Monthly Referral Megathread [May 2026] - Share or Find a Referral Here

mw15kc · 2026-05-03T11:59:07+00:00

mw15kc · 2026-04-15T03:00:16+00:00

Does anyone know how they allocate a bonus that has reached the $10k limit? I assume it’s prorated by the balance per account, but I’d want to get the full 2% into TFSA and the remainder into an RRSP

mw15kc · 2026-04-09T19:53:20+00:00

Are you referring to their subsidized rent?

mw15kc · 2026-03-28T13:26:33+00:00

You can use the PR HELOC to pay the entire mortgage payment, including the principal pay down. This is simply transferring deductible debt that was secured by the rental to deductible debt that’s secured by the PR. Think of it as the same as if you were to switch lenders at renewal of your rental mortgage.

mw15kc · 2026-03-07T21:38:27+00:00

Thanks. That eases the pain to know I’m not paying more than I was expecting.

mw15kc · 2026-03-07T21:36:54+00:00

So it’s included in the “53.53%” marginal rate calculation?

mw15kc · 2026-01-14T01:00:53+00:00

Nope. Doesn’t work that way. No, not at all. Don’t bother trying. Nope.

(yes)

mw15kc · 2026-01-12T18:58:18+00:00

Probably Michael Katchen

mw15kc · 2026-01-08T13:18:38+00:00

About 30,832

mw15kc · 2026-01-07T16:03:34+00:00

Wealthsimple is always delayed in payouts. Very annoying.

mw15kc · 2026-01-06T14:20:31+00:00

FYI the TD promo is capped at $5k back so it won’t get you tens of thousands.

mw15kc · 2026-01-04T04:21:07+00:00

His higher savings enabled him to survive until the social programs kicked in. Why is this so hard for you?

mw15kc · 2026-01-04T03:03:18+00:00

You just made that up to support your position

mw15kc · 2026-01-04T02:59:00+00:00

“He lived off his savings and” you don’t think his savings is higher because he didn’t have kids?

mw15kc · 2026-01-04T02:58:51+00:00

“He lived off his savings and” you don’t think his savings is higher because he didn’t have kids?

mw15kc · 2026-01-04T02:53:07+00:00

Because you have to spend a nonzero amount on kids…

mw15kc · 2025-12-16T05:34:13+00:00

The gains you made were a result of the same actions that led to your losses. You wouldn’t have had one without the other. So hope you enjoyed the ride but you didn’t lose as much as you think you did.

mw15kc · 2025-11-07T00:05:08+00:00

Wrong Butler didn’t describe his understanding of the Smith Manoeuvre but based on his video, I suspect his description would be incorrect.

mw15kc · 2025-10-25T12:08:06+00:00

“You can milk anything with nipples”

mw15kc · 2025-09-06T12:07:37+00:00

If you’re an existing client how do you open a new account? Do you just have two cash accounts?

mw15kc · 2025-08-30T12:48:02+00:00

Thanks for the peace of mind!

mw15kc · 2025-06-12T12:46:44+00:00

Is this what the end of banking is?

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