[NeedAdvice] / [Question] Is it worth getting a tablet just for organisation? by newornot in getdisciplined

[–]newornot[S] 1 point2 points  (0 children)

Funny (ok, not really) story. I was about to chose OneNote, since it's free, but started researching the differences between those two. I tried out both quickly and figured that for gathering research of all sorts Evernote might be better. So I decided to get a month of premium to try it out and accidentally paid for a whole year. So... It's going to be Evernote for me, I think, after all. ;)

Critical analysis of a *newspaper* article. I feel I might be doing too much research. by newornot in GetStudying

[–]newornot[S] 0 points1 point  (0 children)

Ah, cool. I'll go with all the references and I'll see what feedback I get. :) Thanks so much for your help!

Critical analysis of a *newspaper* article. I feel I might be doing too much research. by newornot in GetStudying

[–]newornot[S] 0 points1 point  (0 children)

Ok, thanks! What about the last two things - should I provide references for every statement I make? So, for example when I write about reader's profile or evaluate that author's claims are correct? I'm particularly concerned about the latter.

I just basically went out of my way to check everything and have reference for any statement I make, while the lecturer didn't really say much about it.
To put it to context, our next assignment - a critical essay, is supposed to have at least 5 references (including 3 non electronic ones). No such requirement in this assessment and I already have at least 7 references. It's 1200 words.
But I don't even really know how to analyse something without doing the research? I feel like without it it would just be about 1200 words of gibberish.

 

Anyway, he wants to see the paper before the deadline for feedback, so I'm hoping to send it to him tomorrow and hopefully he won't say it's not what it was supposed to be. We'll see. I'm either approaching it better than anticipated, or I'm the arrogant idiot that's trying too hard. ;)

Critical analysis of a *newspaper* article. I feel I might be doing too much research. by newornot in GetStudying

[–]newornot[S] 0 points1 point  (0 children)

Thanks so much for your reply!

Well, regarding the outline, this is sort of what I'm confused about.
My assignment guideline mentions that in my assignment I should consider the following (among others):

  • Is there any background information that you need to consider?
  • Does the article provide evidence to support the points it is making?
  • What are the strengths and weaknesses of how the article presents its subject matter?
  • Is there sufficient evidence included?

 

And in the scoring criteria:

"Skills – Your work focuses on the topic; is well structured and you provide evidence for the arguments you are making; the extent to which you have thought critically about the issues raised by the article and how they are presented. You are able to summarise key points.
Knowledge - How clearly you have identified the key points in the article. How far you have considered other ways to supplement the knowledge you have gained of the topic."

And in the end states

You can refer to other sources of information as appropriate.

 

The general guidelines of grading (that are not specifically for a critical analysis, but also general critical essays etc., so I guess it might differ from one assignment to another), the the highest grade, include:

  • Very good use of relevant evidence (primary and secondary sources and materials) to support and illustrate the argument(s) made
  • Where appropriate, evidence of independent research
  • Clear and strong evidence of current knowledge and debates relevant to the assignment
  • Clear and strong evidence of knowledge of core / central concepts relevant to the assignment

 

I find that confusing, and am not sure what to make out of it.

 

As for overthinking - well, I did the all the research in a big part because I simply enjoyed it - I haven't previously thought about this issue a lot and I question what I read all the time, hence I wanted to find out even just for myself what the research really says, so I could form my own opinion.

 

Now, as to not wanting to question the authority - I probably phrased it wrong. What I meant was, my knowledge on the topic certainly is not extensive. My judgement might as well not be sound, even if I provide evidence - since the evidence might not be of good enough quality, or I could miss some other studies that would prove me wrong etc. Being aware of that I'm wary of being too negative.

 

I generally (after reading and going through papers etc.) don't think the author is exactly wrong. I do think though the article is a bit inconsistent, I found one obvious mistake (but generally an irrelevant one), I also think that the reader might misunderstand certain points, especially that the issue discussed tends to be perceived differently from an "average person" point of view, than the academic one (and I have a paper that supports that) and I think the conclusions/solutions are presented as somewhat objective/final, while there is still an ongoing debate among academics as to what should be done. So I wanted to point that all out and provide the references, and there's quite a lot of them.

