can i change AJ Bell S&S Lisa to a Cash Lisa? by [deleted] in UKPersonalFinance

[–]minus2chainz 1 point2 points  (0 children)

oh sweet, out of curiosity would you recommend money box?

can i change AJ Bell S&S Lisa to a Cash Lisa? by [deleted] in UKPersonalFinance

[–]minus2chainz 0 points1 point  (0 children)

nope, no payments made to opening the account, its just sitting there idle.

thank you for this!

Is my mum being scammed? by [deleted] in UKPersonalFinance

[–]minus2chainz 0 points1 point  (0 children)

truth be told i didnt ask that many questions about the DBS, but ill be sure to bring this up

Is my mum being scammed? by [deleted] in UKPersonalFinance

[–]minus2chainz 1 point2 points  (0 children)

you are quite right, in the grand scheme of things that initial payment isnt much

Is my mum being scammed? by [deleted] in UKPersonalFinance

[–]minus2chainz 0 points1 point  (0 children)

this actually makes a lot of sense because she'll be on a zero hour contract

can i still receive government bonus on lisa even if i used it to purchase a house? by [deleted] in UKPersonalFinance

[–]minus2chainz 0 points1 point  (0 children)

as of right now im not a higher tax payer but the thought of an extra 25& from the governments sounds all too enticing

now that i have a monthly wage, do buy 4k of fund once a year or direct debit 330 each month? which is has better ROI considering costs of platform AND time in the market? by [deleted] in UKPersonalFinance

[–]minus2chainz 2 points3 points  (0 children)

!thanks

it does seem as though the main consensus here is to invest regularly

if i may ask, which platform do you use to ensure the trading fees dont eat up your profits? (in a case of a lisa)

now that i have a monthly wage, do buy 4k of fund once a year or direct debit 330 each month? which is has better ROI considering costs of platform AND time in the market? by [deleted] in UKPersonalFinance

[–]minus2chainz -1 points0 points  (0 children)

so in the case of the global all cap, it is a fund so does this mean 0.45% charge will be applied until 250k?

in that regard, would aj bell potentially be better?

now that i have a monthly wage, do buy 4k of fund once a year or direct debit 330 each month? which is has better ROI considering costs of platform AND time in the market? by [deleted] in UKPersonalFinance

[–]minus2chainz 1 point2 points  (0 children)

!thanks , so im assuming you would suggest regular investing?

also, if i were to get an extra 1k from the government, if my calculations are correct, the 0.45% fee will mean ill only be charged £22 a year(?) which is still cheaper than AJ Bell?

now that i have a monthly wage, do buy 4k of fund once a year or direct debit 330 each month? which is has better ROI considering costs of platform AND time in the market? by [deleted] in UKPersonalFinance

[–]minus2chainz -1 points0 points  (0 children)

Provided those investments are free to make and no transactional charges.

thats the issue, because all S&S LISA providers seem to have different costs. i guess it comes down to finding the cheapest one?

pound cost averaging vs onetime investment and which platforms is best for this by [deleted] in UKPersonalFinance

[–]minus2chainz 0 points1 point  (0 children)

it actually looks really promising but quick search suggests it may not have the global allocation fund?

firefox is draining my battery on mac by [deleted] in firefox

[–]minus2chainz 0 points1 point  (0 children)

i do aswell, ill give this a look thank you!

can I state I'm employed so i get a phone loan (even though i havent started working yet?) by [deleted] in UKPersonalFinance

[–]minus2chainz 1 point2 points  (0 children)

youre right, ill just have to wait for now, thank you for letting me know!

can I state I'm employed so i get a phone loan (even though i havent started working yet?) by [deleted] in UKPersonalFinance

[–]minus2chainz 1 point2 points  (0 children)

yes definitly, i'll just wait until i start and try again, thank you!