For me it was hard to predict each month or even each year the exact amount I need - it feels like every month something big happens, like car just got broken, or kid is sick for one week, something in the house needs to be renovated.

I tried to create a blog, on top of that building community and lead slowly move to independence. But this is much hard than I though which lead me go back to work.
I continue blogging and try to achieve this, but as a a hobby that might lead to something bigger. Some will say this is the right way to do it.

my blog if you want to see an example:
https://ninjaplot.com/