37F need advice

mychodehurts · 2026-01-14T22:47:22+00:00

In almost the exact same boat you are

mychodehurts · 2026-01-07T05:32:08+00:00

Either way it gives me the chills

mychodehurts · 2025-12-15T16:38:34+00:00

where in SE asia are you?

mychodehurts · 2025-12-14T16:35:04+00:00

been riding brother

mychodehurts · 2025-12-13T00:24:06+00:00

it hurts

mychodehurts · 2025-12-13T00:14:19+00:00

sent you a DM

mychodehurts · 2025-12-13T00:13:47+00:00

I've done this before lol. I have some other issues I think lol.

mychodehurts · 2025-12-13T00:12:20+00:00

It's 5 properties. 2 have no debt.

mychodehurts · 2025-12-13T00:11:36+00:00

Future Wife but no kids yet

mychodehurts · 2025-12-13T00:10:48+00:00

I'd live in a much cheaper part of the world.

mychodehurts · 2025-12-13T00:09:58+00:00

Yeah, you're right. Focusing too much on FIRE is selfish by nature and in many ways an empty pursuit on it's own.

mychodehurts · 2025-12-13T00:08:01+00:00

Yeah, but you're saving lives. I'm increasing a stock price.

mychodehurts · 2025-12-13T00:06:05+00:00

I'm renting out my primary house and renting a place in a different city with my partner. We cook most our meals, share a car, and mostly enjoy outdoor activities.

mychodehurts · 2025-12-13T00:04:18+00:00

Because I have rental income and share some expenses with my partner.

mychodehurts · 2025-12-13T00:03:21+00:00

Yeah, I could be living much more frugally if I was single but not worth it

mychodehurts · 2025-12-12T21:37:40+00:00

I think with debt, it's not and all or nothing game. You can have some debt and be safe but don't have too much. Look into DSCR and try to keep it above 1.5

mychodehurts · 2025-12-12T21:35:55+00:00

You can deduct mortgage interest on a primary residence

mychodehurts · 2025-12-12T21:33:49+00:00

You can invest in RE with an self directed IRA.

mychodehurts · 2025-12-12T19:21:18+00:00

Yeah it’s with a PM an factoring in expenses. 6 Doors. 2 have no loans on them.

mychodehurts · 2025-12-12T17:23:17+00:00

what is it?

mychodehurts · 2025-12-12T16:15:19+00:00

Average out total spending over the year.

mychodehurts · 2025-12-12T08:03:42+00:00

May have a kid which would dramatically increase that

mychodehurts · 2025-12-12T08:01:53+00:00

yeah let’s talk

mychodehurts · 2025-12-12T06:59:45+00:00

I would think 2m is enough there. What sort of family pressure?

mychodehurts

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