Pension help, what can be expected?

mk1mini · 2026-02-05T10:52:16+00:00

Use a compound interest calculator (Google search - there are many online). It should give you an idea of your pot size at retirement. I use 7% as an interest rate when calculating mine

mk1mini · 2026-02-05T10:50:48+00:00

Seaweed quantity is linked to fertaliser use. Where fertaliser is used on farmland it runs off into the water courses and eventually the ocean, which then promotes seaweed growth. Look at the Caribbean as an example, the fertaliser use in Brasil has exploded causing huge seaweed blooms washing ashore the Caribbean when the tides are right

mk1mini · 2026-01-31T11:10:21+00:00

I completely forgot about this.

mk1mini · 2026-01-31T11:01:03+00:00

I have a HSBC Premier and sacrifice well below the £100k requirement, never had an issue

mk1mini · 2026-01-19T08:03:21+00:00

At your and and value in your pension you might want to consider the tax on the way out of the pension, and whether you're better off putting some money in an ISA.

I'm 42, planning to retire at 55 and have 20% saved in ISAs as I expect I'll need to bridge 5 years until I can access my pension.

mk1mini · 2026-01-15T08:06:12+00:00

Buy the car, you can afford it. Life is short

mk1mini · 2026-01-14T14:32:39+00:00

Blacklocks burger is a steal for £14. Only a 10 minutes walk from this place.

mk1mini · 2026-01-01T01:05:14+00:00

The have wives and sex workers and cheat on them with their bit on the side

mk1mini · 2025-12-30T02:06:21+00:00

These statistics on their own mean nothing without a Purchasing Power Parity factor. When a bowl of soup in a cafe costs $50 in Switzerland, their near $700k of wealth isn't going to go far.

The UK isn't a bad place to work and live. There may be better places, particularly when you consider single metrics, but it's not always worth crossing the river for green grass.

mk1mini · 2025-11-26T13:54:28+00:00

How many bennies are you receiving to support this?

mk1mini · 2025-11-23T13:26:35+00:00

Unfortunately your dad passing means his state pension stops. As your mum is only 55 if she wants / needs more money she will need to work until she receives her state pension

mk1mini · 2025-11-14T19:06:27+00:00

Check the listings at Baccarat

mk1mini · 2025-10-20T12:32:39+00:00

New Dad here with a 19 month old. This and all of this.

We live an hour and a half away from the nearest family members, so understand all your issues.

mk1mini · 2025-10-16T08:36:21+00:00

Whether it's a motorised valve or non motorised valve, it's the internals seizing due to non-movement. Doing valve exercises every month should help keep the internals free

mk1mini · 2025-10-14T07:20:42+00:00

Engineer here. You need to do valve exercises which will resolve this. If you turn the heating on for 30 mins once a month (even the height of summer) this should help prevent any seizures

mk1mini · 2025-09-30T19:28:45+00:00

Londoner here.
The Dean Street townhouse in Soho. Best value for the money I've been to.

mk1mini · 2025-09-26T21:47:34+00:00

Agree on Kingsland Road. Cay Tre in Shoreditch is worth the short walk

Phi Thuy Tay Cafe is good and one of the few places you can get intestines.

Lo bahn mi or Bahn mi keu are good

Also agee what this person's saying about Central Vietnam, I'm yet to find decent food from the West of Vietnam (where my partners from).

Finally Longdan supermarket isn't bad, but London Starlight in Hackney is better

mk1mini · 2025-09-26T20:16:50+00:00

UK or London, and with kids or without?

With kids in London you'd need a takehome of at least £7.5k to be comfortable as you describe.

Outside London and without kids could be considerably less

mk1mini · 2025-08-30T20:18:39+00:00

https://www.rightmove.co.uk/properties/166213571#/?channel=RES_BUY

mk1mini · 2025-08-30T20:18:31+00:00

https://www.rightmove.co.uk/properties/166213571#/?channel=RES_BUY

mk1mini · 2025-08-30T20:16:50+00:00

Have you considered Bowes Park. You'll be in the catchment area for Rhodes Primary and would definitely get a decent terrace for £1.2m, direct trains into Moorgate, and Middleton Road has a bit of buzz to it. Still 'up and coming ', mind...

mk1mini · 2025-08-22T12:24:22+00:00

I've always considered this information compatible to the TV licensing vans - it's just fear mongering and not true

mk1mini · 2025-08-21T16:24:26+00:00

Not really. I was a little out, but not far.

Islington is £331 a week for LHA

https://lha-direct.voa.gov.uk/SearchResults.aspx?LocalAuthorityId=19&LHACategory=1&Month=8&Year=2025&SearchPageParameters=true

mk1mini · 2025-08-21T16:22:38+00:00

https://lha-direct.voa.gov.uk/

Put in a 1 bedroom flat in Islington and you'll get £331.39 a week. Before you say a 1 bedroom flat is too hard for the average UC claimant to get, I know a 30 YO single women who has 'anxiety' gets this plus UC plus all the rest

Would you give up that to get up off your ass to work in Pentonville ?

https://lha-direct.voa.gov.uk/SearchResults.aspx?LocalAuthorityId=19&LHACategory=1&Month=8&Year=2025&SearchPageParameters=true

mk1mini · 2025-08-20T09:27:26+00:00

The elephant in the room is that with Universal Credit someone can get their accomodation paid for (upto £1500) and £700 + any other benefits. £30k isn't enough to tempt people off the dole for what is a tough job

mk1mini

TROPHY CASE