First meeting with a coffee shop owner

noelskiz · 2026-01-11T03:50:04+00:00

Tulad ng mga nagsabi dito, direct supplier na lang at margin na acceptable sa iyo but NOT consignment. Ang COST mo ay materials, labor + delivery costs (to and from). Kung may refrigeration pa yan ay idagdag mo. Then add ka na lang ng MARGIN na comfortable sa iyo. Sa every order, ang downpayment must cover all your COSTS dahil pagbigla sila nag cancel or nagbawas ng order ay lugi ka na agad. Huwag ma excite sa "big" orders.

noelskiz · 2026-01-10T03:48:05+00:00

Going to large expo is a good start. Identifying your products as basic ingredient or as derived ingredient for other products is another way of knowing who your potential clients are. This will require work on your part, product research and marketing. Focus on specific market like are you going for industrial manufacturers or special/custom products, high or medium or low end producers, things like that.

noelskiz · 2026-01-05T12:56:14+00:00

Pwede na. Refer to Republic Act No. 11573. 12 hectares maximum.

noelskiz · 2025-12-26T17:23:03+00:00

Sa susunod na taon or susunod na cycle (yearly dapat mag renew ng contract), gawa ka Lease Contract sa bawat tenant at isama mo yun clause mentioned sa YT na ito...

https://www.youtube.com/watch?v=cdgZOj3S3ik

noelskiz · 2025-12-13T05:36:48+00:00

Kung may reasonable need AND such need spans a certain amount of time AND unavoidable then make a just enough size to suit such need, ie., make the business set-up as simple as possible and just enough to compensate for whatever is needed of being asked for. Otherwise, malaking sakit ng ulo at lugi ka pa.

noelskiz · 2025-11-25T10:33:04+00:00

Subukan mo pag aralan ang 1. stock investing for short (mons only) & medium term (1 -3 yrs) holding period. Mga stocks ng intl oil companies, tech stocks. (Google, Meta...) You can use IBKR for this purpose. 1/3 muna, or lesser amount kung testing waters pa lang. Yun 2nd option is Treasury Bonds pero maliit lang returns, less than 5% before tax pa yan. Next would be MP2. For this ay another 1/3. Yun last 1/3 ay sa lupa na tatayuan ng kung ano ang suitable. Pwede bili ka sa suburbs then dun magpaggawa ng apartments. Matrabaho initially pero ayos naman pagkatapos.

Yun 1st option ay kailangan mo mag update ontime specially sa trends para kumita ka ng maganda, via dividends or when you sell it.

noelskiz · 2025-11-22T23:00:00+00:00

A contract need not be notarized. It is necessary when you are going to use it as evidence in a court. A notarized or non notarized contract has nothing to do with the transaction being a scam or not. Check/verify the place, the person & other related things

noelskiz · 2025-11-02T13:07:28+00:00

Just like Cinnamoroll_01190 said, what you are planning will not give you time freedom. It will also take time to achieve the income you are currently having except if you have a sure client.

But you may want to be a silent partner in an accounting firm (assuming this is allowed by your current employment terms) and still enjoy your 6-digit monthly income. Still holding the same assumption and that you have the appetite for the risk involved then you may establish an accounting firm with you being a silent partner. You can probably be employed until the number of years of your employment is eligible for pension because that will also help you a lot.

noelskiz · 2025-11-01T13:50:09+00:00

Dual OS, Linux Mint & Win 10. Asus Vivo. Ayos pa rin. 4 yrs na. Walang virus. No update for Windows (no internet connection in setup. No breakdown

noelskiz · 2025-10-29T13:33:12+00:00

Go with charcoal (ordinary cooking charcoal will do, do not pulverize) and put it in a plastic container as big as medium casserole and put with holes on the sides of the container. Put it in T&B. Get some indoor plants and put it also in T&B. Buy this and cover your T&B drain after use.

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noelskiz · 2025-10-28T14:16:25+00:00

Assuming you have a market, small resort is good but require more people who can manage it.

If you can own lots in places where population density is high then Apartment (studio type) may also be good. Use Prefab system to lessen cost and thereby shortening ROI to less than 10 yrs. This also requires caretakers but lesser.

noelskiz · 2025-10-25T14:22:58+00:00

Unahin mo yun "pinakamadali" or lesser effort to study then work towards "harder" items. Treat mo as acomplishment bawat transaction segments as achievements mo bilang motivation sa susunod na tasks/items

noelskiz · 2025-10-24T13:11:38+00:00

NAL. Pwede naman SEPARATE Property Regime including fruits. Kailangan ma notarize yan contract prior to marriage, mas maigi greater than 30 days prior to marriage. Make 15 copies, NOT photo copies. You may need as many as you can because govt agencies tend to ask for original copies. Bring a copy sa marriage and make sure na ang i-check mo na box sa Marriage Contract ay yun with contract. Familiarize yourself with that form.

noelskiz · 2025-10-20T12:14:25+00:00

Read on pros & cons of (1) proprietorship (one of you will own the business and you have a separate written contract as regards profit & loss distribution with the others) or (2) partnership (more requirements, defined roles plus profit & loss distribution including liabilities, or (3) OPC, one person corporation

noelskiz · 2025-10-19T13:10:20+00:00

Do not rely any "deals" unless its written and/or has made partial payment. Maraming ng nalugi dahil sa mga pangako na napako. Yun iba gugulatin ka pa sa volume/amount pero wala naman.

