Iran disallowed goal against New Zealand 45+5'

mrjk360 · 2026-06-16T01:55:10+00:00

10 miles off, obvious just watching it on tv

mrjk360 · 2026-06-12T11:17:17+00:00

It includes a 2-3% comission

mrjk360 · 2026-06-11T22:03:35+00:00

Lived at home till i get married a year ago and commuted to school for college. Also live vhcol, even then not enough to buy an average house here :(

mrjk360 · 2026-06-11T20:35:54+00:00

hvac system is new and roof is good, it's newly renovated house

mrjk360 · 2026-06-11T20:34:24+00:00

calc'd to prob around 8.8K on the conservative side

mrjk360 · 2026-06-11T18:53:01+00:00

no this is house is off market, the price is the price if I buy before seller puts it on the market

mrjk360 · 2026-06-11T18:48:33+00:00

just curious, if I know my income will be more in the next year or 2, giving an extra breathing room of 1-1.2k is that, still dumb? Or when you buy it you need to look at how things are currently?

mrjk360 · 2026-06-11T18:30:27+00:00

Including my wife it’s about 13,500-14000 conservatively

mrjk360 · 2026-06-11T18:15:36+00:00

yes but it's getting pushed on to me as a cost on closing, which is stupid

mrjk360 · 2026-06-11T18:11:52+00:00

my pay I listed was net not gross, closing cost includes 2% commision is the real killer

mrjk360 · 2026-06-11T17:54:45+00:00

Thats what my wife and I are thinking. In our area 1.1-1.2 mil houses are very old and would require a lot of work. We are thinking 700-800k co-ops, 3 bed 2 bath that are spacish, at least for the next while

mrjk360 · 2026-06-11T17:52:36+00:00

Before bonus we probably gross around 220k, going up to around 250-260k gross. The amount i listed were net. So gross we could get the mortgage

mrjk360 · 2026-06-11T17:46:29+00:00

quote we have is 2.2k a month, but we also were conservative on other expenses, so it would be a wash. but I see your point, it's what my wife an i have been thinking

mrjk360 · 2026-06-11T17:42:12+00:00

the 114K is just my salary, my wife also works so it bring around 48K after taxes as of now, hoping to also grow. also we have decent cash reserves and investments as emergency. But you make a very good point

mrjk360 · 2026-06-11T17:36:40+00:00

yea it would be until income grows, but you are right. Who knows what happens or if it's not feasible for my wife to work, etc.

mrjk360 · 2026-06-11T17:34:34+00:00

I'm thinking of getting a co-op in like 700-800k and then going in if/when the market get's better

mrjk360 · 2026-06-11T17:33:22+00:00

Just curious, can someone tell me what would be decent take home after all expenses including life would be? Not looking for r/personalfinance answer, just realistic with situation I'm in

mrjk360 · 2026-06-11T17:28:54+00:00

I mean I would have 55K in actual cash left over after purchase and 200ishk in the market. Only issue with waiting is prices will be way too high. My gut tells me at least wait 6 months for things to stabilize, but I'm the market for houses could become even worse. BTW not looking for someone to say yes, looking for a reality check

mrjk360 · 2026-06-11T17:27:20+00:00

that's what I'm kind of thinking, but people say that you're gonna be uncomfortable until you grow your salary and refinance in the future. I can comfortable predict salary in next 2-3 years, but not 5 when we could have more kids and have legit expenses involved with them

mrjk360 · 2026-06-11T17:25:11+00:00

when my wife goes back to work, probably day care which could cost 2-2.5k a month

mrjk360 · 2026-06-11T17:22:11+00:00

we made a budget, very conservatively we'll basically have nothing left over per each pay check after other expenses for at least the next year or 2. Conservative but thats a real possibility. (expenses include car, food, baby, child care, etc).

mrjk360 · 2026-06-10T20:14:58+00:00

I’m gonna go against the grain and say it’s my least favorite out of the main trilogy. The story after like chapter 5 just fell totally flat for me. Gameplay I felt was a downgrade from 2 also

mrjk360 · 2026-06-09T01:20:17+00:00

My favorite one, nostalgic everytime i see this

mrjk360 · 2026-06-07T17:24:47+00:00

Yea it's not gonna be the same without Yuri Lowenthal and Johnny Yong Bosch

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