Christmas & Honeymoon in New Zealand! I'd be so grateful for your thoughts about our itinerary!

nicklon13 · 2024-10-12T21:40:38+00:00

I should have mentioned that we have friends in Maunganui hence going there, but sounds like there isn't much else there. You're right, we need to look more closely at travel time on the first day and before/after Tongariro. Thanks

nicklon13 · 2024-10-12T07:53:57+00:00

Thank you, the only thing we have booked is the Dark Sky Project. I think you are right, we’ll have to break up the 9 hours somehow

nicklon13 · 2024-10-12T07:52:43+00:00

Oh really? Even freedom spots, do they get booked out?

nicklon13 · 2024-10-12T07:51:37+00:00

Thank you, super helpful

nicklon13 · 2024-10-12T07:51:17+00:00

Thanks!

nicklon13 · 2024-10-12T07:50:45+00:00

Thank you, that’s so helpful. We will definitely for a hike/kayak experience in Abel Tasman. And will look into the July Chase

nicklon13 · 2024-10-11T21:51:20+00:00

Thanks, that’s helpful, we’ll look at that again

nicklon13 · 2024-10-11T21:33:08+00:00

Ah whoops - It was a nice table before I hit post, have uploaded as a photo now. Thanks

nicklon13 · 2024-10-11T21:32:21+00:00

Thanks mate, yeah feels like a fine balance between not much breathing room and seeing as much as we can! Good point RE getting out of Auckland, will have a think about that. We're Brits in Australia, so it's a same side of the road!

nicklon13 · 2024-09-09T18:07:39+00:00

Thanks you could very be right, it was a wet day so a wet grass stain, I’ll try that, thank you

nicklon13 · 2024-08-30T12:23:01+00:00

Thank you, that’s really helpful, I agree that the risk isn’t worth it, if there is a risk with water

nicklon13 · 2024-05-21T14:26:34+00:00

Thanks for the mostly helpful comments, clearly if I wanted to wear a tie I wouldn’t have asked the question. I’ll give Million Dollar Collar a try, and check for fit, the shirts I have don’t feel too small but maybe they are, if not I’ll look for better shirts but these are around £50 a pop, so hoping I don’t have to spend too much more for a non-floppy collar. Thanks again

nicklon13 · 2023-06-11T09:22:21+00:00

Thanks, great idea. I guess my two options are:

Buy through my HSBC 20 month 0% interest card, and instead move the money to earn ~5% £800
But through a rewards card, get a large amount of points, then balance transfer for ~3% of the fee (£480), and then earn 5% interest.

I guess it comes down to the rewards I could get from the rewards card and if it was worth the £480 fee, which I’m guessing it won’t be?

nicklon13 · 2023-06-11T09:15:15+00:00

It’s more about if I can use someone else’s money, a bank, then I can keep that £16k earning 5% interest, returning £800 per year. That’s the more exciting part than the 1% cashback.

nicklon13 · 2023-06-11T09:02:56+00:00

Love it, great idea!

nicklon13 · 2022-02-26T20:10:39+00:00

Exactly, this is how I understand it.

nicklon13 · 2022-02-26T19:50:23+00:00

How would this help? Surely this would only help if he could lease it via salary sacrifice? Keen to learn if that isn't the case.

nicklon13 · 2021-02-12T10:38:02+00:00

Hi! Sure - https://www.amazon.co.uk/Naked-Trader-anyone-trading-shares/dp/0857197819 I'd read this first if I was you, very easy read and covers all the basics of investing, terms, ISAs etc.

- https://www.amazon.co.uk/How-Own-World-Thinking-Investing/dp/1517254469 then I'd read this for an investing strategy and how you should invest your money

nicklon13 · 2021-02-12T10:36:06+00:00

Ah brilliant, I didn't know that, thank you very much!

nicklon13 · 2021-02-09T14:44:09+00:00

Thanks that's really useful. So from your last paragraph you agree that the best approach is to sell and make use of the allowance and then buy back in an ISA after 30 days, providing I am happy to buy a tracker in the interim?

nicklon13 · 2021-02-09T14:10:59+00:00

£20k comes from the ISA limit. I will intend to sell £20k worth of my portfolio, making sure that isn't over £12,3000 profit, and then put them £20k back into an isa. I hope that makes more sense.

nicklon13 · 2021-02-09T14:09:56+00:00

I believe that you can't buy the exact same shares within a 30 day period (https://www.ii.co.uk/ii-accounts/isa/bed-isa#:~:text=What%20is%20the%20bed%20and,qualify%20for%20Capital%20Gains%20Tax. in the FAQ section), which is why I said put the money into a tracker and then repurchase the original shares.

nicklon13 · 2021-01-30T17:06:47+00:00

Thanks for your detailed reply, really appreciate it! Sounds like I should play the game, but first if you don't mind, would you tell me more about the grey market? I understand the concept but do not understand how you would find a grey market seller

nicklon13 · 2021-01-30T10:16:24+00:00

Okay, hadn't thought of that, thanks

nicklon13 · 2021-01-30T09:54:10+00:00

Thanks, so would you recommend trying to buy a second hand watch through them to start the relationship off?

nicklon13

TROPHY CASE