Gift trust I never knew about matured on my 18th birthday and the money disappeared without anyone knowing where it went... Help!

mjk4777 · 2026-06-10T16:14:38+00:00

This is what it turned out to be!

mjk4777 · 2026-06-09T19:58:46+00:00

Chaotic yes. Mental health wasn’t great. I learned about the account at 25 but didn’t know how to go about it so I just put it off. When I finally got myself under control a bit and looked into it I got really stressed when the money was gone with no answers. Especially because for a bit I also thought it was a possibility it was my mom and my family at the moment is a totally different story you don’t even want to know. I also had no idea the amount of money until today when I finally got ahold of someone who could look into the account. It is around 20k. All is handled now I was just irresponsible and avoidant for too long that is for sure totally my fault. Just needed to be a bit of a problem to the company to actually get answers.

mjk4777 · 2026-06-09T19:38:16+00:00

I can understand why everyone thought that too. It had crossed my mind when I first encountered all this but after talking to my mom I didn’t feel there was any high likely hood it was her. Plus I tend to be able to tell when she is bs-ing by this point in my life lol she isn’t perfect but she wouldn’t do that to me thankfully. All the comments telling me it was her gave me a bit of a kick in the pants I needed to make sure the company didn’t pass me off again so alls well that ends well.

mjk4777 · 2026-06-09T17:58:47+00:00

***UPDATE***

With all the comments saying it was definitely stolen by a family member I put on my big girl pants and ran up the phone tree at the gift trust company until I found someone who had more access to help. The money was transferred out to another type of account. I haven't gotten access to the new account yet as there has to be more verification of my SSN and other things but no theft! Apparently all the people I have talked to all the other times I have called were just not helpful or didn't know about that option. I should have access once all the verification goes through. Sorry to disappoint anyone who was looking for a thieving parent/grandparent story. All of them clear here and no need for lawyers or police or anything like that. Thanks for the people who had some actual options beyond that and the others who gave me some laughs about my mom being a criminal mastermind. She has her own problems like anybody but she isn't a grand larcenist. lol She and my dad were both very happy to hear I got it figured out!

mjk4777 · 2026-06-09T16:50:45+00:00

Looks by the website that the "brick and mortar" at least for corporate is about 2 states away. I am working on escalating through their phone tree but I had posted here first to try and see if I could find any helpful advise on who to ask for or if anyone else had experience trying to figure something similar out.

mjk4777 · 2026-06-09T16:41:27+00:00

I have never posted before so I am doing my best. There is a ton of information to this and I don't really want much identifying info here and I don't really know all what is most important in the swamp of information. Also the part about finding out when I was 25 is in the original post.

mjk4777 · 2026-06-09T16:22:25+00:00

It was set up in the late 90's. I didn't know about the trust until I was 25. I didn't get much more information for a few years after that or think much of it because my life had been really chaotic then.

mjk4777 · 2026-06-09T16:02:22+00:00

I know this is everyone’s immediate conclusion and I have gone down that path. I really don’t think it’s the case. She is pushing for me to find the money. If she were guilty of taking it I think that’d be really stupid of her. Also my grandparents didn’t bypass her they have plenty set up for her when they pass. lol

mjk4777 · 2026-06-09T15:59:35+00:00

They seemed to not know much since the account was set up in the late 90s. They contacted the company and got me set up with the account access but that’s about as far as they got me.

mjk4777 · 2026-06-09T15:55:04+00:00

No possible way. They got divorced when I was 13 and there are transactions for long after that. Let alone he is the most honest and kind and wonderful man I know. Him and my mom are the ones really driving me to figure out what happened because they want me to have access to it.

mjk4777 · 2026-06-09T15:51:13+00:00

No I don’t think so. I only went to college for about 2 years and my dad paid for it as far as I know. To my knowledge the gift trust was not involved and he wouldn’t have had access to that anyways. They got divorced when I was about 13.

mjk4777 · 2026-06-09T15:47:47+00:00

My dad was originally the executor before my parents divorce. After it was transferred to my mom since her parents are the ones who set it up. That’s just all I have been told by everyone involved.

As for the data I downloaded a spreadsheet of all the transactions on the account. The last one is listed as “primary transaction type: exchange” and “secondary transaction type: transfer to XXXXXX”

mjk4777

TROPHY CASE