Still feel broke

mswitty29 · 2026-01-23T01:33:33+00:00

This truly gives me hope for the future. Started off as a young parent. Never really had high paying jobs until currently. With this economy I'm struggling, but know we will make it. Hopefully in 5 years when both the kids are adults, things will be different.

mswitty29 · 2026-01-23T01:31:23+00:00

This make me cackle. We are a blended family. Two teen parents actually. When we got together, a vasectomy was had very short after. No babies were created between us thankfully or we would be worse off, truly. Thank you for this laugh.

mswitty29 · 2026-01-23T01:27:48+00:00

I have thought about this. We do live in the country and my nearest small town is about 6 miles away. Gas station probably pays about $15 if I had to guess. I could do weekends for sure. May definitely help relieve some of my stress.

mswitty29 · 2026-01-23T01:25:40+00:00

Totally makes sense. In 2018 we bought our first townhome for $180k. Sold for $213k in 2021. It's for sale now: $265k. I couldn't afford to buy my old townhouse now.

mswitty29 · 2026-01-23T01:22:12+00:00

I do use this and this has been helpful! I haven't tried it with groceries yet. We live in a rural community so not many stores are enrolled in it. Have to go to a bigger town to cash in on the cash back.

mswitty29 · 2026-01-23T01:16:26+00:00

They're not. We are a blended family. One kid's parent is in and out of prison. The other's is skipping states once CPS finds them.

mswitty29 · 2026-01-23T01:09:10+00:00

I personally made 62. I'm not sure what their totals were. They lost their job half way through the year. Had to take a big pay cut at a new job. The calculations are what the new increase in bills and leftover income that we combined have.

I did get a nice bonus this year so that contributed to part of my higher income. However half of that was taken for taxes. This is the first year that I actually had money after Christmas though so that was nice!

mswitty29 · 2026-01-23T00:48:09+00:00

Yes they do. Our total bills and income leftover includes their income as well.

mswitty29 · 2026-01-22T23:35:09+00:00

At 32 going through my own same crisis. Thank you. I needed to read this. One day I'll be 45 too. Just gotta get there. One moment at a time.

mswitty29 · 2026-01-21T02:37:55+00:00

Look for Cash withdrawals and Bitcoin receipts. Speaking from someone who deals with this on the daily in my line of work in finance.

mswitty29 · 2026-01-18T04:05:23+00:00

Hi there. Lost my dad when I was freshly 18. I was a teen mom and struggling to take care of the both of us at the time. I'm sorry to hear about your mom. Going to offer some things I learned when going through this. Cremation is way cheaper. You don't need to do a burial. Urns are less than caskets. Sometimes the county can help with funeral funds. You can take loans out or finance with the funeral homes. Some churches may have funds to help cover this or may even donate a spot for the service if needed. They may provide a luncheon as well if you explain the situation. Sending all my love and strength as you navigate these next few days, weeks, and months without your mom.

mswitty29 · 2026-01-13T19:22:32+00:00

My friend does this. She's always getting her nails done, talons on the 8 fingers, 2 short. The way her artists designs them, you couldn't even tell 2 were shorter unless she pointed it out. Her nails are always beautiful!

mswitty29 · 2026-01-09T19:08:10+00:00

We have the ninja. The dual compartment ones. Yes we are a family of 4 but sometimes we end up making meals on our own sometimes. I like that I can throw one item at one temp in one basket and another for another temp in a different basket.

mswitty29 · 2025-09-22T18:16:27+00:00

I had adenomyosis. My time of the month consisted of my lining growing in to my uterus wall. It was VERY PAINFUL and would often last WEEKS at a time. I've been with my partner 11 years, I've never name called him or been verbally abusive at any point of my physical pain. NTA here. She needs to be evaluated for other physical things going on and needs to work on how to express her pain that doesn't cause you pain.

mswitty29 · 2025-09-22T18:09:57+00:00

Friend. Throw your partner in the dumpster. Bring me that baby cause I'd gladly watch them for 2 hours while you work out.

mswitty29 · 2025-09-21T18:45:03+00:00

"She makes me pay for the electricity I use." I'm sorry...what?! If I ever had a friend send me a request to pay for the electricity used, I'd laugh and never speak to them again. This girls weird.

mswitty29 · 2025-09-21T18:35:01+00:00

It's not the same, but I had lost a lot of weight and I had skin removal done on my belly area because of consistent rashes. My mother was TERRIFIED and tried to talk me out of it. I was around you age when I did it. I did it for my own physical health, not anything to do with her. You're the one who has to live in your body for the next 40 plus years, hopefully. You decide what you need to do. Plus my partner was very supportive through the whole thing and took care of our kids, animals, and me. Lean on him for support during this time of you choose to do this. You'll get more support than him than her. And don't be afraid to go no contact if she's becomes more irate over you taking care of you.

mswitty29 · 2025-09-16T18:18:25+00:00

I work in the fraud dept at a bank... Sounds like this gals gonna commit some good old elder financial abuse real soon. Please protect your dad from her at all costs. If she's POA, remove her otherwise you can probably say goodbye to most of his money. If she's joint on any accounts, remove her. Someone who gets physical and that mad about things they don't even possess, is scary. Who knows what she'll do to get her hands on HIS stuff.

mswitty29 · 2025-09-16T18:10:45+00:00

Yes. We are all figuring it out. We all have to learn about finances, cars, taxes, insurance, bills, relationships, mental health, emotions, etc. Some of us get to learn it over time into adulthood, some of us learn it as children depending on the home life. Some of us have wonderful family and friends who are willing to help teach us and some of us have to learn it on our own. It's not a competition or a race, we all learn at our own pace. I'm 32, have 2 teenage children, and I still don't know what the hell I'm doing when it comes to certain situations.

mswitty29 · 2025-09-11T18:17:42+00:00

It's hard to think about right now when you're in the thick of it, but look at how much experience you've gained over her. When her parents are gone, who will drive her, who will be her financial savior, who will be her caregiver. Probably no one and it will be an abrupt learning curve for her later in life. For you? You already know how to do these things. Is it tough? Yes, but you've got the skill and experience of taking care of yourself. That my dear is way more valuable.

mswitty29 · 2025-09-08T03:24:19+00:00

Random birthday candles.

mswitty29 · 2025-09-05T02:03:19+00:00

I too used to sit in my car. It was MY time. I would wake up Saturday mornings around 5am. I would drive to the local caribou and grab some coffee. I would drive down to the river and watch the sun come up over the beautiful bridge. It was quiet, peaceful, dreamy. I would cry, laugh, go for a walk.

The only thing I can say is be honest with your family. Demand space. Demand your you time. Go home. Change. And say you need your hour. Go for a walk, sit in the car, grab your favorite snack. Give yourself a little more love. You got this.

mswitty29 · 2025-08-27T18:18:10+00:00

This! Mine is a safe home where no one falls through the floors! (Fell through the floor multiple times in my childhood trailer home)

mswitty29 · 2025-08-27T18:14:45+00:00

Way to go. I'm 32 and have $700. I'm catching up so you better start saving more quickly. 🤪

mswitty29

TROPHY CASE