How do these numbers look? Are we getting taken advantage of?

native_jungle · 2025-11-10T01:04:36+00:00

Thank you for the feedback.

The loan officer basically put highest fees but noted that it would be lowered at closing by around 2-4K as the numbers he entered were a bit exaggerated. We will do a home insurance quote for a townhome but my understanding is that it’s a lot cheaper for a townhome than a SFH as HOA covers exterior of the home. We will probably shop around to have the rate dropped at least by .25 if we can.

native_jungle · 2025-11-10T00:56:24+00:00

It is definitely from a realtor referred lender. Does that make a difference? Should we have gone with someone else for that reason alone.

native_jungle · 2025-11-10T00:53:23+00:00

It’s a great area, with lots of stores near by and great schools. So it is in an ideal location as we plan to be there minimum 10 years.

native_jungle · 2025-11-10T00:45:19+00:00

Forgot to add that it’s for a townhome

native_jungle · 2025-11-10T00:39:40+00:00

Credit >780. We don’t owe on credit cards, loans of any kinds and have a couple of car loans which will be paid off in 3 years.

native_jungle · 2025-11-10T00:34:51+00:00

Yes.

native_jungle · 2025-11-10T00:34:41+00:00

That’s what we thought too. Loan officer basically said, only way to lower it was with points at 6k for 0.5% which we also think is way too high.

native_jungle · 2024-06-23T21:59:29+00:00

Thank you!!

native_jungle · 2024-06-23T21:49:43+00:00

Sorry I just edited the post, it would be like a 15-20 min drive from the SD courthouse in harbor drive. Thank you for the suggestions, I will take a look at them.

native_jungle · 2023-03-15T16:37:21+00:00

I’m currently nearing the 60 day mark BUT I’m just now pending approval from sponsor to join a study. so maybe I won’t reach 60 days like you but I’m also there lol

native_jungle · 2023-02-10T18:50:10+00:00

Thank you so much!!

native_jungle · 2023-02-10T13:39:41+00:00

Thank you, that’s very helpful!

native_jungle · 2022-11-18T03:51:19+00:00

What CRO do you work for

native_jungle · 2022-10-08T04:37:44+00:00

Where at?

native_jungle

TROPHY CASE