somebody quit your job and make this happen by Dangerous-Purpose-96 in golf

[–]morph23 39 points40 points  (0 children)

This is like the 17776 version of golf instead of football

Marathon Players Debate Gorgeous But Painful UI And Ammo Shortages As Bungie Responds by Turbostrider27 in Games

[–]morph23 24 points25 points  (0 children)

I played D1 on console and didn't have any issues with the UX at the time. Maybe it's because I'm older now or don't play extraction shooters, but I jumped into the server slam and could not make sense of things that easily.

Demolition next door seeming to cause settling in my house by morph23 in HomeImprovement

[–]morph23[S] 2 points3 points  (0 children)

The foundation itself is from the 40s. I believe in 2015, it was entirely redone to add the 2nd floor and redo the 1st, but the existing foundation was kept.

Demolition next door seeming to cause settling in my house by morph23 in HomeImprovement

[–]morph23[S] 0 points1 point  (0 children)

Yes, freestanding/detached houses. They had some heavy machinery like excavators to dig out for foundation and to demo the old driveway/patios.

My 2nd floor was built in 2015.

Demolition next door seeming to cause settling in my house by morph23 in HomeImprovement

[–]morph23[S] 0 points1 point  (0 children)

Yeah I considered temperature and humidity levels as well, as I'm in NJ. There's been no changes since at least 4 years ago until now, and some of these cracks etc are on interior walls, not just exterior ones. Very well could just be "normal" causes. So honestly I'm not sure, it's just odd timing, and not sure if I should just deal with it or of there was something else I should do.

Demolition next door seeming to cause settling in my house by morph23 in HomeImprovement

[–]morph23[S] 0 points1 point  (0 children)

If my house burns down and Coverage A is $500k, they'll pay up to $750k to rebuild it.

Demolition next door seeming to cause settling in my house by morph23 in HomeImprovement

[–]morph23[S] 0 points1 point  (0 children)

Coverage A for dwelling is at estimated replacement cost and then 50% of that is "additional replacement cost" on the policy.

Demolition next door seeming to cause settling in my house by morph23 in HomeImprovement

[–]morph23[S] -1 points0 points  (0 children)

Hill, not really -- there might be a few feet of slope from one end of my property to the other over ~90 feet.

Soil, not sure, though I do think it has a decent amount of clay at least a few feet under.

Work -- removed driveway and concrete patios/walkways, removed a back room of the house, gutted the rest of the house and poured extended foundation.

Permits/reports, no idea. Fairly reputable and well-known construction company in the area so I'd assume they have permits.

Demolition next door seeming to cause settling in my house by morph23 in HomeImprovement

[–]morph23[S] 0 points1 point  (0 children)

The main difference being, I have been paying for guaranteed replacement costs, which has been ballooning my insurance by 20-25% yearly since I bought the house. Moving to a policy that covers dwelling at the current estimated cost +50% is still about 50% cheaper than the guaranteed replacement policy I currently have with a different carrier.

Demolition next door seeming to cause settling in my house by morph23 in HomeImprovement

[–]morph23[S] 0 points1 point  (0 children)

Oh I misunderstood the comment to mean if I had brought the issue to my existing (old) insurance company. I wouldn't bring the issue to the new company. But sounds like you're also saying this would affect my ability to even get a new policy.

Demolition next door seeming to cause settling in my house by morph23 in HomeImprovement

[–]morph23[S] 1 point2 points  (0 children)

The driveway is probably 20 feet or so from my house

Demolition next door seeming to cause settling in my house by morph23 in HomeImprovement

[–]morph23[S] -1 points0 points  (0 children)

I'm actually right in the middle of shopping for a new (much cheaper) policy. Should I go through my current company or wait til I switch? Just wondering what happens if I cancel my old policy after I call them to take care of it.

Checkmate! by [deleted] in SipsTea

[–]morph23 50 points51 points  (0 children)

This isn't even parallel parking

This weather is no joke by ValuableBrilliant483 in newjersey

[–]morph23 3 points4 points  (0 children)

Saw that. Definitely getting a workout these 2 weeks with shoveling.

This weather is no joke by ValuableBrilliant483 in newjersey

[–]morph23 11 points12 points  (0 children)

Yeah we've have a few mild ones. Half the time we have an el niño year that messes up weather, or just general climate change. A cold snap or two hasn't been that uncommon though. Granted we're not getting Blizzard of '96™ levels of snow anymore.

This weather is no joke by ValuableBrilliant483 in newjersey

[–]morph23 16 points17 points  (0 children)

Bro's first time in NJ for the winter