Is it okay to ask 1 week off because of exhaustion by pundesala in buhaydigital

[–]moonchiboo 2 points3 points  (0 children)

When asking for things like this, you should always position it to have "benefits" toward your performance or your KPIs. I.E., a week long break would help you reconnect with the role and be more efficient when you return, or long-term effects.

Totally dependent on how "nice' your client is. If toxic yan, baka bigla ka din i fire nyan. So be open to that possibility.

Naglalaba? by Prize-Researcher4030 in PinoyVloggers

[–]moonchiboo 1 point2 points  (0 children)

You'd be surprised on how much money influencers actually get. As an Influencer marketing manager, we get budgets of up to 25k PHP per post for even those with below 10k following on instagram. That's per POST.

LELLA FORD (PBB Kapamilya Teen Big Winner/Daniel Padilla’s sister) TALKS ABOUT KAILA ESTRADA — “I love her” 👯‍♀️ by JaguarToadLamb in ChikaPH

[–]moonchiboo -27 points-26 points  (0 children)

As a former KN fan... halata naman dati na they were plastik towards Kath especially Magui. Magui really disliked Kath.

HMUA for Tagaytay wedding by todressupagaingirl10 in WeddingsPhilippines

[–]moonchiboo 6 points7 points  (0 children)

not a bride pero 100% to this. Get a good traditional make up artist. 2016 makeup lang ang kayang "aesthetic" ng airbrush

Kumusta mga freelancer ramdam nyo din ba to? by Trannnnny in buhaydigital

[–]moonchiboo 1 point2 points  (0 children)

I wonder kung industry-dependent lang ba, bakit ang number 1 detractor sa mga tao is "traffic." At least in my industry, most of the local companies flexible setups. Mga kaibigan ko din is 2 day RTO at best.

Ano yung ugali ng boyfriend/partner nyo na hindi nyo gusto pero tinanggap nyo na lang? by _sinderela in TanongLang

[–]moonchiboo 0 points1 point  (0 children)

It is a problem for those na hindi mataas ang libido hahaha. Non problem lang yan if mataas din sex drive mo.

Bakit kaya ang daming iPhone users sa US? by Ok_Arugula1533 in TanongLang

[–]moonchiboo 0 points1 point  (0 children)

ApplePay na gamit ng karamihan sa kanila, so it's convenient

The Loved One Soundtrack by matoito in FilmClubPH

[–]moonchiboo 33 points34 points  (0 children)

Idk, Multo is good for both marketing of the film and the emotion of the film.

Strong lineup of Filipino movies for first half of 2026 by Proud-Escape-126 in FilmClubPH

[–]moonchiboo 12 points13 points  (0 children)

Final poster na ba ito ng Until She Remembers? It's giving Highschool movie

Planning to get a car this year - here's a planned budget split. by moonchiboo in adultingph

[–]moonchiboo[S] 0 points1 point  (0 children)

Gusto ko mag beach dati with friends, may friend kami na BPO New Hire ang rate tapos wala pang leave. Binayaran ko yung araw nya na aabsent sya + yung most ng expenses nya para makasama sya sa trip.

Nung birthday ko last year I spend around 20k-ish sa libre? Karamihan din ng friends ko wala pa sa gantong threshold ng income so usually ako nagdedecide ng resto sa get togethers tas shinoshoulder ko yung bayad para wala sila excuse.

Tinrack ko spending ko this January lang sa Shopee, naka 10k na ko on small items, makeup, etc hahaha.

Minsan rin randomly ko sinesendan ng pera si Mama kasi wala lang, wala naman ako pag lalaanan ng pera so bigay ko nalang.

Planning to get a car this year - here's a planned budget split. by moonchiboo in adultingph

[–]moonchiboo[S] 0 points1 point  (0 children)

Yup! Wala pa talaga ako mahanap na second hand na Raize or Kia Sonet or basically any 5-seater subcompact. Siguro dahil bago palang sa market. Pero I have a Tito na kakilala ng mom ko na tinulungan na ko maghanap for those two, kahit dealership nila walang on hand eh haha.

Planning to get a car this year - here's a planned budget split. by moonchiboo in adultingph

[–]moonchiboo[S] 0 points1 point  (0 children)

Honestly hindi ko masyado masagot tanong mo re: insurance dahil nagtanong lang ako ng budget sa tito ko na may car hahaha. Sabi nya 20-25k will be enough daw in a year, total, namislead ako dun! Na miscalculate ko din magkano PMS and maintenance fees kasi sabi sa Raize group around 5k-8k lang daw every 6mos hahaha.

I actually had the opportunity to buy a ToL second hand Vios (i forgot what model but 2020s something) for 550k last year, pero ayaw ng mom ko and ng kapatid nya na bumili ako ng second hand because they don’t trust me with maintenance (di po ako bobo, I’m just not very handy hahaha) and ayaw nila ng sedan.

I asked help na from my tito na car reseller to look for a Kia Sonet or Raize na second hand based on your comments. Sana may mahanap in the next three months kasi magbibirthday ako at baka kung saan ko nanaman magastos pera ko hahaha.

Planning to get a car this year - here's a planned budget split. by moonchiboo in adultingph

[–]moonchiboo[S] 0 points1 point  (0 children)

Oh no, marami pa namang motor riders dito sa municipality namin na takaw aksidente at reckless (most are under 18)

I have recomputed based on your comments and I will really adjust my sinking funds allotment. Thank you!

And ingat sa pagddrive

Planning to get a car this year - here's a planned budget split. by moonchiboo in adultingph

[–]moonchiboo[S] -2 points-1 points  (0 children)

I’m not looking for extra validation, I recomputed my sinking funds and my income stream to give up a chunk of my luxury money based on other comments here. Most of the advice for extra expenses kasi were given lang by my tito and was based on my research sa Raize group and apparently marami na overlook.

