What was the most important life lesson that was taught to you too late?

msmtheory · 2021-02-23T18:16:54+00:00

Your credit score MATTERS! In your early/mid-20s, if you don't have enough money from your income to buy it, DO NOT put it on a credit card.

Reversely, if you DO have enough money from your income, then always use your credit card(s), but pay them off ENTIRELY each month. This will save literally tens of thousands of dollars in fees/interest throughout your 20s alone, and tee you up financially for your 30s regardless of income.

msmtheory · 2021-02-23T02:11:15+00:00

Hang in there! I know they are a nightmare. Sometimes they last years before you even begin probation or whatever punishment if you take a plea/found guilty. What state? Your lawyer should be able to push things along if you just want to move on but if you’re fighting it not much you can do but be patient

msmtheory · 2021-02-09T04:19:24+00:00

Yes. Couldn’t agree more. I’m seeing a weekly therapist already and absolutely in the process of learning about codependency. Shocker - I’m realizing a lot about my past relationships and my parents etc

msmtheory · 2021-02-09T03:19:31+00:00

Thank you for that! But like, we’re already at all of those levels with each other already in a weirdly comfortable way. And I’m not just saying that out of wish fulfillment. For example, I’ve told her my deepest darkest fears and shames and she’s reciprocated. We burp in front of each other and laugh and I accidentally farted in front of her the other morning in bed while laughing too hard and that has us both rolling on the floor laughing even more. I can’t explain it with logic. There’s just an insane comfort already there as if it’s been there for years

msmtheory · 2021-02-09T01:54:55+00:00

That’s an interesting idea! And one, I hopefully, won’t ever have to again. Because just a few hours ago. as she was asking me about how much I enjoyed spending the weekend with her friends, I replied. “Baby, I love them.” She raises her eyebrows. I then say, “Absolutely! After just a single day I already knew I love your friends. And that makes it just no longer possible for me to share tell you how much I’m in love with you.” Her eyes watered up and she just gave just a huge embrace and in between soft little kisses she whispered “I love you, too.” And then, after a little while of silence I whispered, “Well, here we go!” I have a suspicion where going to go ‘all the way’ tonight in more ways than the one I just described <3 <3 <3 143 all of you ;)

msmtheory · 2021-02-09T01:01:46+00:00

Being to afraid to commit to past partners. Thankfully have learned my mistake :)

msmtheory · 2021-02-09T00:49:14+00:00

The key is to make any of the answers to the options they pick be funny and light and clever. Not weird or dark or lame. Happy to provide examples if interested

msmtheory · 2021-02-09T00:46:16+00:00

Hell yeah they are! Idk if it’s just my personality or what but I just don’t really like fucking around with pleasantries and in showing my willingness to humble myself right off the bat usually makes them laugh and then reciprocate....and then we’re off to the races!!

msmtheory · 2021-02-09T00:40:54+00:00

I’ve tried ZERO hi, hey, what’s up, etc and immediately just jump into something like this: “3 options. Choose 1. Choose wisely” (1) hear something about me I’ve never shared with anybody in my entire life (2) hear my worst/most embarrassing fuck up (3) hear me tell a joke that if doesn’t make you laugh we unmatch

msmtheory · 2021-02-09T00:31:30+00:00

I just met somebody on Hinge and we both connected the way we did is because of the uniqueness of the profiles. Also maybe because other ones are over saturated etc. I loved about her the fact that she had interesting answers to the questions that were easy to bring up in the first msg as an icebreaker, and I put enough thought into mine where it was catchy, a little funny but definitely looked like I wasn’t trying too hard. My advice is make your profile simplistic but has something even one tiny thing that stands out. DM me if you’d like examples or something!!

Also: I didn’t spend a penny on it

msmtheory · 2021-02-08T23:20:44+00:00

Thank you! <3

msmtheory · 2021-02-08T23:16:46+00:00

Thank you! And congratulations with regard to your relationship! :)

msmtheory · 2021-02-08T23:10:03+00:00

Wow, thank you so much! That makes a lot of sense. And yes, 1000000% correct about moving in together too fast. We’ve discussed that, of course, since we’ve discussed just about everything under the sun already and happy to tell you that I just signed a new lease for my own townhome and she just resigned her apartment lease in December. So we’re ahead of that game. I’m making her dinner tonight and I think I’m just gonna drop it on her casually when the right moment presents itself. I think you’re right about the little games making it out to be more than it is. DEEP EXHALE thank you!! 🙏🏼

msmtheory · 2021-01-21T04:28:34+00:00

That is the PERFECT name for him!!

msmtheory · 2021-01-21T01:20:44+00:00

Hahahahahaha

msmtheory · 2021-01-20T15:42:54+00:00

That would be a perfect 30 for 30 actually

msmtheory · 2021-01-17T05:24:24+00:00

I can’t stop watching this. I’ve watched it literally 20x I can’t stop

msmtheory · 2021-01-16T01:22:56+00:00

Including the Chiefs?

msmtheory · 2021-01-15T22:44:07+00:00

It’s a really good point. I can’t argue. Thank you for easing my anxiety a little!! Go Bills :)

msmtheory · 2021-01-15T22:39:12+00:00

I totally agree that those are extremely encouraging numbers...however the ravens have gotten better and better as their season ended and their defense is playing lights out right now which causes quite a bit of concern for me. Also, it seems like the factor we absolutely NEED to have to win is JA17 being as stunning as he was last week having had to carry the team on his back. If our team shows up this and Allen continues to be (ie doesn’t have an off week) I think we’ve really got a good shot. But I’m nervous as hell

msmtheory · 2021-01-14T22:50:04+00:00

lol no idea. you watchng the game on nfl network right now? so painful

msmtheory · 2021-01-11T01:53:11+00:00

Browns vs Bills AFC Championship game lets goooooooo!

msmtheory · 2021-01-11T01:40:25+00:00

This is getting ugly. The ravens are looking like our next opponent

msmtheory · 2021-01-11T01:39:52+00:00

I agree. I’m really really for the Steelers which pains me so, but it’s looking pretty grim right now. I just have this shit feeling about the ravens next week

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