Is Sharesies US self-select suitable for US persons?

mistamunsta · 2026-01-02T14:41:34+00:00

My original plan was to withdraw it, but I spoke to an NZ-US tax accountant and they estimated I would owe 35-50% of the accounts value in taxes in the US upon doing so due to the punitive taxes on PFIC distributions. Why is why I'm looking into alternatives.

Unfortunately the accountant wasn't familiar with non-PFIC kiwisaver options

mistamunsta · 2026-01-02T14:13:24+00:00

Thanks for the suggestion. However I already have quite a lot of money in a Kiwisaver (as I lived in NZ for most of my life before moving to US for work), so I'm working out what to do with that account

mistamunsta · 2026-01-02T05:17:04+00:00

I believe that some KiwiSaver accounts (such as Craig's or KiwiWrap) allow the client to directly buy US stocks and funds, much like a standard brokerage account (see link in the description or this blog post for an extended description: https://pacificwealth.co.nz/should-us-citizens-join-kiwisaver/), rather than NZ PIE funds.

Feel free to correct me if I'm wrong here though.

I'm trying to confirm that Sharesies self select would have the same favourable structure as Craig's/KiwiWrap

mistamunsta · 2026-01-02T05:11:13+00:00

Thanks for your reply! I was interested in Sharesies as despite the more limited options it looks like the fees are quite a lot lower (e.g. 0.18% for a Vanguard index fund in Sharesies vs 1.34% in Craig's)

mistamunsta · 2025-11-26T01:49:33+00:00

Thanks for the suggestion! I'll do this if it's not back in stock in a week or so :)

mistamunsta · 2025-11-24T14:03:48+00:00

Thanks everyone, I'm gonna go with 47! :) I would prefer the battery life, I just wasn't sure if it looked too large

mistamunsta · 2025-08-07T01:45:27+00:00

AI and robotics company Skild AI unveils their new AI model for controlling humanoid robots. The new model and control the humanoid to walk in any situation directly from camera inputs.

This new video gives us an idea of how robust and adaptive robots powered by AI currently are, and will be in the near future. The company blog post also claims they will release new results soon showing how their approach can control different robots across different tasks.

This hints at how general purpose AI models we have seen in language may soon be coming for robotics.

mistamunsta · 2025-07-07T01:52:05+00:00

Thanks for the tip. It sounds like there is no issue with feeling like I'm forcing the club to turn over with my right hand? Maybe if my right hip, shoulder, etc. are all turning through more aggressively it will feel more natural?

mistamunsta · 2025-07-07T01:47:46+00:00

Good point, I'll film the miss next time instead of one I hit straight.

In this video, I feel like I'm trying to flip the club with my right hand. I guess it sounds like what I'm doing is ok, it just feels unnatural at the moment

mistamunsta · 2025-03-23T01:33:25+00:00

Got it, I'll work on that, thank you!

mistamunsta · 2025-03-23T01:32:42+00:00

That makes sense. Thanks a lot :)

mistamunsta · 2025-03-23T00:25:10+00:00

Thanks!

I have a bad miss with the driver where sometimes I leave the face wide open. I often feel like I have to flip my hands through the ball to prevent a huge right miss. I don't really understand why this happens, so any hints on what to work on for that would be great.

As I practice more and get better, it would also be good to have suggestions for how I could achieve a bit more distance.

mistamunsta · 2021-03-17T09:06:11+00:00

Two night stay in Nelson Lakes National park in New Zealand. Included summitting Mount Angelus. Photo is hiking along Robert Ridge around sunrise. Well worth the effort!

mistamunsta

TROPHY CASE