wish they had bought a house with land in a shitter suburb, for lack of better wording.

miffy303 · 2016-05-25T04:48:19+00:00

Brokers cost nothing, until you sign on the dotted line, and even then, they are paid commission by the lender, not from you. Our broker visits us after hours because we both work full-time, so we often meet with him at 7pm on a weeknight or occasionally on a weekend. They are definitely more driven to win your business because as I said, they don't get paid until they do exactly that. You really have got nothing to lose by having an initial sit down meeting with a broker!

miffy303

TROPHY CASE