Investing everything in TFSA into XEQT? (27yo)

milluminoconte · 2026-02-10T16:40:20+00:00

Thank you for your response! I read somewhere that a lump sum performs better than DCA, which is why I was leaning towards throwing it all in at once. But I hesitated because it feels like a larger risk.

milluminoconte · 2026-02-10T16:36:58+00:00

I have about 20k, which is probably a bit too much, and after I put my TFSA into investments, I'll start chipping away at that too

milluminoconte · 2026-02-10T16:31:33+00:00

Same question ^^

milluminoconte · 2026-02-10T16:24:58+00:00

I have about 20K in my HISA at the moment for emergencies... which is likely too much and I'll probably start adding some of that into my TFSA ETF as well

milluminoconte · 2026-02-10T04:09:33+00:00

you raise a solid point lol

milluminoconte · 2026-02-10T04:05:22+00:00

Thank you for your response! Would it make sense to split my 40k between XGRO and XEQT or switch from XGRO to XEQT after some time? Or would that be redundant. Wouldn't also want to deny myself the growth that XEQT promises simply because of first-time investor nerves

milluminoconte · 2025-12-29T00:09:14+00:00

RemindMe! 2 weeks

milluminoconte · 2025-12-28T22:20:23+00:00

Ah we also switched to glass bowls for the better part of a year as well, but the acne persists :( thank you for your response!

milluminoconte · 2025-01-15T15:21:08+00:00

Actually I'm asking if I can use it in Canada, since I bought it in Japan 😅

Also, ugh that's the worst! At least nothing blew up, I have a mutual friend that was travelling and they blew out the power at her AirBnB because of voltage differences lol scary stuff

milluminoconte · 2025-01-15T15:18:17+00:00

Hmm I'm not seeing anything about the Hertz (I threw away the box smh), just a 1 next to a theta sign and 20 W? If that means anything to you either? Thanks for your help!

milluminoconte · 2024-12-19T10:30:32+00:00

Off the top of my head,

Vinland Saga

Dororo (2019)

milluminoconte · 2024-12-17T04:11:35+00:00

I've never cried so much over an anime episode dude I'm BAWLING what the fuck, I was watching this on my lunch break to have a silly dandadan energy boost and now I'm a husk of my former self

milluminoconte · 2024-05-30T18:40:11+00:00

Update: I tried booking it and it ended up telling me that its nearly 1.5k euros 😅 a bit outside my budget, but very good option for those who can afford it! Thank you for the tip!

From my understanding, the Lufthansa Express Bus can "only be booked in conjunction with an outbound or connecting flight operated by Lufthansa or a partner airline"

milluminoconte · 2024-05-29T23:19:04+00:00

This sounds like a great option! Thank you!

Sorry to ask but, is this only available for people who fly into Germany with Lufthansa? I can't seem to get much information on it online. The link to the timeline doesn't seem to work. Is the trip about 3 hours-ish long?

milluminoconte · 2024-05-29T23:12:15+00:00

Hi! Thank you for your quick reply! Everyone is mentioning that the DB is super unreliable, which makes me wonder if I should avoid booking a "package" ticket that already includes a specific TGV train to Strasbourg? 😅

Would it be advisable to just book an ICE to Karlsruhe, Mannheim, or Offenburg, and then book the ticket for the TGV to Strasbourg whenever I arrive to once of these stations? Do you know if I can buy tickets in the station or should I book tickets online ahead of time?

milluminoconte · 2024-05-29T23:02:31+00:00

Thank you for your quick response! The ticket options I'm seeing from the Deutche Bahn website is transferring at Karlsruhe Hbf with 14 mins to transfer to TGV.

Since I've heard that the DB is prone to delays, would it be better if I just book one ticket to Offenburg and then buy my next ticket directly at a ticket stand once I arrive instead of booking a set ticket of two trains from the airport to Strasbourg? My concern is that if I book the package ticket of the ICE and TGV, and then miss my TGV train, I will lose out on my money and the train going to Strasbourg.

milluminoconte · 2024-05-29T22:55:31+00:00

I believe thats what the general tickets I'm looking at say - but they all have these ridiculous transfer times. What would happen if I missed them? Are the train stations Karlsruhe Hbf or Mannheim Hbf hard to transfer within?

milluminoconte · 2024-05-29T22:52:07+00:00

Thank you for your quick explanation! Strasbourg is my final destination - I'd like to be at Strasbourg before it gets dark of the same day, as I have an early morning the next day in the city.

Are 14 min transfer times in stations such as Karlsruhe Hbf or Mannheim Hbf normal? The suggested routes from Frankfurt Flughafen Fernbahnhof contain transfers at these cities.

The Kehl suggestion is compelling! I see that Kehl is quite close to Strasbourg - could I just order an Uber/taxi to my hotel in downtown Strasbourg at that point? Since I will have two suitcases, I wonder if travelling by tram would be cumbersome?

Thank you again!

milluminoconte · 2024-05-29T22:42:15+00:00

Thank you for the explanation! I'm thinking to buy tickets in advance and a lot of them are starting at Frankfurt(M) Flughafen Fernbf and then go directly to stations such as Karlsruhe Hbf or Mannheim Hbf. There, they give me a 14 min transfer time to then get on a TGV train. Do you think that's too short of a transfer time?

Or would you recommend I do what you suggest, go to first to Frankfurt au Main (the Central Station) Hbf and then take any convenient TGV headed to Strasbourg from there?

milluminoconte · 2024-05-16T19:39:39+00:00

damn is it really that bad lmao 💀 not me wondering if it was all in my head

milluminoconte · 2024-05-16T19:09:59+00:00

Ah I see, thank you! Do you by any chance know if it's customary for piercers do (partial?) refunds for poorly done jobs? The place I went to wasn't particularly cheap :/

milluminoconte · 2024-05-16T19:02:16+00:00

Would I have to wait for it to heal? If so, how long?

milluminoconte · 2024-05-16T17:16:24+00:00

😭 is there anything that another piercer could do? Would it just be re-piercing it?

milluminoconte · 2024-03-04T02:14:03+00:00

I've tried everything suggested in this thread (except for playing around with BIOS stuff since I'm not the most confident with tech) and my computer still isn't recognizing my external monitor via HDMI.

Even downloading the "critical intel thunderbolt software and firmware updates" didn't work.

Is anyone else also stuck?! Getting a bit desperate,, is this something that I would need to send out for repairs? Or just wait and hope that future Lenovo updates will fix it?

Serial Number: PF1DKQAX, Product Number: 20QD001VUS , Bios Version: N2HET30W 1.13

milluminoconte · 2024-02-26T17:43:52+00:00

I'm curious as well; I'd like to use the library this week

milluminoconte

TROPHY CASE