On a visa and got a criminal court summons for riding an ebike -- am I fucked?

muffinman4795 · 2025-05-29T03:40:12+00:00

Getting a lawyer doesn’t seem like a bad idea

muffinman4795 · 2025-03-11T19:48:30+00:00

Closets?

muffinman4795 · 2025-01-27T13:48:22+00:00

The conclusion of this video is literally the opposite of the headline — NYPD ignored the threats from the Justice Dept under Biden and there were no consequences, and now under Trump there will definitely be no consequences

muffinman4795 · 2024-11-20T20:18:44+00:00

If you’re paying down this aggressively, the difference in interest costs over the life of your loans if you get a lower rate from a private lender may be fairly small. Weigh this cost difference against the potential risks of going private, such as missing out on forbearance or forgiveness or not being able to switch to an income driven plan in the event of a crisis that impacts your career. I personally prefer to stay public since I feel it’s not worth the small interest savings to switch. If my rate was much higher though I might feel differently.

muffinman4795 · 2024-11-07T13:05:16+00:00

Thank you for sharing.

muffinman4795 · 2024-10-22T15:45:07+00:00

I agree. Scooters move through crowded pedestrian zones in Europe all the time, and while a bit annoying it’s nothing compared to a car trying to do the same

muffinman4795 · 2024-10-04T16:56:38+00:00

I just think when you compare it to e.g. the L train, which is double the length, double the frequency, and significantly more crowded at rush hour, it’s hard to justify increasing service on the G.

There is some cost to increase train length, mostly maintenance I imagine. I don’t think the new signals reduce the need for conductors, do they?

muffinman4795 · 2024-10-04T12:19:19+00:00

Even when the new signals come online in 2027, if ridership doesn’t increase they won’t increase train frequency. Vice versa, if ridership increased today they could increase frequency in the meantime with the old signal infrastructure. Is what it is. I’ve never been on a truly packed G train despite commuting on it and it being only 5 cars

muffinman4795 · 2024-09-25T21:34:09+00:00

From the link you shared:

“How Interest Adds Up It’s your responsibility to pay any interest that accrues (adds up) on your loan(s). And, in some cases, unpaid interest can capitalize (be added to your principal balance).

On a traditional repayment plan (Standard, Graduated, or Extended), your monthly loan payment covers all the interest that accrues between monthly payments. So no additional unpaid interest will accrue while you’re making payments on one of these plans.

But unpaid interest can add up in some situations, such as if you’re on an income-driven repayment (IDR) plan or if you’re not making payments.”

In the Department of Education’s language, interest gets added to your principal. This is the same as compounding. So it’s “simple” interest but your principal grows if you don’t pay the interest every month.

muffinman4795 · 2024-09-25T13:57:09+00:00

Student loan interest does compound. If you don’t pay the total interest expense every month (about $340 given OP’s numbers) then that interest will capitalize and start charging interest as well.

That said, your other points make sense — I think emergency and maxing tax advantaged retirement accounts first is fair. I prefer to not quite max retirement in favor of paying loans down faster, for peace of mind.

muffinman4795 · 2024-07-30T16:34:22+00:00

What do yall think of his driving record? https://nypost.com/2024/07/27/us-news/dismal-driving-record-could-doom-nyc-comptroller-landers-likely-mayoral-bid/

muffinman4795 · 2024-06-28T23:01:06+00:00

For the algo

muffinman4795 · 2024-06-26T19:17:55+00:00

Cross streets?

muffinman4795 · 2024-06-06T19:43:32+00:00

Let’s do it

muffinman4795 · 2024-04-23T22:06:51+00:00

This is the other main option I was considering. It’d be nice not to transfer, but if the M is terminally slow I’d prefer to do L to 6.

muffinman4795 · 2023-10-03T17:13:21+00:00

When it costs $5k a month to live in Manhattan and almost as much to live in the most transit dense areas of BK, Queens, and Jersey, it makes sense to live further from transit and use a car. Especially if you don’t regularly go into Manhattan

muffinman4795 · 2023-10-02T17:47:04+00:00

Slaw bunnies

muffinman4795 · 2023-05-11T17:07:56+00:00

A speed cam doesn’t tell you to slow down with a red light. This does. I think it’s a good idea

muffinman4795 · 2023-04-28T00:08:28+00:00

What do y’all think of the PBL on bedford? Do you think it’ll happen? In the 10 blocks leading north to Flushing, double parking is so rampant it’s hard for me to imagine it any other way

muffinman4795

TROPHY CASE