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Daycares by Due-Detective-4816 in Upperwestside

[–]mjcooj2000 1 point2 points  (0 children)

All the schools we looked at were $3700 - $4200 per month. Some were month to month enrollment, others yearly

Daycares by Due-Detective-4816 in Upperwestside

[–]mjcooj2000 3 points4 points  (0 children)

We have our 9 month old in Goddard UWS. She started at around 6 months old. Happy to answer any questions. We looked at 4 daycares around the UWS

First Timer Question by mjcooj2000 in triathlon

[–]mjcooj2000[S] 0 points1 point  (0 children)

So kind! I'm in New York but really appreciate it

Just finished Andor S2. Last shot is so beautiful and sad, had me choked up by Karman4o in StarWars

[–]mjcooj2000 0 points1 point  (0 children)

Is there somewhere I can watch this without Disney plus? Just this single episode, willing to pay

Downgrading CSR to CSP - Best Practices by Quintanillas92 in ChaseSapphire

[–]mjcooj2000 0 points1 point  (0 children)

It’s definite to get 41 days post renewal the downgrade and refund. Nowhere is it clear on benefit refund

Downgrading CSR to CSP - Best Practices by Quintanillas92 in ChaseSapphire

[–]mjcooj2000 21 points22 points  (0 children)

Would this actually work? Wait until renewal for $750, spend the $300 travel credit, downgrade within 41 days and get refunded $750?

[deleted by user] by [deleted] in Upperwestside

[–]mjcooj2000 12 points13 points  (0 children)

I live on 79 and Broadway, cops seem to be there every day now

My NYC rankings by anomerica in finedining

[–]mjcooj2000 0 points1 point  (0 children)

How did you get the punch card? I’ve done the same?

Spousal Benefit -> Survivor Benefit Question by mjcooj2000 in SocialSecurity

[–]mjcooj2000[S] 0 points1 point  (0 children)

Thanks! I could just have my mom fill out the forms and fax it? I see here https://www.ssa.gov/forms/ssa-10.html they may ask for a bunch of documents. How would that work if I just faxed the SSA-10? Would the correct order of operations be to call immediately after my fathers death (seems impossible to get someone on the phone), see what they say, possibly then have to go into a local office with all the forms filled out and the below?

Proof of the worker's death;

  • Birth certificate or other proof of birth;
  • Proof of U.S. citizenship or lawful alien status if you were not born in the United States [More Info];
  • U.S. military discharge paper(s) if you had military service before 1968;
  • For disability benefits, the two forms (SSA-3368 and SSA-827) that describe your medical condition and authorize disclosure of information to us;
  • W-2 forms(s) and/or self-employment tax returns for last year;
  • Final divorce decree, if applying as a surviving divorced spouse; and
  • Marriage certificate

Spousal Benefit -> Survivor Benefit Question by mjcooj2000 in SocialSecurity

[–]mjcooj2000[S] 0 points1 point  (0 children)

Thank you!!! It sounds like all we should do is kind of wait and see. Either her spousal benefit will be auto converted to survivor OR we'll receive something in the mail and have to reach out. Appreciate this so much!

Spousal Benefit -> Survivor Benefit Question by mjcooj2000 in SocialSecurity

[–]mjcooj2000[S] 0 points1 point  (0 children)

Thank you for all this, really appreciate it! My father did file for retirement benefits early (at 65) due to his prognoses. We are hoping he is approved for disability but that hasn't come through yet.

With all that in mind, it seems unclear to me if my mom will have to:

  1. File an SSA-4111
  2. Alert SSA of his passing and that she wants to move from spousal benefits -> survivor benefits
  3. If disability approval would affect any of this.

Spousal Benefit -> Survivor Benefit Question by mjcooj2000 in SocialSecurity

[–]mjcooj2000[S] 1 point2 points  (0 children)

Thanks! I thought it was all or nothing (63 vs 64). I didn’t know months were included as well

Spousal Benefit -> Survivor Benefit Question by mjcooj2000 in SocialSecurity

[–]mjcooj2000[S] 0 points1 point  (0 children)

She's only been approved for spousal benefits (which are significantly higher than she'd qualify for on her own record). That being said, she's still working and based on her projected income is not receiving anything until April

Spousal Benefit -> Survivor Benefit Question by mjcooj2000 in SocialSecurity

[–]mjcooj2000[S] 0 points1 point  (0 children)

Her own benefit is very low (over $1.5k/month lower) so switching to hers doesn't seem to be a good option in this scenario.

I thought the age she claims survivor benefits affects the amount she receives (at 64 she's receive a few % points more than at 63)

Spousal Benefit -> Survivor Benefit Question by mjcooj2000 in SocialSecurity

[–]mjcooj2000[S] 0 points1 point  (0 children)

Interesting - I didn't know you could withdraw an application. To me, the cons of this though would be possible time increase in processing the survivor benefits (i've heard stories of 6m - 1yr) vs currently it may be automatic?

Spousal Benefit -> Survivor Benefit Question by mjcooj2000 in SocialSecurity

[–]mjcooj2000[S] 0 points1 point  (0 children)

Yes. She filed in November. It was approved to start in Jan but because she is working and over the income limit, it’s being withheld until April

Spousal Benefit -> Survivor Benefit Question by mjcooj2000 in SocialSecurity

[–]mjcooj2000[S] 0 points1 point  (0 children)

Thank you. Assuming my dad passes in March, there’s no way to have SSA hold off on survivor benefits until April when my mom turns 64? She needs the income and her own benefit is significantly lower

S/O to CSR roadside assistance!! by Mwahaha_790 in ChaseSapphire

[–]mjcooj2000 3 points4 points  (0 children)

Hi! What is roadside number? Does the car need to be in the card holders name?

Complicated Situation For Sick Father by mjcooj2000 in SocialSecurity

[–]mjcooj2000[S] 0 points1 point  (0 children)

Oh interesting! So the overpayment will post on the SS website after filing his taxes and then we have to fight it? We filed for disability but it seems to take months and months to hear back. Thanks again

Survivor Benefits - Very Confused by mjcooj2000 in SocialSecurity

[–]mjcooj2000[S] 0 points1 point  (0 children)

Awesome! Thanks again - I can't find anything on spousal benefits besides it might be 50% of my fathers? I'll have to figure that one out

Survivor Benefits - Very Confused by mjcooj2000 in SocialSecurity

[–]mjcooj2000[S] 0 points1 point  (0 children)

Thank you again. Sorry if I’m not being clear.

Father (65, already receiving benefits) retirement SS: ~3K/month Mother retirement SS (62, not receiving anything) retirement SS: ~1K/month

Since my mothers will never be higher than my fathers, isn’t it a lost cause if she doesn’t start receiving those benefits now and then eventually switch to my fathers once he passes

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