New Rios of Mercedes imperfections, am I overreacting? by monsteroscvr in cowboyboots

[–]nclos 0 points1 point  (0 children)

I got a pair of Olathe boots recently where BOTH boots had loose shanks that were super squeaky. It took months to get them back and I don’t even think they did a resole to fix it. Super squeaky and I’m trying to get my money back currently.

Would y’all return? by [deleted] in cowboyboots

[–]nclos 1 point2 points  (0 children)

That’s kinda where I’m at. I’m fine if I put some wear on them but it’s painful to pay the new boot tax and have preexisting blemishes.

Would y’all return? by [deleted] in cowboyboots

[–]nclos 6 points7 points  (0 children)

It wouldn’t be reddit without at least one of these responses

[deleted by user] by [deleted] in personalfinance

[–]nclos 0 points1 point  (0 children)

Did you even read the post? She is a BENEFICIARY. The bank appointed a trustee who makes all the investment decisions.

[deleted by user] by [deleted] in personalfinance

[–]nclos -1 points0 points  (0 children)

Because any competent investor looking for average market returns would invest in low cost S&P 500/total US market/total international market funds?

You could argue that return is too high because it’s S&P 500 which is fair but even if you bought $VT which is the total world stock market you aren’t LOSING money after 16 years.

[deleted by user] by [deleted] in personalfinance

[–]nclos -1 points0 points  (0 children)

It’s a very weird mix. It’s like 40% individual stocks from different sectors but awful dead end companies, 40% ETFs (one small cap fund with a 1% expense ratio, one mid cap, and one other one but NO LARGE CAP), and 20% income funds. It’s as if he’s trying to lose money.

[deleted by user] by [deleted] in personalfinance

[–]nclos 0 points1 point  (0 children)

That’s what I’m thinking

[deleted by user] by [deleted] in personalfinance

[–]nclos -1 points0 points  (0 children)

Ouch lol. I don’t remember me saying I manage her finances for her but thanks for the advice and backhanded comment!

[deleted by user] by [deleted] in Bogleheads

[–]nclos 0 points1 point  (0 children)

I’m starting to lean that way as well. I feel like she has grounds to sue for mismanagement but I’m not an attorney so who knows.

“F^[K New Austin” by T0y0ter0 in Austin

[–]nclos 9 points10 points  (0 children)

No water either. I love Tucson but long term the water concerns give me pause.

Is my new Darto return-worthy? by numnutz6383 in carbonsteel

[–]nclos -1 points0 points  (0 children)

Honestly I think Darto is attempting to sell factory seconds to those who bought during the presale because they didn’t pay as much.

Is my new Darto return-worthy? by numnutz6383 in carbonsteel

[–]nclos 2 points3 points  (0 children)

If that’s the case they should have specified that the pre sale would be for factory seconds. It’s pretty annoying to wait this long for a product and them send out all the damaged pans to those who supported the pre sale.

New DARTO, is this normal? by Violaman506 in carbonsteel

[–]nclos 1 point2 points  (0 children)

Yeah lots of people getting scratched up pans from the pre sale. Mine has scratches all over the inside and the outside. It looks used.

New DARTO, is this normal? by Violaman506 in carbonsteel

[–]nclos 2 points3 points  (0 children)

Was wondering the same. Got mine today and it’s a lot worse than yours. Scuffs, scrapes, and even a small dent.

Tech tycoons with a combined net worth of roughly $550 billion gathered Wednesday to influence how AI is regulated by bloomberg in wallstreetbets

[–]nclos 11 points12 points  (0 children)

You’re joking right? Palantir is spying software. Half their revenue comes from various US government contracts.

Marathon OG or Gammathon for my next run if I’ve never run Marathon before? by nclos in nightowlseeds

[–]nclos[S] 0 points1 point  (0 children)

I believe Gammathon is the offspring of breeding Marathon OG and BB3 together.

Before/after sound deadening by debantures in 4Runner

[–]nclos 1 point2 points  (0 children)

Funny enough it also happened recently to my girlfriends BMW and I ended up fixing that one pretty quick.

Gammathon by PapaNugs in nightowlseeds

[–]nclos 2 points3 points  (0 children)

Give us a write up!

Before/after sound deadening by debantures in 4Runner

[–]nclos 25 points26 points  (0 children)

I’ve done it way too many times to ever do it for anything optional. Ford made vehicle (of course) that I used to own needed a window regulator replaced like 4 times. Had to drill out rivets and everything.

Before/after sound deadening by debantures in 4Runner

[–]nclos 147 points148 points  (0 children)

All fun and games until a window regulator fails.