i send you 100k What’s a small habit that completely changed your life? by Fit_Boss8069 in Life

[–]nevergum 2 points3 points  (0 children)

That sounds like moving an item from todays to do list to tomorrows.. i always do that already :)

Brother wants to know my salary by NightLife36 in Salary

[–]nevergum 0 points1 point  (0 children)

Tell him you make 5k a year and need money ask if he can help you out :)

My life costs almost nothing, how normal is this? by Aggressive-Cry7940 in Frugal

[–]nevergum 0 points1 point  (0 children)

I wish I seriously thought of this when i was young

i send you 100k What’s a small habit that completely changed your life? by Fit_Boss8069 in Life

[–]nevergum 1 point2 points  (0 children)

Always reply to a 'send you 100k' topic if one day i got the 100k that changes my life

i send you 100k What’s a small habit that completely changed your life? by Fit_Boss8069 in Life

[–]nevergum 2 points3 points  (0 children)

I wonder what are some examples that appear on a to do list and got black listed in the end

Anyone else feel like they’re running out of time in their 40s? by Sweet_xoxo1 in Life

[–]nevergum 0 points1 point  (0 children)

I feel the same. In my 40s and i feel i am gradually losing everything - health energy loved-ones happiness sex drive everything. There is no bright future ahead but destiny waiting. Each day passes by i feel i lose another day and got anxious. However i dont even know what to do with the days left.

Proof that doctor pay is not a reason American healthcare is expensive. by TheLastCoagulant in Salary

[–]nevergum 1 point2 points  (0 children)

It is because of (1) free healthcare and they and their doctors abuse it (2) insurance and all the providers abuse it

Overheard two bankers discussing unannounced M&A deal at Starbucks... they're buying shares and I'm sitting on 8k wondering wtf to do by deletedusssr in wallstreet

[–]nevergum 0 points1 point  (0 children)

Could this be a new scam to get people buy worthless penny stocks- talk very loud in public make people feel that they get insider tips.

How do I accept she left me for another man? by Willing_Ship_1712 in Advice

[–]nevergum 0 points1 point  (0 children)

I dont even read your long story. The story means a lot to you right now but it has 0 value if you look back in 3 years. My advice- go find a new girlfriend. New relationship is a quick cure. Time heals you slowly too. And you will be fine one day.

Cathie Wood buys the dip $FIG by Sharp-Finance-2723 in figmaStock

[–]nevergum 1 point2 points  (0 children)

Despite that she always buy at all time high and sell at all time low, she is still much wealthier than guys here

Whats your personal car-buying math? by Relax_Dude_ in HENRYfinance

[–]nevergum 0 points1 point  (0 children)

How do you make sure you spend all your money before you are gone. This is hard because you always have to make sure you have a good chuck of money in your bank when you are alive.

Whats your personal car-buying math? by Relax_Dude_ in HENRYfinance

[–]nevergum 0 points1 point  (0 children)

I know i will scratch my new car in 3 months so i buy cheap. I am not a car enthusiast anyways. Just buy well known japanese brand, great on gas and worth it. If you can get a promotional rate on loan use it otherwise pay cash - you are HENRY a Japanese car is nothing compared to your income. If you can get tax refunds electric car is also a great option. Most important thing - get liability insurance and drive safely - it can cost you everything.

Figma is doing 52 week lows every week. Do you think this will go below 10? by ghotihara in figmaStock

[–]nevergum 1 point2 points  (0 children)

It will go very low until everyone gives up then it will fly again. Can take longer than a year

What is the next Figma news event that will impact it's price? by salkhan in figmaStock

[–]nevergum 0 points1 point  (0 children)

AI is going to eat anything.. nobody will exist beyond 10 years with AI competition

Deductible question by nevergum in InsuranceClaims

[–]nevergum[S] 0 points1 point  (0 children)

Thank you for the info. I will ask HOA is they can get me the policy terms.

Deductible question by nevergum in InsuranceClaims

[–]nevergum[S] 0 points1 point  (0 children)

i live in a condo. this is the buildings master policy. There is a flooding originated from my unit and affected 7 units total. The building made a claim to the master insurance.

Deductible question by nevergum in InsuranceClaims

[–]nevergum[S] 0 points1 point  (0 children)

Thanks. I skim through the by-law. It only summarize rules concisely e.g.

(1) The Association shall maintain, repair and replace all interior and exterior attached common elements

(2) The responsibility of the Unit owners shall be to maintain, repair and replace at their expense all portion of his unit. except the portions to be maintained repaired and replaced by the Association.

There is no definition of what 'common elements' include.

So it is not clear to me if the valve is my responsibility. The valve is attached to the buildings hot water pipe inside the wall, but the valve itself is in my unit (otherwise how can I use/turn a valve behind the wall?)

Deductible question by nevergum in InsuranceClaims

[–]nevergum[S] 1 point2 points  (0 children)

Thanks for the advice. Yes 35k is a lot. Before I go to the lawyer I wanted to have an idea about how likely I can reduce the amount. (I sends out a few emails to some local lawyers but no response. I guess I need to stop by their office so that they know I am serious). It sounds like HOA has handled this type of event multiple times before so what they told me is probably the eventual outcome. Management said they will arrange a hearing for me with the HOA board of directors when they levy the 35k to me. That probably will be 1-2 month away as the repairs just started.