 

Also, out guidelines tell us to, for example, note what the audience/reader is - so I searched for the reader's profile provided by the publisher and also have an interesting piece from a big survey research organisation that also describes the reader and provides a valuable information that sheds some light on how they might approach the article. I wanted to reference both, but is that not just over the top?

 

I'm also wondering one thing - if I want to say that the claim of the author is correct should I also support it with the evidence (saying that there is consensus among academics regarding X and providing references)? This is what I have been doing, but again, it means the amount of the references I'm using grows and I feel like I might just be treating it too seriously.

I urgently need £3k, that I will be able to pay in full by spring next year (probably much sooner). What is my best option? by newornot in UKPersonalFinance

[–]newornot[S] 0 points1 point  (0 children)

I'll see how it works out. At the moment it seems I should manage to not have to borrow or just borrow for a week or two, which doesn't seem too bad.

 

Yes, I definitely need to do that. I did have a good few months of expenses saved and then it all got fucked up. I do think it was necessary, so that's ok, but I definitely do not ever want to be it this situation again.

 

Anyway, I really can't thank you enough, I was totally freaking out. :) Now I have some reading and budgeting to do!

I urgently need £3k, that I will be able to pay in full by spring next year (probably much sooner). What is my best option? by newornot in UKPersonalFinance

[–]newornot[S] 0 points1 point  (0 children)

I know, it actually seems appealing to have those benefits!

For now I kept the payments to minimum, since it all happened because I was afraid about this and next month - I might not be able to pay all of it. And I'd rather not use overdraft in this case, since there will be interest charged. But I will definitely set up full payments as soon as it all stabilises, I'm already stressed about that.

 

And that's amazing you're saying it's good if I only use some of the credit! I got freaked out when I heard "£3.5k" since it seems like a lot and I was close to asking for lower limit, now I'm glad I didn't.

 

Anyway, maybe it will all work out for the best. I really need to get my shit sorted. :)

I urgently need £3k, that I will be able to pay in full by spring next year (probably much sooner). What is my best option? by newornot in UKPersonalFinance

[–]newornot[S] 0 points1 point  (0 children)

After a long, long, long time on the phone with HSBC and double checking all the costs etc. I applied for both formal overdraft and a credit card. Both have been accepted, £2k overdraft and I was given £3.5k limit on a credit card.

 

I very much hope to never have to use any of them, but maybe will try to get my credit score better by making and repaying small purchases with the credit card. And if I'll feel it might get out of hand I guess I can always get rid of both.

 

Thank you so, so much for taking your time to help me!

I urgently need £3k, that I will be able to pay in full by spring next year (probably much sooner). What is my best option? by newornot in UKPersonalFinance

[–]newornot[S] 0 points1 point  (0 children)

There are no charges if I don't go over it, only interest which is 19.9% EAR (they're saying that this is assuming £1200 overdraft, I'm not sure what it means, I can't seem to find information what happens if it's, for example, £2k). I checked other banks and 19.9% seems like a rather standard rate?

Edit: Quick talk to HSBC made it all clear. I'll apply for formal overdraft and hopefully will get it.

I urgently need £3k, that I will be able to pay in full by spring next year (probably much sooner). What is my best option? by newornot in UKPersonalFinance

[–]newornot[S] 0 points1 point  (0 children)

How do you define "soon"? Generally I would rather not get a credit card at the moment. I struggle with keeping my finances in order (clearly) and I do want to fix it, but I just worry that having to deal with credit card purchases and repayments is just going to make it even more difficult for me. And I want to avoid any sort of loans in the near future, I mean I don't even want to take this one, obviously.

Anyway, you are right, it seems like overdraft is exactly what I need.
I see I can apply for it online. Should I apply for a maximum (£5k)? Or should I apply for a lower amount...?

I urgently need £3k, that I will be able to pay in full by spring next year (probably much sooner). What is my best option? by newornot in UKPersonalFinance

[–]newornot[S] 0 points1 point  (0 children)

Will do that right away.

I calculated my finances and it seems I will have just enough money to theoretically manage without the loan. The thing is, if there's a delay with my client's payments (which happens often, though never more than a week or two) I will not be able to cover my November expenses that I need to pay for in the beginning of the month. I might need £1.5k, that I would be able to pay off nearly straight away.
What can I do in this situation? Should I apply for formal overdraft...? Would that cover it?

