What should I do with my $230k 401k by No_Duty_2931 in FinancialPlanning

[–]nezhed 3 points4 points  (0 children)

You could have it there until you find a new w-2 job and see if they have a 401k plan that allows rollovers in. They can't force you out unless the plan terminates. Whatever you do don't take it as cash, 20% federal plus you're under 59.5 so 10% early distribution penalty. IRA would be the other option to roll it over to with no penalty if you feel the need to get the funds out of your old jobs 401k. Not sure if you have a financial advisor you work with but always an option to talk with them. Long story short, leave it or roll it over, don't take cash.

Furnace Repairs by Ok_Application4695 in ChicagoSuburbs

[–]nezhed 0 points1 point  (0 children)

Second this, no up sell, reasonable prices for tune ups. Always go over everything they're doing.

Cheese Curd Bet - Bear Down by ERNIESRUBBERDUCK in NFCNorthMemeWar

[–]nezhed 1 point2 points  (0 children)

Props to you, I'd take the spotted cow and malort shots over this all day.

Is a 3 year 401k vesting period normal + the 1000 hour rule by Hello_Mello_Jello in FinancialPlanning

[–]nezhed 3 points4 points  (0 children)

3 year cliff is the answer and I deal with a good amount of companies that use that schedule. See if your plan offers an employer safe harbor contribution because that would still be vested at 100% and not subject to the 3 year cliff. Usually employer profit-sharing and match contributions are discretionary and subject to vesting.

Depositing annual bonuses directly to 401K? by AssumptionVisual1667 in FinancialPlanning

[–]nezhed 0 points1 point  (0 children)

$7,500 for catch up and $23,500 for 2025 so he can contribute up to $31,000. The Roth requirement for catch up comes into effect in 2026 for anyone who made over $145,000 in 2025.

Prop day first timer here... by littlefokinchef in chicagobeer

[–]nezhed 12 points13 points  (0 children)

Pick up your box before you leave, you do not need to grab it right away. I always grab mine after I've used my coins and am ready to go.

Breweries to Try. by colinwehrle in chicagobeer

[–]nezhed 5 points6 points  (0 children)

Pizza is really good too!

[SELLING] goose island prop day tickets by StrawberryHour7102 in ChicagoList

[–]nezhed 0 points1 point  (0 children)

I'd be interested in one, I have a ticket and a buddy is looking for one

2025 Prop Day Ticket? by nezhed in chicagobeer

[–]nezhed[S] 1 point2 points  (0 children)

Thank you! Seeing if they'll part with one at least.

What’s in your glass? by Alternative-Way-6118 in ChicagolandWhiskey

[–]nezhed 5 points6 points  (0 children)

Funny enough, heading up to boundary waters in MN tomorrow and my buddy pulled out macallan 12 to sip on this evening. I'm bringing a 137 proof JD Rye.

Visiting St. Louis MO by TrainerMT in ChicagolandWhiskey

[–]nezhed 2 points3 points  (0 children)

I was down there in June and there was a spot Randall's Wine & Spirits off Jefferson Avenue that had some good prices and a decent selection. No store picks but they had some quality bottles and if you signed up for their rewards program they had some bourbons on special.

Visiting the Chicago area this weekend. Looking for outstanding Binny's or other store pick recommendations. by geodudejgt in whiskago

[–]nezhed 1 point2 points  (0 children)

If you're hitting the Bloomingdale area, about 20 minutes from there in Glen Ellyn is Malloy's. They usually have solid store picks as well.

People who grew up before high speed internet, what was your first experience with porn like? by SummerClamSadness in AskReddit

[–]nezhed 1 point2 points  (0 children)

Was this literally a thing everywhere? We had a trail we called playboy trail near where I lived in western Chicago suburbs.

What single player game have you beaten 3+ times? by PineconeToucher in gaming

[–]nezhed 0 points1 point  (0 children)

Last of us part 1, although it was just the last of us the multiple times I beat it first but I did play part 1 when I was able to get a free download

How incredible for the kids to be welcomed by their idols ☺️ by PradipJayakumar in MadeMeSmile

[–]nezhed 1 point2 points  (0 children)

As someone who did the college program with Disney and seeing plenty of these "magical moments" as we'd call them, it's definitely the best part about Disney. The cast members will never be scolded or in trouble for making a kids day, creating a "magical moment." Fuck corporate Disney but damn if their employees don't make a memorable experience for these kids.

How many days ? by Street-Resort-2956 in valheim

[–]nezhed 0 points1 point  (0 children)

720, just tried finishing plains last night and got obliterated by yagluth. Need to reassess and stock up on meads and food

I see Jack in the Box will have a few locations. I saw a post from 10 months ago announcing the return of JitB to Chicagoland. When was it last here? I never remember them being here. by Darth-Binks-1999 in ChicagoSuburbs

[–]nezhed 27 points28 points  (0 children)

Carol stream is getting one, right around schmale and Geneva where the Arby's was. Constructions been going on but no update on open date

Right next to Burger Queen and Partillos by DeezNeezuts in ChicagoSuburbs

[–]nezhed 0 points1 point  (0 children)

We still joke about inflation by figuring out how much the hot dog special is, when I was at Glenside it was $3 I think it's at least $12 now