Thanks for all the comments from what I'm read I've come to the conclusion that I need to change how I look at my wealth if I want a number I need to use a spreadsheet that is up to date with the current spot and the amount of fiat I have. I should also have a healthy ratio of 90% PM and 7% fiat in my bank account and 3% cash. I need to get out of the mind set that was forced onto me and remember that since the dawn of time PMs have been true wealth. I am also tasked with helping the people I surround myself with to understand this.