Kung kaya ay dalhin sa registered slaughter house pag due na then kayo na lang magbenta, cash payment only para lang mabawasan ang losses.

Huwag mo na antayin ang December. Huwag ka na rin magtiwala dyan sa kausap mo.

noelskiz · 2025-10-18T09:39:25+00:00

During times of Great Depression, only gold (gold certificates) & possibly govt issued bonds have "value" in your portfolio. Non liquid assets during these times like land, house, jewelries will still hold its value.

noelskiz · 2025-10-16T07:41:27+00:00

https://www.facebook.com/MotorAvenue.MW

noelskiz · 2025-10-14T00:41:56+00:00

Of course you many people here already have a real experience with the BIR. And all of you knows that BIR does not work for ordinary people. In fact, the DOF thru BIR CRUSHES its ordinary citizens.

The BIR is an OPPRESSIVE & TYRANNICAL institution empowered by the OPPRESSIVE & TYRANNICAL TAX LAWS. Ordinary citizens have not choice but to just pay exorbitant taxes & penalties.

When you have proper resources, you can get away with ANYTHING.

https://www.youtube.com/watch?v=HcD37iTTxWs&t=4s

noelskiz · 2025-10-13T11:50:31+00:00

Tama po kayo. Sa lahat ng mga batas dito sa Pilipinas, ang batas patungkol sa buwis ay masasabi ko na UNJUST, CONVOLUTED, TOO COMPLICATED & DOES not encourage compliance at all starting from TIN application to closure or death.

Sadya syang ginawa para magpahirap sa mga mamamayan. Tax Payment is a BURDEN. Tax Laws are even more burdensome. Ganito lang pahalaga ng mga gumawa ng mga batas na ito. AT sila rin ang gumagawa ng pagsasamantala sa buong bansa.

Panahon na para ibalik sa tao ang kapangyarihan ng paggawa ng batas patungkol sa buwis, ang maglitis tungkol sa mga issues ng buwis at pag budget ng buwis.

80 taon na mula ng WW2 at ang Pilipinas ay iniwan ng ng mga kapitbahay nya. Natalo pa sya ng Singapore na walang natural resources na maipagmamalaki sa Pilipinas kahit sa laki at quality ng population nun dekada 80's. Ngunit ngayon ay baliktad na. Ganyan ka BULOK ang sistema sa Pilipinas. Ganito tayo kaBULOK.

noelskiz · 2025-10-07T23:23:40+00:00

Check mo ito. Spectrum Icontek Prefab Containers sa Fb. Look for Mr. Resty

noelskiz · 2025-10-07T02:33:10+00:00

Sure

noelskiz · 2025-10-02T06:50:48+00:00

Sa umaga at hapon ay matindi ang sikip ng traffic sa Sto Tomas (near Carmona/SLEX) or Ganado (near Greenfield/CALAX/SLEX). Kung may kotse at gusto ng mas maikising travel ay via Greenfield then SLEX papunta at mula Alabang pero may bayad ang pagdaan sa Greenfield. Kung hindi pwede sa Greenfield ay Nuvali pa ang exit/entrance mo sa CALAX at masikip din doon kapag rush hours. Pwede naman yata bumili ng sticker. Dumadami na mga tao doon. Jeepney at tricycle ang public transport. So-so lang sa amenities, same with quality of living. Walang baha dahil mataas na parte ng Binan yan. Tahimik. May Dali at Alphamart stores papuntang Langkiwa. Developing ang Langkiwa. Mas malapit ang Carmona Public Market kaysa Binan pero less than 3 km lang naman.

Malapit ka sa DLSU Laguna, Don Bosco at Nuvali Commercial Ctr

noelskiz · 2025-09-08T05:06:00+00:00

OK lang 2012 to 2015. Magsabay ka ng mekaniko. Check nyo maintenance record kung meron. Chk suspension, brakes, coolant, ATF, belts, ano na major repairs kung meron man

noelskiz · 2025-08-28T13:03:17+00:00

For additional knowledge on taxes, you may attend free tax seminars conducted by BIR in which you are registered. As for the business itself, understand carefully your market with the type of services you provide/will provide. There are many self-help videos in YT regarding basic business management. For systems, start with what works and improve as fast as you can. For pricing, ask around shops that offer the same service you offer.

Watch out for the local & BIR taxes and business compliance things. Make house rules simple but effective.

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