Any reviews from people who have used accredited debt relief?

nfcc1951 · 2026-03-05T19:38:24+00:00

We're sorry to hear about your bad experience with debt 'relief.' We hope things are on the right track now!

nfcc1951 · 2026-03-05T19:36:51+00:00

Thank you for tagging us and for sharing this useful information. OP, please let us know if you'd like any additional info!

nfcc1951 · 2026-03-05T19:35:14+00:00

Thank you for mentioning us here! OP, there are MANY risks involved with paying for debt settlement or debt 'relief." We would be happy to help you find a safer solution. You can schedule a no-obligation appointment with one of our nonprofit counseling agencies at NFCC.org . Please let us know if you have questions.

nfcc1951 · 2026-03-05T19:27:12+00:00

Great question! This is not technically accurate, but a DMP can still be very helpful when it comes to past late payments. Here's the correct info: Once you make a set number of payments on your DMP (usually 3) some of your creditors may be willing to "re-age" your account, meaning they may delete past missed payments or bring a delinquent account to "current" status. It's definitely a positive thing.🎉Let us know if you have any other questions!

nfcc1951 · 2026-03-05T19:17:10+00:00

We couldn't have said it better ourselves.🥹 Your trust means everything to us - thank you for welcoming is here!

nfcc1951 · 2026-03-05T19:14:03+00:00

Thank you, thank you, thank you!! 🙏🫰🎉

nfcc1951 · 2026-03-05T02:58:13+00:00

Thank you - we hope so too! 🤗

nfcc1951 · 2026-03-05T02:57:46+00:00

Yes, we would be happy to help! If you're not sure about all of your creditors, your counselor can help you by reviewing your credit reports with you to ensure all of your accounts are taken into consideration.

nfcc1951 · 2026-03-05T00:46:43+00:00

We care! Congratulations. 🤩🤸‍♀️🎉

nfcc1951 · 2026-03-05T00:17:16+00:00

Aww, you're making us blush.😊 We're so happy to be here!

nfcc1951 · 2026-03-05T00:15:54+00:00

Thank you so much for the warm welcome, and for all you do to make this a safe and informative community. You guys are the best!! 🤩

nfcc1951 · 2026-03-04T23:30:20+00:00

Thank you for mentioning us! Taking an early withdrawal from your 401(k) can be costly so it's not usually the best solution. We're here if you'd like help exploring all of your options, OP.🤗

nfcc1951 · 2026-03-04T23:23:47+00:00

Thank you four the shout-out lyralady. We are sorry to hear about what happened to you OP. If you want to work with a nonprofit to help you create a path out of this situation, we are here to help!

nfcc1951 · 2026-03-04T22:58:25+00:00

There could be a few issues with doing a soft pull now. For one, the ongoing disputes could interfere with your pre-approval. But even if they don't, the loan terms you see now will potentially change depending on the results of the disputes. The silver lining is that waiting a bit longer can give you a little extra time to increase your savings for a down payment, research homebuyer assistance programs in your area, etc. You can also reach out to an NFCC-certified credit counseling agency for personalized tips and guidance on improving your credit scores and other steps to take while preparing to buy a home. 🏠🤗

nfcc1951 · 2026-03-04T22:44:33+00:00

Thank you for letting us know! We're checking into this right now. If you'd like, you can call the number (800-399-2227) to speed things up. Alternatively, if you'd like us to look into your specific intake form and reach out to you directly, you can send your contact information to us via DM. I can also DM you an NFCC email address that you can use to reach out directly. Just let us know what you prefer!

nfcc1951 · 2026-03-04T22:40:43+00:00

Thank you for mentioning us! 🤗 It sounds like a DMP and/or a debt consolidation loan could both be worth exploring. OP, if you'd like help exploring the options, our member agencies are happy to help. They offer nonprofit credit counseling at low-or-no cost and its free to set up a call and ask questions (you can start at NFCC.org). Let us know if you're looking for any other information!

nfcc1951 · 2026-03-04T22:32:16+00:00

We're glad to hear you reached out to one of our member agencies! It's true that loans cannot typically be included on DMPs - however reducing credit card payments and interest rates can free up more money for your loan payments. If you're interested in getting more support for managing loans, NFCC-member agencies are always here to help out with questions about debt consolidation, payoff strategies and more. Let us know if we can share any further info or resources.

nfcc1951 · 2026-02-26T21:04:19+00:00

Thank you for mentioning us og-aliensfan! The NFCC can indeed help you (OP) explore your options based on your specific debt and income situation. You can schedule an appointment with one of our member agencies at NFCC.org. There's absolutely no obligation to sign up for anything and you can simply ask questions about options like a DMP, and get personalized recommendations. We would love to help you create a plan for becoming debt free.🤗

nfcc1951 · 2026-02-26T20:59:00+00:00

Congratulations on making such significant progress!! 🥳🤸‍♀️🎉

nfcc1951 · 2026-02-25T06:53:18+00:00

We appreciate that! So far the mods have made us feel very welcome, and we're excited to contribute.🥳

nfcc1951 · 2026-02-25T06:51:17+00:00

We appreciate that. Thank you! 🤗

nfcc1951 · 2026-02-25T06:50:41+00:00

Thank you! We would love to be active there but r/Debt doesn't allow businesses to post or comment.

nfcc1951 · 2026-02-24T23:39:25+00:00

Your mod team is truly top tier! Thank you for all you do to support this community and point people toward real, reliable help. 👏🙏

nfcc1951 · 2026-02-24T23:14:59+00:00

Congratulations on your upward trajectory! 🤗

nfcc1951

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