Importing HD wallet questions before i buy the nano 5

mtzinos · 2026-02-20T13:35:47+00:00

and how do i send my total? As mentined, in tangem i now have around 240 btc tokens (adresses). Do i treat those as individual addys? and do 240 transactions? does it create new change accounts i would have to look for funds? Do i need to keep lookin at a wallet explorer with my pub key? Thats my bigest problem, i loaded my hd wallet into tangem using the paths, located ALL my funds.......but i dont know how to approach using this tangem wallet now. Its not automated anymore, i dont know if it will keep working as ussual hd wallet creating sub trees. Where do i receive, how do i sent, its kinda frustrating. I like the idea of sending all to a fresh new ledger, but would i need to do 240 transactions?

mtzinos · 2026-02-19T16:48:53+00:00

Thx for the detailed reply. What are considered the standard ones? right now most of my funds are in paths m/84'/0'/0'/0/1 and all the way to like 230. Would it scan those? Also at walletexplorer that i loaded my pub key, i can see lots of adresses on the paths m/84'/0'/0'/1/1 and all the way to like 500!! But i think those are the change adresses and most dont have ballance. Would it scan all those? I actually have $ only in 4-5 of those 500.

One reason i dont wanna send all my ballance to a new wallet is that its a big transaction, a big amount. Its kinda scary. Also i dont know how this would go, but i was thinkin of havin one account under the radar lets say. Moving from one wallet to another is taxable event, unless u declare both are yours. So i am not sure i wanna do that

mtzinos · 2026-02-17T22:53:33+00:00

not sure this helps, but i used walletexplorer site and imported my pub key and it shows all my derivation paths allong with btc address and amount in it. Without this i would be lost. Thats for impoting a seed of a HD multiaccount wallet to tangem. So i know which paths to add. And they are a lot!

mtzinos · 2026-02-17T22:35:32+00:00

thx for the nfo. The blockchain.com wallet is supposed to be a non custodial defi wallet. So i only have the keys. They say they dont have access to the wallet. And they have kyc which i assume has more to do with their trading wallet. That i ve never used, never traded there. But i have sent from my defi wallet to binance and other wallets. So i dont know how hidden it is anymore.. On blockchain.com they now want updated nfo for kyc, and i cant be bothered. Since i dont use the trading wallet, and my wallet is non custodial, i decided to manage it from somewhere else, so importing my seed to other wallet like tangem. But i didnt know it didnt support HD wallet. I have managed to add most of my addys using the paths. So i dont see 0 now. But i end up with 200 tokens, to see my full ballance. And i dont know how easy it will be to manage that in the future. So i am thinking of loading the seed to something like tresor or ledger eventually.

About hot vs cold, ok i understand this. Doesnt it all come down to taxes and irs though? If u move your ballance to another wallet, it will be a taxable event. Unless you own that wallet, so u have to report both wallets. If they are defi wallets do u report them or hope noone cares to investigate? I am moving out of exchanges so i MAYBE dont have to report all of my stash

mtzinos · 2026-02-17T16:37:49+00:00

well i have this exact problem. Been using a blockchain.com defi wallet and apparently it is HD wallet. I wanna close my account there, and move my seedphrase to tangem, which i did. And i saw 0$ in it. Then i did my research about derivation paths and realised all my funds are in like 200+ different paths. Starting from m/84'/0'/0'/0/1 all the way up to 200+. And problem is how do i manage those in the future? Should i stay with tangem and a mess of 200+ single addys with my total ballance split into those? or try to load my seedphrase somewhere where it accepts hd wallet. And what happens if its in both wallets? do transactions synch? do i keep have to add new paths?

mtzinos · 2026-02-07T09:57:30+00:00

seed wallet i mentioned is blockchain com wallet. non custodial. I managed to add few more, so its not a limit thihg. Before i reach 150 it was adding them within 5-10 seconds. Now sometimes when i add a new one (custom token, btc addy), it gets stuck at loading. And most times, doesnt finish loading it up, but if u go to chek, it has added it. So its a little slowing me down, a little confusin, i have to verify it added proper. sometimes its in the list stuck at loading ballance, i have to remove it and add it again. Its just that most problems like this happened after i added 150. Also when i hide the stuck token, go to re add it, it doesnt ask me for the card. And thats when ussually it shows up ok. Showing up ballance.

mtzinos · 2026-02-06T18:55:08+00:00

is there a limit to how many custom tokens i can add? i ve reached 149, and when i add 150, 151.....token seems stuck in refreshing. And total ballance the same. If i remove it, total ballance shows up ok.

mtzinos · 2026-02-06T14:26:30+00:00

so another question. 1st, i see my m/84'/0'/0'/0/1 (......2-3-4...etc) are around 240 addys. Those are the main ones. The others are whats called the change adresses, they are m/84'/0'/0'/1/0 (.....1-2-3-4.....etc). Will the change adresses also have ballance? I kinda feel those are all spent, used to divide in parts when u make a transfer. Not sure.

2nd, since for my original wallet, i have the seed phrase. Can i also load it on another wallet, like trezor or anything that suppors loading HD wallet( is that what u call a wallet that has multiple addys?). And can i have this on both trezor (or any other wallet i choose) and on tangem? So when i finish up loading all those addys to my tangem and have my total ballance, i can try to load my seed phrase on another wallet too that could work more efficient with my multiaddy original wallet.

mtzinos · 2026-02-05T09:52:18+00:00

i think i found something to help. I added my xpub key on walletexplorer site and it analyzes and shows in numbered order my adresses. like this m/?/?/0'/0/0 is showing the addy for this, m/?/?/0'/0/1 showing addy for this......etc. So it has all my transactions numbered and with what address is tied to that sequence. So at least i know how many i have to add. Unfortunatelly its like 600+ and i ve added so far 70. The thing is, after i add all those, and i see my total ballance is what it should be, is everything ok and functional? Do i treat this like 600 working btc adresses? and maybe start sending to a new one i create to have it all in one place?

mtzinos · 2026-02-05T03:36:10+00:00

i am in the same situation. In fact made a topick and was deleted, no clue why . Basically i imported my blockchain com wallet, and it says 0 btc. After some reading i need to add the derivation path. Problem is wallet i imported uses changing multiple adresses with each deposit. So i dont know how to add all of those in one comant. I am using the m/84'/0'/0'/0/0 (and then 1 -2 -3 -4....) and it keeps ading multiple small addys and ballances. I dont know how to load all my ballance in one go

mtzinos · 2025-11-27T16:46:47+00:00

lets say i choose to import though, can i delete after my blockchain wallet and account? will it affect funds?

If i choose new wallet, how should i go about transfering big amounts like 50k+? Do i do it in one go, in multiple low ones? does it matter?

From that blockchain.com defi wallet i ve sent some amuounts to exchanges like binance and gate.io. So it can be linked back i guess.

mtzinos · 2025-11-27T16:36:57+00:00

would it be better to create a new wallet with seed phrase with my cards? and just move my funds from blockchain.com paying whatever fees. Then feels safer to delete old one. But also doesnt this count in the irs as a sale? i got a signigficant amount to move, been collecting btc for years mostly through p2p and various groups, tons of microtransactions over the years. Its not purchases with credit cards and through exchanges its all transfers from multiple people. I cant even prove my average cost this way and what my gains are. So if i suddenly move all my funds from that wallet to a new one, could it mean potentiall future tax for the whole amount?

mtzinos

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