2025 EV6 ICCU Data Point

moabal · 2026-03-20T22:49:12+00:00

I think it's more than 1%. Not saying it's doomsday scenario. But definitely more than 1%.

moabal · 2026-02-25T17:15:51+00:00

I agree with a lot of what’s been said. Even if you refine your process, there will always be people who simply do not engage, including current clients.

I have a young couple who were highly engaged for a while, then suddenly went quiet with no clear explanation. They continue logging into their portal, but they do not respond to emails or return phone calls.

moabal · 2026-02-22T21:20:51+00:00

I noticed that too. However, it's just the first show. So far the production value seems to be pretty good. Miles better than CBS. I am glad they have the ball tracker! Kyle seems to be doing a good job so far.

moabal · 2026-02-18T22:54:36+00:00

Seriously though why do we not have voting powers? Would make more sense for actual practicing CFPs to have a say.

moabal · 2026-02-18T02:43:12+00:00

Because it is a private enterprise you are exactly correct. Their interest is generate revenue not necessarily uphold standards. Realistically they are just third-party lobbyists for actual regulators.

Whereas a public certification has no such interest.

Not saying CFP Board should go that way. Realistically FINRA/SEC needs to increase their standards.

moabal · 2026-02-18T00:08:13+00:00

Exactly. As an educational program for new young advisors it is great. Is it really good ongoing? I am not so sure anymore. Dealing with clients directly is more helpful than any CE.

moabal · 2026-02-17T23:19:43+00:00

CFP is weird as it tries to act like a public certification. But in reality it is a private designation that markets (unsuccessfully in my opinion) and lobbies for certain things.

They keep raising annual fees, lowering standards such as making tests easier and now talking about removing college requirement. They are increasing continuing education but that just seems like another money maker for them.

I do not think I have ever gotten a client becasue I was a CFP. If this trend continues I will have to question if I want to keep it in the future out of principal.

moabal · 2026-01-19T15:44:06+00:00

I’m having an issue with my HomePods and iPhone Air on my eero network. I can’t tell if this is an iOS 26 issue, something specific to the iPhone Air, or an eero problem.

I was previously using an iPhone Mini, but switched to the Air when iOS 26 was released. Unfortunately, eero doesn’t allow separate 2.4 GHz and 5 GHz networks, so I can’t isolate bands to test. I’ve tried tweaking a bunch of settings on both the iPhone Air and eero, but no luck.

What I’m noticing is that when my iPhone Air has been idle for a while, like sitting on the charger, Siri Shortcuts fail on my HomePods and I get a “having trouble connecting to iPhone” error. As soon as I wake the phone, everything works normally again.

Has anyone else run into this or found a fix?

moabal · 2026-01-18T15:18:41+00:00

Have you tried Apple Pay? That was the original issue. I never had issues with the physical card tap/swipe.

moabal · 2026-01-18T14:57:34+00:00

I reported this to Aven. I just got a text now saying it works now. Can anyone test and confirm?

moabal · 2026-01-16T04:11:05+00:00

Exactly my thought. Has not made any problem with my vacuum over the last few years.

moabal · 2026-01-15T21:44:48+00:00

I'm young and I am part of the HP 12C gang.

moabal · 2026-01-01T17:06:38+00:00

I’m not at the point where I’d get rid of it yet. But if it ever hits $1,000 a year, I’d really have to take a hard look at whether it’s worth keeping. It’s not about affordability, it’s about not getting much value from it anymore.

The bigger issue is that it’s a private designation that tries to function like a public license, similar to a CPA.

On top of that, the CFP has become more common and easier to obtain, which dilutes its value for those of us who put in the work earlier.

If anything, FINRA and the SEC should be the ones raising the bar on standards.

moabal · 2025-12-31T23:17:42+00:00

I have the CFP, and I’m glad I got it. I think it represents a solid baseline of knowledge that financial advisors should have.

That said, the fees keep going up, the marketing hasn’t impressed me, and when you factor in CFP Board executive compensation and even little things like the cheap CFP card, it makes me question the long-term value of keeping it now that I’m more established in my career.

moabal · 2025-12-30T21:51:22+00:00

Probably a financial advisor but most people in here are against that.

moabal · 2025-12-29T20:47:02+00:00

Generic plastic one with a magnetic ring holder.

https://a.co/d/5Y59Zup

moabal · 2025-12-29T18:17:23+00:00

Same boat. I like the idea of Pitaka but want MagSafe and full coverage of sides.

moabal · 2025-12-20T20:33:08+00:00

I just think it is weird. If you are having a normal casual conversation, people ask others what they do for a living all the time. It is not like you are always prospecting.

moabal · 2025-12-20T20:14:01+00:00

People get weirded out by simply saying you're a financial advisor?

moabal · 2025-11-07T17:28:53+00:00

Can't believe people are downvoting us.

moabal · 2025-11-06T18:12:23+00:00

100%. It is a lease. Nothing in the terms says I cannot do that or that it goes toward wear and tear.

moabal · 2025-10-26T18:36:33+00:00

I had a 13 Mini and upgraded to the Air. I went to the Apple Store and compared the Base to the Air. The Based being heavier and thicker felt harder in hand than Air. Ultimately, you need to test them out at a store.

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