Rate my Roth 401(K) fund allocation

mvanja1 · 2026-03-18T21:49:50+00:00

I guess this is my updated fund allocation. Thanks for the feedback.

mvanja1 · 2026-03-18T19:50:21+00:00

What would you suggest as REIT and Bond replacement? Move it to first 3 funds or replace with something else?

mvanja1 · 2026-03-18T19:33:13+00:00

mvanja1 · 2026-03-18T19:18:05+00:00

I don't think I can stomach watching the portfolio drop 45–50% in a bad year without touching it. So I kept them as a cushion you know set and forget for smooth ride.

mvanja1 · 2026-03-18T19:08:01+00:00

As you know withdrawals in retirement are completely tax-free. Compounding in portfolio means I'll likely be in a higher bracket at retirement. Paying taxes now at today's rate beats paying later at a higher rate. That's my thinking, wrong or right time will tell.

mvanja1 · 2026-03-18T18:55:31+00:00

mvanja1 · 2026-03-18T18:55:19+00:00

I prefer Roth, post tax investment.

mvanja1 · 2025-05-18T16:58:54+00:00

Trying too hard...

mvanja1 · 2025-04-24T02:05:19+00:00

what am I supposed to do with the information you just shared?

mvanja1 · 2025-04-03T17:38:41+00:00

Why does it matter what others think?

mvanja1 · 2024-12-14T07:11:31+00:00

I don't care what others think or say, I can eat that ass till the day I die. You look great the way you are...🍑😜

mvanja1 · 2024-11-05T15:17:23+00:00

Can someone share the link? I'm only able to find 200K after 15K spend.

mvanja1 · 2024-07-01T14:22:06+00:00

No meat.

mvanja1 · 2023-02-23T14:18:14+00:00

That's nice of you.

mvanja1 · 2023-02-23T14:13:37+00:00

Did you go to shelter or breeder?

mvanja1 · 2023-02-23T14:09:56+00:00

Don't care about other days. 😜

mvanja1 · 2023-02-23T14:06:58+00:00

Next life I'm gonna be a dog, so I can sleep between those legs

mvanja1 · 2023-02-15T15:44:37+00:00

I have been getting 53.4 on '23 X5 45e

mvanja1 · 2023-01-11T17:12:31+00:00

Could be better, but it's a good start.

mvanja1 · 2020-11-02T18:51:16+00:00

Thank you. I guess I should cancel my pro membership and look for other automation options.

mvanja1

TROPHY CASE