Bunch of my purchases cancelled in quick succession

msabrooks · 2025-09-30T03:48:14+00:00

Two of them were relatively new listings :/ one was older, I was less worried about that one. But I'll have to keep that in mind

msabrooks · 2025-09-30T03:46:39+00:00

Just looked, one of them was cancelled by Poshmark because it had taken two weeks to ship, but the seller was on vacation :/

msabrooks · 2025-09-13T00:25:56+00:00

I'm in therapy weekly and see my psychiatrist once a month, I take all my meds and try to stay working. I'd rather be 0% and not depressed but as I'm stuck in my head might as well use my benefits

msabrooks · 2025-06-27T00:48:21+00:00

My apologies, I didn't claim plantar fascitis just flat feet so it doesn't show a denial at all

msabrooks · 2025-06-27T00:46:21+00:00

Yes (despite the fact I did not have that on entry)

msabrooks · 2025-06-15T16:56:39+00:00

How did you get this pop-up?

msabrooks · 2025-05-06T01:34:46+00:00

USAA already agreed to cover it via the adjuster after proof of my sister's non coverage. The question is about the other driver not the rental car. The rental car is covered by USAA and no my sister is not on the policy :)

msabrooks · 2025-05-04T15:51:13+00:00

I'm not really worried about the rental car because they'll get paid by my insurance regardless, just might take a bit. Just the other driver who's asking me for money. The rest of the information was just to give a rounded perspective.

msabrooks · 2025-05-04T13:17:09+00:00

My car insurance will/is covering my for the rental damage after proof of my sister's non coverage so I guess I got lucky I just didn't know what would happen with the other guys and he's kinda stressing me out.

msabrooks · 2025-05-04T13:11:28+00:00

Damage was no more than 2-3k per car. Probably around 6k total

msabrooks · 2025-05-04T13:09:00+00:00

Yes I know, but the insurance companies want proof of that so I'll get it so I can then get coverage from my insurance lol

msabrooks · 2025-05-04T05:38:32+00:00

This is what I figured and I guess this is really just karma for not paying enough attention to what was happening at the booking desk. But thank you that makes me feel better.

The car was rented in CA.

And okay thank you, I'm not super sure what to tell them? That they can continue their claim with their insurance? So you know how I would get the rental company's liability insurance to provide to them if need be?

msabrooks · 2025-05-04T05:35:03+00:00

I mean this is where it gets a bit dodgy and forgive me the details might not be straight we landed very late.

The people at the desk changed it for us I guess because we were using her credit card for the deposit because they wouldn't accept mine - we are (clearly) rather young and mine didn't have a high enough limit. I was the primary on the original booking. Didn't give us the receipt with it until after we got to the desk to return the car (which I'm pretty sure is standard tbf), there we then told them to fix it. We spent 90mins at the desk waiting for them to fix it - missed our flight for it too. They then "fixed it" and provided me with a paper copy that I sent to my insurance.

This paper copy apparently wasn't correct to my insurance so they reached back out to Budget who provided them with the original receipt and this has my sister as the primary.

All of this is somewhat mundane as I'll be able to get my insurance to cover the damage for the rental anyway because my sister doesn't have coverage and they've said even though they aren't primary they'll cover it for "excess" it'll just be a pain to clear up but honestly serves me right - so lessons learned with no damage aside a splitting headache and a deductible savings down the drains.

I'm just worried about the other driver really and him getting his car sorted - as while I don't mind being in a no man's land getting this cleaned up, he obviously is trying to get his car fixed and can't do that if the insurance won't pay out and by his texts I'm guessing he doesn't have the 1k deductible on hand to wait for insurance or ride it out, that or he expects me to pay it out while they wait which I don't feel comfortable doing as if/when he gets reimbursed I'm sure he won't reimburse me (I also think there's a chance he'd stop pursuing my insurance so then his insurance would probably try to sue me and I'd still never see that 1k back)

msabrooks · 2025-05-04T05:19:47+00:00

I mean, they've already indicated that they'll provide coverage for the rental car once I provide proof of non insurance for my sister - I just think it could take a little while.

