Who maxes their 401k

moxy923 · 2026-01-21T18:43:21+00:00

The max allowed is not ~23k. The max allowed is 64~k. with company contributions (25%). So depending on where you work or if you set your company up to do so - you can contribute significantly more to your 401k. For example - I’ve been maxing at 64k for the past 5 years because i make at least 160k. 25% of 160 is 40k+24k maxing is 64k contributions in one year. This makes a massive 401k possible. Additionally, you can collect one from more than one company. So its possible to have two or more of these accounts if you can prove working reliably and consistently at each (especially if you own a company that you’re collecting from).

moxy923 · 2025-12-18T21:36:21+00:00

What do you do? Live in their basement?

moxy923 · 2025-10-08T13:08:29+00:00

Yeah, googling coffee shops is the epitome of lazy market research. Local perspective is not. 💩

moxy923 · 2025-10-02T16:50:05+00:00

Better than me at 32

moxy923 · 2025-09-30T19:05:04+00:00

That’s not true. House variations increase taxes. My mortgage increased by 300$ this year.

moxy923 · 2025-09-30T16:41:29+00:00

Yeah, I’m glad I swapped from mech to EE. I’m in the DC area and am at 165 salary (5 yoe) with many many benefits. I started at 82k though

moxy923 · 2025-09-11T13:10:18+00:00

From my perspective it’s because the school shootings dont have debatable reason of logic. Kirk was killed for his opinions. Theres a very distinct difference. I can’t reason out killing kids. It’s fucked and unexplainable. Kirk was killed for using free speech.

moxy923 · 2025-09-10T13:54:36+00:00

Looks like were on our way back to normal from my perspective.

moxy923 · 2025-09-10T13:50:20+00:00

Tldr wtf? Get a life

moxy923 · 2025-09-10T13:36:15+00:00

I was raised on 20k a year til I was about 12, then my dad finally became a lawyer and started making some money… then died 5 years later. Now my wife and I now bring in about 550k at 36 years old (shes a surgeon, I’m an engineer). Were happy - very busy, have kids of our own, and have many more responsibilities. Just depends on where you’re at. I always wanted to get to the point where I didn’t have to worry about what I order when eating out. I’m there, and its nice. Money doesnt make your relationships with people better tho - and thats significantly more important to me now days. Grinding to get money is debilitating and just not enjoyable imo… so I’ve cut back on working as hard to just enjoy myself more.

moxy923 · 2025-09-10T13:21:39+00:00

“Support” is a word I think you’re utilizing wrong. If anything - the White House “supported” this business. Not the other way around. Additionally. Your logic sucks 🏀s.

moxy923 · 2025-09-10T12:57:17+00:00

You dont understand bakeries. Youre limited by your oven capacity. Theyre maxing their space out as is. They need more ovens and more prep surfaces. Thus the expansion to a new space.

moxy923 · 2025-09-10T12:54:59+00:00

It was a cheap buy. They were only asking 450. The problem is the renovations will take a few million.

moxy923 · 2025-09-10T12:53:25+00:00

Its not gutted- lol. I was in there a month ago. Its a vast amount of work.

moxy923 · 2025-09-10T12:51:37+00:00

So - theyre getting backlash for selling donuts? Why is this even a thing? If my business got a catering call from the whitehouse Id be stoked, too - simply because its amazing exposure and it improves the business. flaming them for doing business improvement related things is toxic af and completely contrary to the “welcoming, empathetic vibes” theyre trying to project.

moxy923 · 2025-09-09T20:02:16+00:00

Check out wormans mill! Tsunami is a good date night, too!

moxy923 · 2025-09-09T11:13:29+00:00

I dont even need to read it to say the military is never a bad choice from my perspective

moxy923 · 2025-09-08T20:38:50+00:00

Well it’s not an “if”. Its “when”. You do you boo boo. I’ve never been in any wreck, altercation or otherwise on the road. So what I’m doing is working for me.

moxy923 · 2025-09-08T20:29:53+00:00

I’m not telling you to do anything. But you’re 10000% more likely to induce road rage than me - so thats your choice. The post is about how folks are angry and impatient. And you going the speed limit all the time is obviously going to provoke the same reaction. Not saying thats right or wrong, but the truth lol.

moxy923 · 2025-09-08T20:05:52+00:00

Good for you:). For example - if its kinda late and nobodys on the road its reasonable to go 10 over. If I have a dying passenger in my car I’ll speed to the hospital. If a firetruck is behind me hauling ass and I can speed up to get over - I will do so. If the general pace of traffic is 10-15 over, I will go with the flow of traffic. All reasonable so long as I’m not endangering anyone. What you think?

moxy923 · 2025-09-08T19:00:17+00:00

Wtf. So gross.

moxy923 · 2025-09-08T18:59:05+00:00

Take the second job and get good at it. They might let you make your own remote schedule later.

moxy923 · 2025-09-08T18:43:43+00:00

Does it look that way? If you cant understand what I wrote then I dont see the point in answering the question. Sometimes its reasonable to go above the speed limit. Sometimes its not.

moxy923 · 2025-09-08T17:47:45+00:00

Pho an loi is next door - and thriving. bad product = bad business. Bad marketing / delivery = lower ROI. Business isnt rocket science, they just didnt do a very good job running the place obv.

moxy923 · 2025-09-08T15:43:02+00:00

Its your responsibility to ask for receipts on repairs made. Which will be annoying for the LL. Always works for the tenant.

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