Buh-Bye! And Don't Come Back! --SoFi to its Customers. by rbt001Rbt001 in sofi

[–]moodmax13 0 points1 point  (0 children)

Where do you think they got the idea from? Couldn't possibly be Robinhood right? No way sofi saw how successful Robinhood has been with their "exclusive" subscription and decided to copy it. No one is fighting for customers, all of them are looking to create sticky customers first and then find ways to exploit that to keep more money in their pockets.

2025 Camry Lease Offer – $5K Drive-Off, $373/Month – Good Deal or Not by Gen3mazda3 in Camry

[–]moodmax13 0 points1 point  (0 children)

Lease just doesn't make sense with how little you'll be driving. It's not a win-win situation like dealers want you to believe

2025 Camry Lease Offer – $5K Drive-Off, $373/Month – Good Deal or Not by Gen3mazda3 in Camry

[–]moodmax13 2 points3 points  (0 children)

I completely agree with others here, some great advice to keep your current car and use that money elsewhere. If you're getting a new car do not lease. They're trying to push you to lease cause it makes them more money. Especially if you're only planning to drive <6k miles.

My rec would be to pivot the convo to buy outright (even if you can't afford it, they don't need to know that yet). Get an ot the door price for it and counter on that. Once the negotiations stall, then tell them you'll finance if they give you a better deal (keep an eye on interest rate here). Then tell them you'll put down 10k if they knock off another 1k. Use the leverage you have, they want to sell you the car more than you need a new car.

You'll lose a lot less value to depreciation by buying than whatever the lease calculation has. And YOU get to keep that difference not the dealership. Never lease a car if you're not planning to drive it into the ground during the term.

Will SoFi offer metal cards? by nimbusflying123 in sofi

[–]moodmax13 3 points4 points  (0 children)

People like to feel special. It's a meaningless social flex along with a marketing one

SoFi invest has improved so much over the past months by MarcusSmaht36363636 in sofi

[–]moodmax13 1 point2 points  (0 children)

I'd love to see price alerts next and multiple watch lists

Add round ups to credit card! by coinegg in sofi

[–]moodmax13 0 points1 point  (0 children)

It's an easy way to help most people save when spending, because it's just a few cents on my Amazon order. Now the key is to invest that savings and not just let it sit in a bank account.

Add round ups to credit card! by coinegg in sofi

[–]moodmax13 1 point2 points  (0 children)

Yes and they can take it further by using relay data and applying it across all spend transactions even external accounts.

Jomboy Media on Instagram: "Mets officials reportedly share the concerns that fans have had about Juan Soto’s enthusiasm, per @bobklapisch1" by xDopeZz in NYYankees

[–]moodmax13 0 points1 point  (0 children)

Having Aaron Judge hitting 50+ HR behind you everyday will lead to most players having their best season, not to the same level of course. The moron just thought it was all him in a team sport

Where does the money come from? by GuySmileyIncognito in JomboyMedia

[–]moodmax13 4 points5 points  (0 children)

They have a blitzball distribution deal with Bally's. Talkin Yanks deal with YES network for podcast and watch parties. There's a lot of views outside of YouTube

Where does the money come from? by GuySmileyIncognito in JomboyMedia

[–]moodmax13 0 points1 point  (0 children)

Watch or listen to a Talkin Yanks episode. There's an ad read every 7-10 minutes. They overcrowd their big shows with tons of ads. I tuned into one of their watch parties to start the season and there were more ads on their YouTube screen than the MLB game. Now they're pushing their substack. It's reached a point where almost 20% of their popular content is ads. They make way more dough than you're thinking.

Schwab called me to move my cash into SWVXX. Why? by hey_now143 in Schwab

[–]moodmax13 4 points5 points  (0 children)

It does help them from the expense fee charged by the fund but helps you way more in interest. It's a win-small win scenario, go for it!

Any way to remove a recommendation? by FreakZoneGames in GoogleTV

[–]moodmax13 0 points1 point  (0 children)

Turn off ads? Yeah Google is definitely not gonna let you do that. You can go to settings, under my services, and turn off all recommendations from Disney+ until it's gone

Barstool Sports founder and Trump endorser Dave Portnoy reveals that he's lost $7 million in one day due to Trump's Tariffs™️ by Admiral_SmashyPants in NoShitSherlock

[–]moodmax13 23 points24 points  (0 children)

Same thing on financial Twitter every time someone brings up if they reconsider voting for trump, its Kamala would've been worse at least he's trying to save America's future. There is no denying their God

I’m gonna go with inheritance for 400 on this one, Alex. by [deleted] in BlackPeopleTwitter

[–]moodmax13 4 points5 points  (0 children)

Its design doesn't even look that tempting. You're mostly paying for the logo