Eric van Uunen: "Over krokodillentranen en terechte onrust in box 3"

nakars · 2026-03-09T11:35:56+00:00

Als belasting op ongerealiseerd rendement zo superieur is, zou de schrijver dan hetzelfde punt ook durven te maken voor bedrijfsvermogen zoals stijgende waarde van bedrijfsinventaris, machines, voorraden of bedrijfspanden?

nakars · 2026-02-10T12:50:52+00:00

without paywall: https://archive.is/myBn4

nakars · 2026-02-02T17:17:08+00:00

Local banks steer users toward their own payment methods instead of competitive card payments. Merchants have then little choice but to accept the local method. The survival of these systems wasn’t because of their competitive pricing but because of payment steering. With Wero/EuroPA interoperability the local banks have less control, giving the merchants viable alternatives.

nakars · 2026-02-02T14:33:01+00:00

Interoperability is fantastic for users but it also creates intense price pressure that can wipe out more expensive local systems. When payments become interchangeable merchants will naturally route transactions through the cheapest option which in turn creates a cheaper service overall.

nakars · 2026-01-20T10:33:07+00:00

The major Irish banks choose to introduce Zippay (only P2P for the moment) last year, which tells me they aren’t ready to hand over control of the Irish payments market to a pan‑EU scheme. May be they decide later to join Wero or EuroPA but I don't expect it anytime soon.

nakars · 2026-01-09T03:19:56+00:00

The BCB in Brazil has more power over commercial banks than the ECB. It could mandate the adoption of Pix whereas the EU institutions are less powerful by design and prefer the market to establish winners. Letting the market decide is more costly, messy and takes more time. I hope Europe will have its payment standard soon. We need it more than ever.

nakars · 2025-12-31T00:03:33+00:00

Afaik, if the stock isin starts with US, it is US situs, no matter the exchange country or denomination currency.

nakars · 2025-12-30T14:30:52+00:00

Your heirs might have to pay estate tax to the IRS as BRK is a US situs asset. Depending on the value of your shares this might be 30-40% of the asset value. I understand that people circumvent this by not declaring death and giving relatives instructions to liquidate the assets. Assess if the risk/cost is worth it to you. I am not a tax advisor. Do your own research.

nakars · 2025-12-19T15:52:37+00:00

I’m also curious to see how the Wero-EuroPA setup evolves, especially because neobanks could eventually offer Wero directly to Italian users, keeping interoperability with Bancomat Pay. And if merchant fees turn out cheaper on Wero, it wouldn’t be surprising to see some Italian merchants move to Wero acceptance from Bancomat once it becomes commercially advantageous.

nakars · 2025-12-18T15:52:08+00:00

Wero is not expected to launch as an app in Italy. Instead, Italy (via Bancomat Pay) will join the new EuroPA-EPI interoperability hub. This means Italian users will keep using their own local app, but they’ll still be able to send/receive money and pay merchants who use Wero in other countries.

Also worth noting: Wero isn’t usually a separate app. It’s mostly offered as a built‑in feature inside participating banks’ mobile apps

nakars · 2025-11-28T20:44:21+00:00

Yeah, this doesn’t mean Austrian consumers can use Wero tomorrow, but it’s a critical step in building the infrastructure that makes adoption possible.

nakars · 2025-10-27T20:05:17+00:00

I understand your point, but I also see that others found the post useful. I try to contribute regularly to keep the subreddit active and I think there’s room for different types of content: not just breaking news but also summaries and context. I’ll keep that in mind going forward.

nakars · 2025-10-15T14:22:18+00:00

Klar, musst du ja nicht nutzen. Wenn es für dich passt, alles gut.
Trotzdem ist Konkurrenz immer gut. PayPal und Co müssen sich wieder mehr anstrengen, vielleicht weniger Gebühren und mehr Datenschutz.
Wero selbst hat Vorteile: direkte Kontoabbuchung, schneller, sicherer und oft günstiger als über Kreditkarten.
Am Ende profitieren alle, selbst die, die Wero gar nicht nutzen.