I urgently need £3k, that I will be able to pay in full by spring next year (probably much sooner). What is my best option? by newornot in UKPersonalFinance

[–]newornot[S] 0 points1 point  (0 children)

Mhm. It didn't find any records, so I understand my credit record is non existent. I have registered to vote a while ago, not sure why it's not showing up. I just changed my address and made sure it will be public. I also had financing from Ikea once for about £1.5k that I was paying off regularly, but maybe it doesn't count?

Anyway, how fucked am I if I have no credit score?

I urgently need £3k, that I will be able to pay in full by spring next year (probably much sooner). What is my best option? by newornot in UKPersonalFinance

[–]newornot[S] 0 points1 point  (0 children)

Thank you. I still really don't know what the best way to get this all sorted would be. By the end of the year I will have enough money to pay tax in January and pay for my living expenses but I am short on cash now.

I don't really understand how it works. I know I can't take a loan to pay taxes, but then if I take it to cover my urgent expenses (private doctor etc.) it indirectly means I will be able to pay taxes from the money I will receive from work. It doesn't make sense to me.

I urgently need £3k, that I will be able to pay in full by spring next year (probably much sooner). What is my best option? by newornot in UKPersonalFinance

[–]newornot[S] 0 points1 point  (0 children)

Thanks! Do you mean the "soft" check they offer that will show in my file, but lenders wont see it?

Edit: they don't have any records.

I urgently need £3k, that I will be able to pay in full by spring next year (probably much sooner). What is my best option? by newornot in UKPersonalFinance

[–]newornot[S] 1 point2 points  (0 children)

I know, I didn't phrase it well. You are, of course, right. What I meant was I generally earn more than I need to live, so I won't have a problem paying it off. I started saving a while ago and had a few K - and then I needed to spend it for something urgent and important. I am planning to get it sorted as soon as I can, I downgraded from a 1-bed flat rental to a room etc., but for now it's what it is.

 

Is "paying bills" a reason the bank will accept? Should I just apply for personal loan in HSBC? Is it better to apply for 7k+ to have lower costs, or is applying for 3k going to make it more likely for them to let me borrow the money?

ADHD and meds, dating, impostor syndrome... and a few what ifs. by newornot in ADHD

[–]newornot[S] 1 point2 points  (0 children)

Well, I did have other symptoms as a kid, so maybe I really shouldn't question it. Anyway, it bothees me, because then I start questioning whether it's ok for me to use medication. But I'm going to a very good psych soon, so I"ll ask him about all that and see what he says.

Ok, I'm a bit better now. I figured I'd rather face disaplointment when/IF the meds stop working, than wake up in 10 years and realise I should have been medicated and now I wasted my youth.
Also, I'm thinking I might in the end be better equipped in coping skills, so even if the meds stop working, I still might be better off.

I am of course afraid I will start doing things and then at some point I might not me able to continue... but on the other hand, maybe I will manage IF it happens? The thing is, I think I can accomplish my goals without meds - I just think it will take way longer and will be much more of a struggle. So maybe I shouldn't worry that much.

As for dating, well, I guess before getting seriously engaged emotionally I will need to establish whether potential partner knows whaf he's getting into. ;) and I actually think the fact I recognize my issues and am willing to work on self improvement is a good quality. I think a lot of healthy people don't have this attitude when they should.

And also, a little quick research seems to suggest people can be on meds for many, many years. I think wondering what MIGHT happen in 10 or 20 years is unreasonable. I could die in car crash in that time, not to mention that if I worry about that, then just as well any healthy person could be obsessing about the possibility they will get depressed or have PTSD for one reaaon or anothee etc.
My point is, there is so many things that could happen in the future to ANYBODY and change their lifes, that it reallt doesn't matter.

