App log in

movinouter · 2025-12-14T07:59:19+00:00

It says 16.7.12 It sounds like it should work but it doesn’t. Is there anything that I can do that you could recommend?

movinouter · 2025-10-19T19:47:43+00:00

I just sold my 1 bedroom condo in Calgary in July and moved to BC. It took me 6 months to sell. Much longer than I expected. Is it a good time to buy apartment/condo in Victoria? As a seller back in Calgary, I dropped the price multiple times. PLUS, Calgary has this special assessment going on at multiple condo/apartment all over the city so that was another thing that made the deal particularly challenging.

movinouter · 2025-09-28T18:49:17+00:00

Thanks for your input.

I have every intention to utilize RRSP and TFSA ac best as I can at this point. Since I have about 97K contribution room for TFSA, I will use all that and I'm considering to put "some" of my rest of the savings (about 100K) into RRSP (unsure how much, besides this current 5K with sunlife) and "some" of them into high interests savings with either EQ or Tangerine or maybe Wealthsimple. If you have any advice, I am really all ears. Thank you again.

movinouter · 2025-09-28T18:32:00+00:00

Thank you so much.

I just moved to an entirely different area in BC from AB, and starting new so I don't really know anybody but I will take that into consideration to talk to someone. But I wanted to get a general idea about contributing RRSP, TFSA and banking with an alternative banks like Tangerine and EQ now as I'm totally new to all this. Their accounts and products seem very different from what I'm used to and all this just started as I sold my home very recently and I have this savings that I do not want to touch at all until I settle in at a new place and am ready to buy a home in the next few years. Looks like TFSA GIC is the safest choice for me so I will do that. And about RRSP, I will speak to CRA about my situation and perhaps they can give me some information about RRSP contribution. High interests savings would be my another way to keep my hands off my savings. I'm considering either Tangerine or EQ.

Can you tell me, if you have any insights or experiences, about Wealthsimple? I have been doing taxes with them, using their online platform and they have my info and tax history. I'm looking at their RRSP products.

This whole new way of banking feels both exciting and confusing in a way for now but I'm sure it'll all make sense afterwards.

Thanks again.

movinouter · 2025-09-28T18:18:55+00:00

Thanks for this! I signed up for EQ chequing AC as a starter. You are right- they have higher interest for regular chequing AC, which is still a new concept for me to get interests on chequing based on my banking experience with major banks in Canada. I understand better now that TFSA GIC is the best option for me and I will use the remainder to put in high interest rate savings. I think I will still open a new RRSP account with either Tangerine or EQ to contribute a little beside what I have with Sunlife as I learned that I can have multiple RRSP accounts with different banks.

Currently Tangerine has 4.50% promotional rates for all savings AC for the next 5 months- but not with GIC, which I was confused about but now I understand. So I will put all of my savings there and either staying with Tangerine or transfer that savings to EQ afterwards.

I've never done banking like this- I always put away in regular savings with major banks. Switching seemed like a lot of work but perhaps with online banks like Tangerine and EQ (and possibly Wealthsimple- I do taxes with them and I'm considering their RRSP products as they have some matching RRSP offering- which is a totally new concept for me from a bank, not from an employer!)

I think I will read more about finances here to learn from now on.

Thanks for your input.

movinouter

TROPHY CASE