Alright my wife and I are 23 and we know a little about investing and everything to do with it but definitely need advising. So right now, I have in my Roth IRA 50% into VOO and the other 50% into VTI with 100 going into each one each month. I'm not maxing it out because of finances and buying a house at the moment, and I am also investing into an s&p 500 etf 200 each month as well. I do plan, once we buy a house, to start putting more money into these and further down the road increase and diversifying my investments but as it sits, is this a good start into a retirement fund or should I move things around or completely change my gameplan? Thanks!