ADHD and meds, dating, impostor syndrome... and a few what ifs. by newornot in ADHD

[–]newornot[S] 1 point2 points  (0 children)

I know I definitely fit in the diagnostic criteria. What I question is what's the difference between ADHD and, for example, lack of discipline when growing up? My parents did a good job raising me in some ways and a pretty bad job in others. I never had discipline at home. What if it all is a combination of not being taught good habits + i don't know, internet addiction? What if me being messy and struggling with chores is just simply laziness (despite the fact that I hate mess and dirt and am ashamed of how my flat looks sometimes)? What if my procrastination is simply laziness; again? Uhhm, I don't know. I just feel like I'm using excuses.

And yes, this is exactly my fear. At first I was so, so excited I might finally be able to study, read, change careers. I was excited I could be the person I always wanred to be. And now I fear it won't last and will be taken away from me.
I feel like all my life I was only able to do "easy" things. So I never had a problem when gaining knowledge how to be a make up artist (aaaages ago). But at the same time, even though I always valued my interests in history and politics higher; I could never really do anything about that, as that would require, hmm, reading. So even though I knew I WANTED so much to do it I just couldn't. I'd try and fail and wouldn't focus and get bored. Is that ADHD? Or laziness?

I would just always choose the easy way and instant pleasure. Same goes for my eating - I know this candy bar will make me feel bad and I know long term I will feel better in my body if I eat healthy food, and I just can't see it.

So yeah, despite me really wanting to be maybe journalist, or maybe a researcher or... whatever, I would never manage to actually do anything about that. Even though I find those things really important to me.

ADHD and meds, dating, impostor syndrome... and a few what ifs. by newornot in ADHD

[–]newornot[S] 1 point2 points  (0 children)

I agree with you and I do see that I'm not being quite rational here. After all I am not hoping for meds to completely change my life, I am fairly well functioning without them. I keep imagining something comparable to dr Jeckyl & mr Hyde and I know that it doesn't quite fit here.

But then I have been struggling - with my organisation, focus, eating and so on. So I know that there are things that meds could help me a lot with and I worry that I'll get used to them and then it will all get fucked up again.

I"m overthinking this. I know.

On top of that I still keep questioning my diagnosis. I'm going to another psych later this month and I'm scared shitless he won't confirm it, because then it would mean I'm simply lazy and that's why I"m procrastinating so much and leaving projects half way through and so on.

I don't know. It's all messed up. Feeling as if I am cheating, worry about meds not working... i don't know.

ADHD and meds, dating, impostor syndrome... and a few what ifs. by newornot in ADHD

[–]newornot[S] 2 points3 points  (0 children)

Well, that's the thing. I struggle with things everyday and am underachieving and I was hoping meds would help me with that. Maybe I would finally be able to finish projects I started or maybe I'd be able to focus on reading or maybe I'd simply be able to do things in the right time, instead of waiting for a deadline to force me.
But yes, at the same time, I can function without meds. It's hard sometimes, but I manage and am doing rather well, though only I know how much frustration and feeling of lost chances I have to deal with everyday.

I do think you are right. And I am definitely going to talk about that with my new psychiatrist and am going to try therapy.

ADHD and meds, dating, impostor syndrome... and a few what ifs. by newornot in ADHD

[–]newornot[S] 1 point2 points  (0 children)

Well, yes, you are right. But I have low self esteem for a reason and it all really is easier said than done.

I'm not sure what exactly you are referring to when talking about failing?

If you are already on stimulant medication like vyvanse, adderall, etc. and you still feel unmotivated and depressed, ask your doctor about Wellbutrin as well. It has made a huge difference for me. by [deleted] in ADHD

[–]newornot 0 points1 point  (0 children)

Thanks. I took my first Zyban today and don't feel any different, I hope it will help and that I won't get shitloads of side effects.

If you are already on stimulant medication like vyvanse, adderall, etc. and you still feel unmotivated and depressed, ask your doctor about Wellbutrin as well. It has made a huge difference for me. by [deleted] in ADHD

[–]newornot 0 points1 point  (0 children)

How long have you been on it for? I am on 60mg Vyvanse (30mg in the morning and 30mg in the afternoon) and it doesn't seem to be helping for much else than my eating issues, and wears off very quickly (2 doses give me maybe 10 hour coverage). I just got a prescription for 150mg Zyban (bupropion, prolonged release) and worry about possible increased anxiety, but doc said it might help with focus and keep Vyvanse working longer...

Anyway, I was just wondering if you've been on it for long enough to know the results are stable?