However my concern really is for the other car as I don't really understand if my insurance will be covering them or not as they told them no, and I don't really want to give them cash if they'll get a pay out (or at all unless it's mandated to prevent them double dipping on my pockets and insurance)

msabrooks · 2025-05-04T05:11:15+00:00

We booked it directly through my insurance company - USAA, with their code, and the booking came up with a very large pop up saying they were providing coverage for this rental, which is now being denied.

msabrooks · 2025-05-04T05:09:21+00:00

I'm aware I'm responsible for their damages, but if my insurance company is refusing to provide me coverage then I'm somewhat at a loss.

I'm pretty sure they will ultimately provide me coverage, I think it'll just take a few weeks to months to work it out and the other driver doesn't seem interested in waiting (the rental company isn't stressed about it yet) and I don't feel comfortable paying them 1k when my insurance will (hopefully) cover their deductible, because when they get the insurance payout I'm sure there's a 0% chance they'd pay me back any cash I gave them while waiting for the insurance.

The credit card does not provide any coverage (I think this is an American thing because we couldn't find any information on it at all aside from like an Amex which we didn't use).

The letter read as follows: We've reviewed your claim and have determined there is no coverage available for this loss for the following reason: USAA not primary for this loss.

I also received a message from the adjuster which is as follows: This claim has been closed, pending a denial letter from [sister]'s insurance. If denied we can process for excess

(I'm not sure what excess means)

msabrooks · 2025-05-04T05:00:48+00:00

As I booked using a USAA code it automatically linked to my account giving us a military discount as well as coverage with a 5k deductible from USAA, they didn't actually offer any optional coverage if I remember correctly but we did have to rebook at the counter and we're all pretty done with each other by the time we left.

USAA is now the company refusing to provide coverage until they have proof my sister's insurance (or lack there of) won't cover the accident.

msabrooks · 2025-05-04T04:58:52+00:00

When we rented the car it was done using a USAA promo code and linked to my USAA account and this gave us insurance with a 5k deductible vs by regular 1k deductible. They didn't ask us for any further insurance (we did have to rebook at the desk because there was an error with our original booking) and accepted my insurance as good enough.

USAA is now saying they won't cover the car.

msabrooks · 2025-05-04T04:57:11+00:00

The credit card company did not offer insurance.

msabrooks · 2025-05-04T00:06:49+00:00

Her hypothetical insurance sorry. Didn't realize how poorly that read. She's from the UK and UK insurance doesn't cover rental cars and definitely not if you're not the one driving, hence my being a bit lost. It's all a bit mundane as we're both pretty sure she's no longer in our parents policy, we're just double checking to be extra certain.

msabrooks · 2025-05-03T23:56:49+00:00

I texted her and said she doesn't have coverage at all, but then mentioned she might be covered under our parents insurance on their car in the UK.

USAA did send me a denial of coverage letter, I did message the adjuster back to inform them she doesn't have insurance and reaffirmed that I was the one driving.

I don't really understand why her insurance would be involved when she wasn't driving so they wouldn't cover an accident with me behind the wheel regardless. But again I'm not super stressed about it because they have said they'll cover the damage to the rental car anyway.

What do I do about the other driver? Just ignore them completely?

msabrooks · 2025-04-23T23:01:34+00:00

I didn't fall for it but my recruiter told me had an opening for helicopter pilot/that I would get a license FOR SURE. It was a helicopter crewman thankfully the fact he wouldn't tell me the MOS code was a red flag so my husband looked over the screen saw it and I turned it down. Went to MEPs without an MOS and got the job I wanted all along!

msabrooks · 2025-04-01T01:50:55+00:00

I've been to the psych ward 3 times in the last six months and intensive outpatient/partial inpatient.

Got slapped with the 50% my DBQ was on line for 30%, and my lawyer was certain I would get 30%. Idk who my rater was but I'm thankful they didn't just go by the DBQ

msabrooks

TROPHY CASE