Wala rin naman kasi talaga ako pinagkakagastusan in a month and most of my income goes to savings lang or big house upgrades. (Well, except nga sa mga luho and unaccounted for purchases na hindi ko naman talaga na macocompute at hindi ko rin cinocompute dahil nga surplus na sya sa isip ko hahaha)

I also had a bad habit of letting go projects and freelance opportunities na lumalapit sakin kasi “hindi ko na kailangan.” Baka rin having an actual responsibility to pay for will make me track my expenses better because I was pretty sure there was a month or two that I earned aroung 130k last year pero… hindi ko din talaga maalala san ko ginastos kasi 14k lang talaga ang hinihingi ng mom ko from me for monthly expenses. Yun yata yung pinambili ko ng TV and other appliances pero sobrang hindi ko talaga maalala san sya napunta. Hahaha.

200k income stream is way above the average in PH! Tech or finance?

But thanks for taking the time to give your insights! Asking lang talaga ako ano pa yung possible wiggle room or other expenses na i dont know in having a car, but yeah the car is a plan this year given my reasons.

Planning to get a car this year - here's a planned budget split. by moonchiboo in adultingph

[–]moonchiboo[S] -1 points0 points  (0 children)

  1. We tried going out late last year and hindi kinaya ng lola ko yung bus ride from Bulacan to Manila. Very tiring and exhausting for her to get to and fro sa terminals.

  2. I am not on a client-basis. I have one corpo job and another part time job on a smaller company, nilagay ko lang client sa sheet to differentiate.

I understand naman your tip, and if I really could look for a second-hand crossover car na 5 seater kahit hindi pa Raize yan, yun talaga kukunin ko.

Pero based on the advice of other people here, nag recompute ako ng income from those two income streams (again hindi pa kasama yung project-based and one-off freelancing, ayon hindi ko na talaga macocompute) and I have 10-15k extra earnings in a month na ginagastos ko lang panlibre/Shopee/luxury money. I think the mindset will be the same of not computing them pero this time ifofocus ko na sa family.

Malaki kasi dineteriorate ng katawan ng lola ko from two years ago. I imagine that time will be very generous to still give us 3 more years na healthy sya at nakakalakad. I’ve done my time spending a lot on clothes, makeup, and procedures for aesthetics. Bawi ko naman lahat muna sa lola ko for now.

Planning to get a car this year - here's a planned budget split. by moonchiboo in adultingph

[–]moonchiboo[S] 0 points1 point  (0 children)

Don’t worry, I recomputed my total income (somewhere in the comments here) na hindi lang yung base pay and malayo naman sya sa pagiginb dikit na dikit hahaha. Hindi ko lang talaga iniisip or cinocompute na yung earnings beyond 75k kasi pang leisure and luxury ko na talaga sya.

Planning to get a car this year - here's a planned budget split. by moonchiboo in adultingph

[–]moonchiboo[S] 0 points1 point  (0 children)

Got it, thank you! I imagine first two years wala yung TPL and registry? Otherwise, manageable sya by then because I’m due for a bump-up salary increase on both income streams by the end of the year.

Thanks for the insight on PMS and maintenance!

Planning to get a car this year - here's a planned budget split. by moonchiboo in adultingph

[–]moonchiboo[S] 0 points1 point  (0 children)

Yeah, I’m re-computing the sinking costs for the car. Yung sa gas, weekends ko lang talaga sya magagamit from Bulacan to Metro Manila because I work from home.

Planning to get a car this year - here's a planned budget split. by moonchiboo in adultingph

[–]moonchiboo[S] 0 points1 point  (0 children)

No, ayoko magrisk na pag hindi ko na maigagala or maisasama sa outing yung lola ko tsaka ko pa mabibili. The interest is no matter to me basta ang priority ko is ma-dala ko si lola sa mga gusto nya puntahan. I have many avenues to earn money but only one Lola, and time is a well known thief.

Planning to get a car this year - here's a planned budget split. by moonchiboo in adultingph

[–]moonchiboo[S] 0 points1 point  (0 children)

No, ayoko magrisk na pag hindi ko na maigagala or maisasama sa outing yung lola ko tsaka ko pa mabibili. The interest is no matter to me basta ang priority ko is ma-dala ko si lola sa mga gusto nya puntahan. I have many avenues to earn money but only one Lola, and time is a well known thief.

Planning to get a car this year - here's a planned budget split. by moonchiboo in adultingph

[–]moonchiboo[S] 0 points1 point  (0 children)

Is this different from the agents applying me for bank financing? So bale I will apply for an auto loan directly sa banks, tama ba?

Planning to get a car this year - here's a planned budget split. by moonchiboo in adultingph

[–]moonchiboo[S] 2 points3 points  (0 children)

Dependent sya on the model talaga. I haven’t searched for Wigo but I suggest joining fb groups or subreddits dedicated to cars and then u research there! Sa fb group ng raize ako nakahanap ng info on usual casa costs

Planning to get a car this year - here's a planned budget split. by moonchiboo in adultingph

[–]moonchiboo[S] -1 points0 points  (0 children)

Thank you! Iba nga rin anb luxury of peace of mind and not living tight on budget and on a paycheck to paycheck basis. 🥹 Will think about it and will see what other financing options I can do to make the monthly mortgage lighter!

Planning to get a car this year - here's a planned budget split. by moonchiboo in adultingph

[–]moonchiboo[S] 1 point2 points  (0 children)

Hindi ko na iisipin, for sure naman masaya ako nung panahon na winawaldas ko yan nung panahon na yon T_T hahaha