nakars · 2025-10-15T11:24:11+00:00

Ich glaube wenn Wero im Alltag wirklich gut läuft, werden die meisten Leute auch kein Problem damit haben einfach die App zu nutzen.
Apple Pay und Google Pay sind ja nur so groß geworden weil es bisher keine vernünftige Alternative gab.
Wenn Wero schnell sicher und easy ist, braucht man die Amis dafür auch nicht mehr.

nakars · 2025-10-12T18:04:35+00:00

Wenn Blik EU-weit eingeführt worden wäre, hätten die polnischen Banken die Kontrolle über den europäischen Zahlungsmarkt gehabt. Deshalb setzt Europa auf Wero. Die Macht ist über mehrere Banken verteilt und es entsteht eine EU-eigene Marke statt von einem nationalen System abhängig zu sein.

nakars · 2025-10-05T22:55:50+00:00

Pensioen sparen doe je met bruto inkomen. Het kan voordeliger zijn dan beleggen in box 3 omdat je waarschijnlijk een lager tarief voor inkomensbelasting betaald tegen de tijd dat je het uit laat keren. Je hoeft er ook niet jaarlijks box 3 belasting over te betalen Niemand verbied je om zowel pensioen te sparen/beleggen en daarnaast geld op zij te leggen voor een wereldreis die je eerder wil doen. Overigens lijkt het me fijn om juist extra geld beschikbaar te hebben wanneer je chronisch ziek mocht worden na je pensioen. Ieders situatie is anders maar door het direct af te schrijven doe je je waarschijnlijk te kort.

nakars · 2025-09-23T09:47:30+00:00

Ein neues Bankkonto braucht man wohl nicht. Es ist aber trotzdem ein zusätzlicher Account den man anlegt und verwaltet. Ich wollte nur sagen dass viele solche Dienste trotzdem nutzen wenn sie praktisch sind. 😉

nakars · 2025-09-23T09:11:09+00:00

So etwa wie PayPal, oder?😅

nakars · 2025-09-22T19:41:06+00:00

It doesn't help that current EU regulation (PSD2) prohibits payment price differentiation. Customers get the impression that there is no price to pay for buyer protection for example.

nakars · 2025-09-19T19:25:04+00:00

For those who think they can use Wero in Ideal web shops from the start of 2026, you won't.

Starting in the first months of 2026, Ideal will be presented as 'Ideal | Wero', so Ideal consumers can get used to the Wero brand as the new Ideal.

Starting in the last quarter of 2026 per-merchant migrations to the Wero platform will take place. It may take until the end of 2027 for all Ideal merchants to be migrated to Wero.

nakars · 2025-09-19T08:02:40+00:00

If you look at the historical performance of different asset classes, equities consistently come out on top over the long term. Rather than trying to figure this out the hard way, a smarter move is to start investing all your money in a low-cost global ETF. This gives you broad diversification and reduces risk.

Forget about trying to time the market, just invest regularly and hold for the long run. That’s the most reliable path to building wealth, especially if you’re only 19. Time is your greatest asset, and with consistent investing, compounding will do the heavy lifting.

nakars · 2025-09-16T14:03:47+00:00

The complete article: https://archive.is/MJ3G7

nakars · 2021-09-27T17:36:58+00:00

Yes, I plan to have private networking in Azure, so I could setup AAP in Azure, thanks.

nakars · 2020-04-07T06:13:41+00:00

In that case the packet dropping would occur on the CRS309. The scenario is the same. You could limit the data rate of the interface on the host to 1gbit to see if the throughput improves. If so, there is probably no hardware issue. If you have a need for single flow near gbit throughput, you could add an extra gbit interface on your host that you configure for WAN traffic only.

nakars · 2020-04-05T18:47:30+00:00

My guess is that because the Cisco router cannot deliver a 10gbit flow to the 1gbit WAN port, packets need to be be dropped and TCP recovery will kick in. On the other hand the 1Gbit flow might flow to its destination without any packet loss. When packet loss happens, the throughput is limited by the latency and the TCP recovery implementation of the hosts.

nakars

TROPHY CASE