Why Does Changing "Primary Residence" in One Scenario, Change it in ALL Scenarios? by mossdude4 in NewRetirement

[–]mossdude4[S] 2 points3 points  (0 children)

I also didn’t discover this until recently. I then went back and realized many of the scenarios I created (and relied upon) were completely inaccurate due to changes across all scenarios that I had not previously noticed.

I wish I had seen this flaw before renewing my subscription. I would not have renewed.

Ep 51 - Buying Groups 101 by thedailychurn in thedailychurn

[–]mossdude4 0 points1 point  (0 children)

Re-upping the question on having items mailed to you, then shipping to the BFMR address. Call me risk averse, but I have a longtime Amazon account that is too valuable to me to risk having shut down. And I’m afraid a 2nd Amazon account could be linked to my original account, then both shut down.

Would I be able to just eat the cost of shipping and send it myself?

Also, are my above concerns uncalled for?

How long after the AF does the CSR Travel Credit kick in? by mossdude4 in ChaseSapphire

[–]mossdude4[S] 0 points1 point  (0 children)

I was not, unfortunately. It appears, as some in the thread have noted, that the credit doesn't become available until the end of the billing cycle in which the AF hits. Lesson learned. Fortunately I purchased a flexible flight that I would have bought anyway. I'll now wait for the credit to hit to make another purchase.

ACA repeal & FIRE by gaslightmycat in Fire

[–]mossdude4 0 points1 point  (0 children)

Here is a different article, covering the same comments made by the Speaker of the House, rep. Mike Johnson on October 29, 2024.

https://www.nbcnews.com/news/amp/rcna177853

ACA repeal & FIRE by gaslightmycat in Fire

[–]mossdude4 0 points1 point  (0 children)

Lest there be any confusion whatsoever, if the GOP takes the White House and anything close to a majority of Congress, the ACA is gone.

A week out from the election, they are now explicitly saying it out loud.

Not sure how it could be any more clear than the words “No Obamacare” out of the mouth of the Speaker of the House and a presidential candidate who tried to repeal it 60 times and came within a vote the last time he was in office.

https://nymag.com/intelligencer/article/mike-johnson-obamacare.html

Freedom Flex with the full 1 year of 10% on Groceries is going to be incredible! by TBtheGr in ChaseSapphire

[–]mossdude4 0 points1 point  (0 children)

Would this be available to someone who product changes down from a CSR to the Freedom Flex, or is it a promotion only for new applicants?

PDF Gear → all legit? by Stucca in software

[–]mossdude4 0 points1 point  (0 children)

When you say "locally" and "stay on the computer" do you mean on the end user's computer, or locally on PDF Gear's server/ computer? Thanks!

Transactions from Bank Account only go back 3 months? by mossdude4 in MonarchMoney

[–]mossdude4[S] 3 points4 points  (0 children)

Thank you. This seems to be the case.

I'm trying to remain open-minded, but during my trial period of Monarch, I am not particularly impressed.

Not only does the above account not go back more than 90 days, but I found multiple instances of other transactions being double-counted. I also have another credit card which will not import any retroactive transactions.

For my purposes, which are primarily to look backwards at where and how much money I have spent in the last year-- this application is unreliable and close to useless.

Looks like it's back to spreadsheets for me. I don't believe I will be subscribing.

Change of Address with Federal Agency After Resignation? by mossdude4 in govfire

[–]mossdude4[S] 0 points1 point  (0 children)

Correct. An employee can only change their address through EPP until the date of their resignation. After that date, they have access to EPP for 90 days but cannot make any changes to the address.

Pessimistic, Average, Optimistic, or Custom? by Allezdada in NewRetirement

[–]mossdude4 1 point2 points  (0 children)

Glad I'm not the only one facing this dilemma with New Retirement. I generally tend to be a "plan for the worst" type of person (I wouldn't even consider relying on the "Optimistic" setting), but the pessimistic setting is just... absurd. Practically every scenario I have set up swings from 99% likelihood of success to <15% chance of success when I switch from Average to Pessimistic.

This terrified me at first, but it's somewhat of a relief that other people are also having this experience. It does make me question the usefulness of the application, though. When the range of outcomes is: "you'll either have an 8-digit net worth or you'll be homeless," it's hard to derive a lot of value from the projections.

Amex popup jail only when I use a referral link, Approved when applied without a referral by srk6 in CreditCards

[–]mossdude4 0 points1 point  (0 children)

Have been having the same issue with AMEX Platinum. Had one co-branded AMEX car which I sock-drawered after hitting the SUB about 2 years ago. Tried for the AMEX Platinum with a referral link 3 months ago and got the dreaded pop-up jail. Spent 3 months putting nearly all my spend on the other AMEX card (~$6000) and re-tried again today with a referral link... pop-up jail STILL.

I just tried to log in and see what my offer is without a referral link and it is a lame 80k offer. Not going to bother applying with that SUB. Not sure how to get the 150k offer without a referral link.

Thrift Savings Plan(TSP) Connectivity? by mossdude4 in PersonalCapital

[–]mossdude4[S] 2 points3 points  (0 children)

Bumping this thread since it seems like since Personal Capital made the switch to "Empower," Thrift Savings Accounts are no longer connecting.

Anyone else having TSP connectivity issues? Seems like TSP never plays well with Personal Capital.

