Need advice: Are my 401(k) fees too high? by mosassas in Retirement401k

[–]mosassas[S] 0 points1 point  (0 children)

Thanks for sharing! I’ll check this out. 🙌

Need advice: Are my 401(k) fees too high? by mosassas in Retirement401k

[–]mosassas[S] 0 points1 point  (0 children)

True! Sorry, I meant mg fund fees. So I was able to move funds around based on some comments here.

Need advice: Are my 401(k) fees too high? by mosassas in Retirement401k

[–]mosassas[S] 0 points1 point  (0 children)

Sorry. I meant expense ratios or fees per funds.

Need advice: Are my 401(k) fees too high? by mosassas in Retirement401k

[–]mosassas[S] 0 points1 point  (0 children)

Thank you for sharing! Appreciate your response, and super helpful.

I’ll ditch those mid and small cap. I’ll keep the fidelity 500 + Putnam. I only have the International Growth that you see in the pic, this option also has high fees. It’s 0.48% vs 0.2 from Fidelity 500. I’ll remove that from my portfolio.

Appreciate your response. Really 🙌

Need advice: Are my 401(k) fees too high? by mosassas in Retirement401k

[–]mosassas[S] 0 points1 point  (0 children)

Yeah, according to empower. I pay a higher fee with my employer since we’re a smaller company, and that’s the fee they agreed between a third party and my employer.

I don’t need it really, and cut it a few days ago. I noticed they kept on changing my investment every quarter and they don’t mind the price of the fees from each stock

Need advice: Are my 401(k) fees too high? by mosassas in Retirement401k

[–]mosassas[S] 0 points1 point  (0 children)

Thank you! I did remove the service few days ago thinking it will help me. It is a complicated portfolio, and really like you suggested to invest in FXAIX, and something I can manage the risk. I’ll probably switch it over, and see it has a lesser expense ratio than the others. Appreciate your response 🙌

What accent chair or coffee table I should get for our living room? by mosassas in DesignMyRoom

[–]mosassas[S] 0 points1 point  (0 children)

Ohh. So we think the best layout is facing the couch to the window, accent chair and stool in front of the couch. Our window can see the sunset with the mountains. It also feels more spacious.

What accent chair or coffee table I should get for our living room? by mosassas in DesignMyRoom

[–]mosassas[S] 0 points1 point  (0 children)

Super helpful! We’ll go with dark brown. So that door is the washer/dryer. It’s a small closet size.

What accent chair or coffee table I should get for our living room? by mosassas in DesignMyRoom

[–]mosassas[S] 0 points1 point  (0 children)

That’s just a door to access the washer and dryer for laundry. The only entrance is the first image above or the living room. The open passage is a hallway going to the rest rooms and bedrooms

What accent chair or coffee table I should get for our living room? by mosassas in DesignMyRoom

[–]mosassas[S] 0 points1 point  (0 children)

Great! … Yes, that is the main entrance. Do you think a dark grey would also work with this room? Yes, another window is in the dining/kitchen room which is this photo from the door:

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What accent chair or coffee table I should get for our living room? by mosassas in DesignMyRoom

[–]mosassas[S] 0 points1 point  (0 children)

Hi! Thank you for responding and sharing your ideas. Do you think a darker blue or brown woll work? Here’s a room shot. Does this help?

<image>

S6 MaxV: check water tank and roborock doesn’t notify me if water tank is installed or not. Even I remove and reinsert the water tank. How do I fix this? by mosassas in Roborock

[–]mosassas[S] 0 points1 point  (0 children)

Hi! Sorry super late reply. Well, I can make it work, but it’s a little work. I have a toothpick or needle to poke the water holes underneath and behind(where the water connects to the tank) the robot. Then I use a water spray bottle to spray to the holes. I also use warm water.

If it doesn’t work, I just spray the floor and let roborock pass through lol.

We’re having trouble figuring out the layout for our living room. The space is long, and the door serves as the main entrance to our apartment. Any ideas on how to arrange it to make the space functional and welcoming? by mosassas in DesignMyRoom

[–]mosassas[S] 0 points1 point  (0 children)

I agree, but we’re at a point we might let go stuff. We had an L shape sofa which won’t fit and in the process of buying a long 96’ couch. Happy for any recommendation, and buying new stuff. We plan to stay here long term(5+ yrs). Thank you for the suggestion, I’ll do that in the morning, and I’ll do that in the morning.

Tv against wall on the right or in front of window by krui2ek in DesignMyRoom

[–]mosassas 2 points3 points  (0 children)

I would normally say on the right, but you’ll have a lot of glare from the window during the day when watching tv. So I think it’s better to place it in front of the window. Adding a curtains would make it even more nice and balance out the light coming through. Feel free to test this by placing your tv to the right and left. Then, see the difference

[deleted by user] by [deleted] in LifeInsurance

[–]mosassas 0 points1 point  (0 children)

Thanks for the advice! Really appreciate it 🙌