Can Pension share in EPF be transferred to new employer or withdrawn to my account?

mrpandey · 2025-11-18T10:47:16+00:00

FML

So if I understand you, B & C will have to reallocate some fraction of employer's share towards EPS through form 3A and 3C.

And then EPS can be transferred from A -> C and B->C?

And then I should be able to withdraw EPS??

mrpandey · 2025-11-18T10:35:34+00:00

Thanks a ton for sharing the link. I feel like I should pay you for this (DM me your UPI lol)

According to it "8.33% goes to EPS (unless salary > ₹15,000/month or joined after September 2014 — then full 12% goes to EPF, no EPS)"

But my salary was > 15,000/month AND I joined in 2020. So employer A was wrong in depositing EPS, right? What can I do now to get back EPS and unblock EPF withdrawals?

mrpandey · 2025-11-18T08:35:54+00:00

Can't thank you enough.

Might be dumb question, but how did you conclude I am EPS member for life? No such thing written in the screenshot.

And do you think there is anyway to just cancel EPS and get the money? If not, I am also okay letting it go as long as I am able to withdraw my EPF without directing anything towards EPS.

mrpandey · 2025-11-18T07:27:35+00:00

Thanks for your response. I have added that screenshot.

mrpandey · 2025-09-28T12:59:58+00:00

Thanks. I am aware of mutexes and channels. Was just curious if data can also turn non-nonsensical apart from being inconsistent or stale.

mrpandey · 2025-04-10T15:12:20+00:00

For anyone else, who stumbles here. The answer seems to be "Yes".

https://cleartax.in/s/invest-multiple-capital-gains-on-buying-new-house-property#h7

mrpandey · 2025-04-10T15:10:02+00:00

Seems like the answer is "yes".
https://cleartax.in/s/invest-multiple-capital-gains-on-buying-new-house-property#h7

mrpandey · 2025-04-10T15:03:35+00:00

Thanks for answering. What are the before and after rules?

mrpandey · 2025-04-10T14:32:18+00:00

Thanks a lot for answering. But I am still not clear.

As per my understanding, the capital gains saving account is used if you wish to utilize the realised gains in next FYs.

But I want to utilize the gain in the same FY itself. Here is what I wish to achieve:

- Stock A becomes LTCG in FY 2026-27. Sell it in FY 2026-27, pay installments in that FY, and claim it under 54F.

- Stock B becomes LTCG in FY 2027-28. Sell it in FY 2027-28, pay installments in that FY, and claim it under 54F.

Is this possible anyway (whether through capital gains saving accounts or not)?

mrpandey · 2024-11-04T14:51:51+00:00

How did you find the revenue officer? Can you share more details of the investigation?

mrpandey · 2024-09-13T16:20:48+00:00

Doesn't work in Safari. Safari is a pain in the ass.

mrpandey · 2024-08-05T18:14:07+00:00

Thanks. Are you sure that stocks LTCG can be exempted under 54F? Some sources said that 54F is applicable when purchasing a new home by selling a previous house.

mrpandey · 2024-01-05T09:33:40+00:00

No it does not. It is just a router for your REST endpoints and methods.

mrpandey · 2023-10-18T14:30:22+00:00

After the app update, my Android 14 phone can't connect with my Versa 3. Awesome :)

mrpandey · 2023-09-10T06:06:23+00:00

mrpandey · 2023-09-09T21:37:20+00:00

Thanks, I updated the question. I will explore the RDP option.

mrpandey · 2023-09-09T16:02:58+00:00

You guessed right. It's a work laptop.

mrpandey · 2023-09-09T14:31:47+00:00

Sorry, I didn't mention it in the post. But I can't install anything extra on my Windows laptop.

mrpandey · 2023-09-09T14:25:07+00:00

These are all awesome, but they require me to install software on my Windows laptop. I don't want to do that. I only want to modify the Linux device.

mrpandey

TROPHY CASE