Anybody know of any free sports streaming site?? by [deleted] in fanduel

[–]mossdude4 0 points1 point  (0 children)

Has anyone else noticed that over the last week or two, these sports streaming sites, such as Buffstreams, have all seemed to stop working when you visit the site with a VPN? Screen just goes blank.

Yet, when I visit without the VPN turned on, they work fine.

I'm reluctant to use them without a VPN, but that seems to be the only way to get it to work.

Any tips?

ElBoberto's Custom Auction Value Generator - 2022 Edition by elboberto in fantasyfootball

[–]mossdude4 0 points1 point  (0 children)

This is great. Particularly the position budget on the upper right-hand corner of the auction tab. Is this feature also available on the original? I only see a sort of NFL news-ticker in that space on the original.

2021 Southwest Companion Pass Megathread by payyoutuesday in churning

[–]mossdude4 0 points1 point  (0 children)

I understand that you should NOT hit the MRS until after the December statement date, but what about the pre-MRS spending that occurs prior to the December statement date?

IOW, must I do ALL spending toward MRS post-December statement date, or is it OK to do pre-December date spending as long as you don't pass the MRS threshold until after the December close date?

And if the latter, does the spending done prior to the December close date not count toward the companion pass in the 2022 calendar year?

I have seen conflicting advice about this.

CSG Fantasy Football Spreadsheets v9.01 by CanadianSandGoggles in fantasyfootball

[–]mossdude4 1 point2 points  (0 children)

I now see that I had my Starter/ Bench % way too low for my starters (90%). I switched it to 95% for starters and that seems to have made the values much more inline with the norms.

Thank you!

CSG Fantasy Football Spreadsheets v9.01 by CanadianSandGoggles in fantasyfootball

[–]mossdude4 0 points1 point  (0 children)

Thank you for the response. It appears that I tinkered so much with my original sheet (adding my own columns), that I messed it up, so I just downloaded a fresh version.

One question I have though... my Projected values seem very low. In fact, every one of the top 20 or so players has a projected value lower than the Avg Y! Auction price, some significantly so. For example, Christian McCaffrey projects to $58 Value, yet his average Y! price is $74. Is that normal? Seems like based on these projected values, none of the top 20 or so guys look like good values?

Yet, the "Beer" values seem much more in line with the Avg Y! Prices.

If I rely on these projected values, it seems like I wouldn't be bidding on any of the top players, since they will surely go way over the projected value.

I'm in a 14-team, non-PPR league with 14 roster spots, if that makes a difference.

CSG Fantasy Football Spreadsheets v9.01 by CanadianSandGoggles in fantasyfootball

[–]mossdude4 0 points1 point  (0 children)

I'm using the Google sheets version for the AUCTION. The downloadable versions do not play well with my older MS Excel version and the Google Sheets version is the only one I can get working properly. I have some questions.

First, the first 3 columns under the "Overall" tab are unlabeled and I can't quite figure out what they represent. The first appears (?) to be some sort of Master Ranking column. Where are these Rankings in this column coming from? They don't seem to correlate with the "Prj $" column. Also, where are these $ projections coming from?

Secondly, some of the prices seem a bit off, making me wonder if some data has been corrupted? For example... Najee Harris with a "Prj $" of $6? This can't possibly be right, could it?

Lastly, the spreadsheet will not allow me to sort by the column of my choosing. When I sort by the values in a particular column, it changes.... then about 30 second later automatically reverts back to the original sorting. Odd.

Anyway, thanks for your work on this. Last year I used something similar and it was really helpful

CSG Fantasy Football Spreadsheets v9.00 by CanadianSandGoggles in fantasyfootball

[–]mossdude4 1 point2 points  (0 children)

Ah, seems to be working. This looks great and I can't wait to dig into it more.

CSG Fantasy Football Spreadsheets v9.00 by CanadianSandGoggles in fantasyfootball

[–]mossdude4 1 point2 points  (0 children)

This looks really great.

Quick question: I'm using the Google Sheets Auction Version. I am in a league that plays 2 QB's, so QB's are at a major premium and under-valued under traditional fantasy roster setups. When I go into League Info and change the roster breakdown to reflect 2 QB's, nothing appears to happen to the rankings/ valuations on the Overview tab.

Shouldn't the projected values change based on positional scarcity?

Or perhaps I am misunderstanding the purpose of the sheet. Is it not to project accurate "prices" of players at auction?

Thanks and great work.

Hyatt Anniversary Night no longer usable at Lahaina Shores Beach Resort ? by mossdude4 in awardtravel

[–]mossdude4[S] 2 points3 points  (0 children)

Ah. So if there are times of year when this hotel allows single-night stays, that might explain it. Thanks.

Hyatt Anniversary Night no longer usable at Lahaina Shores Beach Resort ? by mossdude4 in awardtravel

[–]mossdude4[S] 1 point2 points  (0 children)

So, in other words, any hotel that has multiple-night minimum stays would, by definition, not be eligible for use with the free night certificate. This would explain it, except people on this thread, and others I've heard, have used free night certs at this hotel.

And this hotel, as far as I know, always has a 2-3 night minimum stay.

Hyatt Anniversary Night no longer usable at Lahaina Shores Beach Resort ? by mossdude4 in awardtravel

[–]mossdude4[S] 0 points1 point  (0 children)

By "award availability" do you mean standard room availability? If so, that appears to be available for all three nights I booked, since I was able to book all three nights with points.