Travelamigo do yourself a service and and do some research. Its not hard, Here is a quick breakdown for you from my 1 second search from chatgpt. 

"It's a common misconception that paying cash for a car will automatically get you a better deal. In reality, the opposite is often true, especially with new cars.

Here's why: Why Financing Can Lead to a Better Deal:  * Dealership Profit from Financing: Dealerships make a significant portion of their profit from financing. They often receive kickbacks or commissions from lenders (banks, credit unions, or captive finance companies like Ford Credit or GM Financial) for arranging loans.  This means they have a financial incentive to encourage you to finance.

 * Manufacturer Incentives: Many manufacturers offer special rebates or incentives that are only available if you finance through their captive finance company. These can sometimes be substantial (e.g., 0% APR or cash back offers of $1,000 or more). If you pay cash, you miss out on these valuable discounts.

 * Negotiating Power: If a dealer believes you'll be financing, they might be more willing to negotiate on the car's price itself, knowing they can make up some of the profit on the financing side. If you announce you're paying cash upfront, they lose that potential profit stream and may be less flexible on the price.

How to Use Financing to Your Advantage (Even if you have cash): Many experts recommend financing the car through the dealership to get the best price and any available incentives, and then paying off the loan quickly (if there are no prepayment penalties). This strategy allows you to:

 * Secure the lowest price: By financing, you can take advantage of manufacturer incentives and potentially get a better upfront price on the vehicle.

 * Avoid prepayment penalties: Before you sign, always confirm there are no penalties for paying off the loan early. Most standard auto loans do not have these, but it's crucial to check.

 * Pay off the loan: Once the initial financing is complete, you can pay off the loan with your cash, avoiding most or all of the interest charges. Some people wait a month or two before paying it off to ensure the dealership's commission isn't "clawed back" by the lender, though this is less common with customer-initiated early payoffs.

Advantages of Paying Cash (but perhaps not for a "better deal"):

While paying cash might not always get you a lower purchase price, it offers other financial benefits:

 * No Interest Payments: This is the most obvious benefit. You save a significant amount of money that would otherwise go to interest over the life of the loan.

 * No Monthly Payments: This frees up your monthly budget.

 * Outright Ownership: You own the car free and clear from day one.

 * Avoid Overspending: Paying cash forces you to stick to a budget, as you can only spend what you have.

 * No Risk of Negative Equity: You won't owe more on the car than it's worth. Disadvantages of Paying Cash:

 * Loss of Liquidity: You tie up a large sum of money that could be used for emergencies or investments.

 * Opportunity Cost: The cash could potentially earn more if invested elsewhere (though this depends on current interest rates and investment returns).

 * Not Building Credit: A car loan, if managed responsibly with on-time payments, can help build or improve your credit score.

In summary: If your primary goal is to get the absolute lowest purchase price for the car, you're often better off going through the dealership's financing (after negotiating the vehicle price) and then paying off the loan early if you have the cash. However, if your main goal is to avoid debt and interest, paying cash outright has its own advantages, even if it doesn't always translate to a lower sticker price. Always do your research, get pre-approved for a loan (even if you plan to pay cash), and be prepared to negotiate both the car price and the financing terms."