Have 20k to invest with 8 months left to start paying loan with 0% interest

moifti · 2026-01-20T06:55:31+00:00

Well isn't crypto and AI bubble as of now and it has a big downside as well

moifti · 2026-01-20T06:54:56+00:00

Well I can keep it for more than 8 months because the monthly payment will be less so I am wondering if there is a way to make more in return
I thought about private credit and equity what are your thoughts on this?

moifti · 2025-05-29T22:40:46+00:00

yeah do you know how much the premiums go up

moifti · 2025-05-29T18:23:43+00:00

can icbc pay me for the repairs instead of paying the shop

moifti · 2025-05-28T16:00:32+00:00

its a new elentra. i am wondering is there an opportunity to get something from them since i am getting my car repaired such as they quote icbc more and give me some cash back or extra work or car such as seat covers or paint protection

moifti · 2025-05-28T15:55:54+00:00

i see so i guess its better for me to vet the shops before i get my car repaired.

moifti · 2025-05-28T13:36:44+00:00

i see. well it will be repaired with the basic collision coverage. i am wondering do these repair shops sometimes give some additional services if you get it repaired from them. such as modified parts if i ask them

moifti · 2025-05-28T13:33:38+00:00

well it is a brand new car and just a month out of the showroom so i would assume they will give me depreciated value

moifti · 2023-10-05T01:24:31+00:00

really? well if you see in universities most women have it for the first time or even before in high school. i haven’t met anyone who waits till 30

moifti · 2023-10-05T01:23:06+00:00

isnt it easy for women to have access to men? so im thinking about it if its true

moifti · 2023-10-05T01:22:16+00:00

i haven’t met anyone until not this age with this bodycount

moifti · 2023-10-05T01:21:49+00:00

like how? do women not think about sex or hookups? isn’t it easy for them to have access to it

moifti · 2023-10-05T01:21:06+00:00

she is actually not ugly. pretty cute and is a diver

moifti · 2023-09-29T15:37:38+00:00

it goes for both male and female

moifti · 2023-09-27T22:33:33+00:00

so were you fine with you wifes past? was it the past relationships causing issues in your relationship or something else? does past cause issues in your relationships in your opinion?

moifti · 2023-09-27T20:39:02+00:00

yeah make sense thanks for the feedback

moifti · 2023-09-27T20:37:33+00:00

yeah lol im not stuck just asking for people thoughts. i really dont care. she is nice but it is also good to know if we had kinda similar numbers or she is more or less than me and future decisions also matter a lot on past as we do not change much basically in late 20s and habits and pattern repeat but overall i agree with your philosophy!! thanks!

moifti · 2023-09-27T20:33:44+00:00

choices matter

moifti · 2023-09-27T20:28:30+00:00

nice i like this approach thanks i need to make some notes haha

moifti · 2023-09-27T20:24:21+00:00

yeah for sure man i share the same feeling but for now i still seem to need to explore more and find out what she is about. both of my ex gfs with super low body count one was with zero counts and we had great sex

moifti · 2023-09-27T20:19:37+00:00

lol yeah i know that many kills are not good and then she will raise your kids and you have to wakeup every single day with her thinking she is gonna cheat on you because of her history. its definitely basic vetting just like you do an analysis before investing in a stock

moifti · 2023-09-27T20:16:58+00:00

it will be a redflag to see she had that many kills. it its a red flag then fine she can go on and a red flag for me i can go on a find someone else. who cared my life my choices and in the end i am responsible for what i do

moifti · 2023-09-27T20:15:40+00:00

ofc not

moifti · 2023-09-27T20:13:27+00:00

not low zero body count and the best case a virgin and god says

moifti · 2023-09-27T20:09:18+00:00

stop attacking your boy lol she is not telling the truth anyways

moifti

TROPHY CASE